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American Equity Investment Life Insurance Company

IncomeShield 10 with a LIBR

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A-		Fitch: A-		Standard & Poor's: A-

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
S&P 500 2-Year Pt to Pt w/ Cap	***	***	***	***
S&P 500 2-Year Pt to Pt w/ PR	***	***	***	***
1 Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Annual Pt to Pt w/ Cap	***	***	***	***
1 Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Annual Pt to Pt w/ PR	***	***	***	***
2-Year S&P 500® Dividend Aristocrats Daily Risk Control 5% Index ER Pt to Pt w/ PR	***	***	***	***
BlackRock Adaptive US Equity 5% Index 2-Year Pt to Pt with PR	***	***	***	***
BlackRock Adaptive US Equity 5% Index Annual Pt to Pt with PR	***	***	***	***
BofA Destinations Index 2-Year Pt to Pt with PR	***	***	***	***
BofA Destinations Index Annual Pt to Pt with PR	***	***	***	***
S&P 500 Annual Pt to Pt w/ Cap	***	***	***	***
S&P 500 Annual Pt to Pt w/ PR	***	***	***	***
S&P 500 Monthly Pt to Pt w/ Cap	***	***	***	***
SG Global Sentiment 2-Year Pt to Pt with PR	***	***	***	***
SG Global Sentiment Annual Pt to Pt with PR	***	***	***	***
UBS Tech Edge 2-Year Pt to Pt with PR	***	***	***	***
UBS Tech Edge Annual Pt to Pt with PR	***	***	***	***
Fixed Account (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
Year:	1
Bonus Rate:	****

Policy Notes

The @annuityname@ is a Flexi --[ subscription required to view full text ]--
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*** @***********@ ****** ******** *****-****** ********** *** * @*******************@ **** ********** ***** ******* ********* ****** @********@%.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation

This product includes a Market V --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 03/15/2023
Commissions are ***** *** * *** * *** * ** ***** ***.

Option A

IncomeShield 10 with a LIBR

(All approved states)

Ages 18-75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 76+

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Option B

IncomeShield 10 with a LIBR

(All approved states)

Ages 18-75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 76+

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Trail:

Trail years ***+ is *****

Option U

IncomeShield 10 with a LIBR

(All approved states)

Ages 18-75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 76+

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Related Information

Other American Equity Investment Life Insurance Company Products

MYGA

GuaranteeShield 3
GuaranteeShield 5

Fixed Indexed Annuity

AssetShield 10
AssetShield 5
AssetShield 7
AssetShield 9 Bonus CA
AssetShield 9 CA
AssetShield Bonus 10
California IncomeShield 7
California IncomeShield 9
California IncomeShield 9 w/ LIBR
EstateShield 10
EstateShield 9 CA
FlexShield 10
IncomeShield 10
IncomeShield 7

SPIA

SPIA-1

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