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American Equity Investment Life Insurance Company


Guarantee 5 (SPDA-MYGA)


A MYGA with a 5-year fixed rate and a 5-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A-   Standard & Poor's:  BBB+  

Rates
The interest rate is guaranteed for 5 years
Surrender charges last 5 years
Last Rate Change: xx/xx/xxxx
Next Rate Change: xx/xx/xxxx
  Previous Rates
xx/xx/xxxx
Current Rates
xx/xx/xxxx
  RateBonusYield to
Surrender
RateBonusYield to
Surrender
Band 10,000+   ****   *****   *****   ****   *****   ***** 




Policy Notes

The Guarantee 5 is a Single Premium Deferred Annuity --[ subscription required to view full text ]--
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  • ***** **** ******* ** ************* ******** *** * *** ********* ****** ** *** **** ******** ** *** ******** ********* ******, ** *** *** ********** ******** **** ********* ** **** ****.

    **** ****** ** ************* ********* ** ***** ******* *** *** ********

  • Product Riders

    No Riders Available

    Provisions
    Free Look Period: ****
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Ages Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

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    *** *** ****** *** $****.**
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    Commissions
    Effective date of commission schedule: 06/01/2010
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    1. If the annuitant and owner are different, commissions will be based on the older age.
    2. Commissions will be --[ subscription required to view full text ]--
      1. ** *** ********* *** ***** *** *********, *********** **** ** ***** ** *** ***** ***.
      2. *********** **** ** ******* **** ** *** ******** ********* ** *** *********/***** **** ** ******* ****** ** ******* ** *** ***** ******** **** *** ******** ****** ***** *** ** * **** *** ** ********** ** *** **** ** *****, *** *** **** ** ******. *** ****** **** ** ***** ** ***% ** *** ***** ****** ***** *** ******* ** */* **** ***** **********. ****** *** *** ******* ***** ** (****-*-**), ** * ******* ************ ** **** *** *** ****** ************ ******* ** **** * **** ********* ***** **** ** * ****** **** ** ********* **:
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        • *** ******** **** - **% ** *** ***-**** ****** ***** ** **** ** *****.
      3. *********** **** *** ** **** ** ******** ******** ***** *** **** ** ***** ** ** ***** ** *********.
      4. ** ******** *** ************ ********** ** *** ****** *** ***** ****, *** ******** **** ** ****** *** *** ***** **** ** ** **** ******** **** *** *******.


    Related Information

    Other American Equity Investment Life Insurance Company Products

    MYGA
    Guarantee 5 (SPDA-MYGA) MVA
    Guarantee 7 (SPDA-MYGA)
    Guarantee 7 (SPDA-MYGA) MVA
    Fixed Annuity
    FPDA 1
    FPDA-10 (MVA)
    FPDA-11 (MVA)
    FPDA-12
    Premier Eagle 10 (FPDA-7-08)
    Premier Eagle 12 (FRG-09)
    Fixed Indexed Annuity
    10/10 Gold (Index 6-05)
    Advantage Gold
    Benefit Gold (ICC10 IDX 110*)
    Bonus 5 (INDEX-3-07-WA)
    Bonus Gold (Index 1-07)
    Bonus Gold (Index-1-05 & Index-7-05-OK)
    Income Gold (Index 3-07)
    Integrity Gold (Index 5-07)
    Millenium Platinum (Index-6-05)
    Retirement Gold (02-09)
    Retirement Gold (RG-FIA-09)
    SPIA
    SPIA-1

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