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American General Life Insurance Company
AG Choice Index 10 (LIPM)
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A+ |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
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Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
Band $25,000+ |
Cap |
Part Rate |
Cap |
Part Rate |
1 Year Franklin Quality Dividend Point to Point with PR
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1 Year ML Strategic Balanced Annual Point to Point with Participation
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1 Year MSCI EAFE Annual Point to Point
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1 year PIMCO Global Optima Index Annual Point to Point with Participation
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1 Year Russel 2000 Annual Point to Point
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1 Year S&P 500 Annual Point to Point
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1 Year S&P 500 Annual Point to Point Participation
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1 Year S&P 500 Annual Point to Point Performance Triggered
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Trigger: 3.65
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1 Year Fixed Account
(Rate guaranteed for 1
Year)
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*.** %
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*.** %
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Band $100,000+ |
Cap |
Part Rate |
Cap |
Part Rate |
1 Year Franklin Quality Dividend Point to Point with PR
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***
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***
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*** |
*** |
1 Year ML Strategic Balanced Annual Point to Point with Participation
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***
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***
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*** |
*** |
1 Year MSCI EAFE Annual Point to Point
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***
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***
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1 year PIMCO Global Optima Index Annual Point to Point with Participation
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***
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***
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1 Year Russel 2000 Annual Point to Point
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***
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***
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1 Year S&P 500 Annual Point to Point
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***
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1 Year S&P 500 Annual Point to Point Participation
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***
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1 Year S&P 500 Annual Point to Point Performance Triggered
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Trigger: 4.35
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1 Year Fixed Account
(Rate guaranteed for 1
Year)
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*.** %
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*.** %
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State Specified Minimum Interest Rate: ****
The @annuity --[ subscription required to view full text ]--
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Provisions
Free Look Period: |
****
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(Free look period may vary by state) |
Rate Lock Protection: |
****
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Bail Out Provision Available: |
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*** *** ***: |
**** |
Loan Provision Available: |
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*** *** ***: |
**** |
Tax Sheltered: |
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Market Value Adjustment: |
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MRD: |
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Front-End Fee: |
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Annual Maintenance Fee: |
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Return of Premium Available: |
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Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
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Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
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Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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Owner: |
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***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
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***** |
***** |
Annuitization Age: |
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***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
10% Withdrawals are --[ subscription required to view full text ]--
**% *********** *** ********* ** *** ***** ******** **** *** **, **, **, **, **, **, **, **, **, **, **, **, **, **, *** **
MVA Explanation
Not available in AK MN MO OR PA WA
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Withdrawals in exc --[ subscription required to view full text ]--
*********** ** ****** ** *** **** ********** ********** *** ******* ** ** *** ****** *** ********’* ***** @*******@ *****. **** ********** *** ****** ******** ** ******** *** ****** *********, *** ** ********** ** * ******* ** *** ******** **** ******** ******* ** *** ******** **** *********** ***** *** ******** *** ******. *** *** *** ** ********** ** *** ******.
Commissions
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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