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American Equity Investment Life Insurance Company

Bonus 5 (INDEX-3-07-WA)

A Fixed Indexed Annuity with a 12-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A-		Standard & Poor's: BBB+

Rates

	Previous Rates xx/xx/xxxx			Current Rates xx/xx/xxxx			Guaranteed Minimum Values
	Cap	Spread	Part Rate	Cap	Spread	Part Rate	Cap	Spread	Part Rate
S&P 500 Annual Point-to-Point w/ CAP	***	***	***	***	***	***	***	***	***
S&P 500 Annual Point-to-Point w/ PR	***	***	***	***	***	***	***	***	***
S&P 500 Monthly Average w/ CAP	***	***	***	***	***	***	***	***	***
S&P 500 Monthly Average w/ PR	***	***	***	***	***	***	***	***	***
S&P 500 Monthly Point-to-Point	***	***	***	***	***	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %			.* %			.* %

Premium Bonus by Age/State
Policy Year:	1
WA	****
Age 57+	****

Policy Notes

A fixed-indexed annuity --[ subscription required to view full text ]--
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Product Riders
No Riders Available

Provisions

Free Look Period:	****
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Ages Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 06/01/2010
Commissions are ***** *** * *** * *** * ** ***** ***.

Bonus 5 (INDEX-3-07-WA)

Up to age 56

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 57-80

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Extra 1% Commission Through April 2, 2010 Rules: Minimum $250,000 Net Paid Premium Required. 1% Commission Bonus - for issue ages 0-75*, 0.75 --[ subscription required to view full text ]--
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Related Information

Other American Equity Investment Life Insurance Company Products

MYGA

Guarantee 5 (SPDA-MYGA)
Guarantee 5 (SPDA-MYGA) MVA
Guarantee 7 (SPDA-MYGA)
Guarantee 7 (SPDA-MYGA) MVA

Fixed Annuity

FPDA 1
FPDA-10 (MVA)
FPDA-11 (MVA)
FPDA-12
Premier Eagle 10 (FPDA-7-08)
Premier Eagle 12 (FRG-09)

Fixed Indexed Annuity

10/10 Gold (Index 6-05)
Advantage Gold
Benefit Gold (ICC10 IDX 110*)
Bonus Gold (Index 1-07)
Bonus Gold (Index-1-05 & Index-7-05-OK)
Income Gold (Index 3-07)
Integrity Gold (Index 5-07)
Millenium Platinum (Index-6-05)
Retirement Gold (02-09)
Retirement Gold (RG-FIA-09)

SPIA

SPIA-1

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