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American Equity Investment Life Insurance Company
California Gold
(RETIRED)
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A- |
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Fitch: A- |
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Standard & Poor's: A- |
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Rates
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Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
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Cap |
Spread |
Part Rate |
Cap |
Spread |
Part Rate |
10 Yr US Treasury Bond w/ Cap
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***
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Bond Yield w/ Cap
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S&P 500 Annual Monthly Avg w/ Cap
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S&P 500 Annual Monthly Avg w/ PR
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S&P 500 Annual Pt to Pt w/ Cap
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S&P 500 Annual Pt to Pt w/ PR
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S&P 500 Monthly Pt to Pt w/ Cap
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***
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***
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S&P 500 Performance Trigger
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Trigger: 1.75
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Volatility Control Index
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1 Year Fixed Account
(Rate guaranteed for 1
Year)
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*.** %
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*.** %
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State Specified Minimum Interest Rate: ****
Premium Bonus
Year: |
1 |
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Bonus Rate: |
****
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Provisions
Free Look Period: |
****
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(Free look period may vary by state) |
Rate Lock Protection: |
****
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Bail Out Provision Available: |
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*** *** ***: |
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Loan Provision Available: |
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*** *** ***: |
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Tax Sheltered: |
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Market Value Adjustment: |
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MRD: |
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Front-End Fee: |
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Annual Maintenance Fee: |
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Return of Premium Available: |
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Death Benefit is: |
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Premiums
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Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
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Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
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Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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Owner: |
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***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
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***** |
***** |
Annuitization Age: |
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***** |
***** |
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
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*** *** ****** *** $****.**
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Commissions
Effective date of commission schedule: 01/01/2019 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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Option A
California Gold
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Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
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Renewal Premiums: |
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Ages 76+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
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Option B
California Gold
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Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
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Ages 76+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
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Option U
California Gold
(All approved states)
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Up to age 75 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Ages 76+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Year 9 |
Year 10 |
Year 11 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
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Related Information
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