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American General Life Insurance Company

AG Horizon Choice 5

(RETIRED)

A MYGA with a -year fixed rate and a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Fitch: A-		Moody's: A1		Standard & Poor's: A+

Rates
Surrender charges last 7 years	Last Rate Change: xx/xx/xxxx Next Rate Change: xx/xx/xxxx

Policy Notes

A Single Premium C --[ subscription required to view full text ]--
* ****** ******* ** **** ******** ******* **** * *-**** ********** ******** **** *** *-**** ********* ****** ****** **** ** *** *********. *** *********** *** * **-*** ******, ********* *** *** ** *** *** ****, ** ******** *** ****** ******* ****** ***** **********. ** ******** ** ********** ****** **** ** ****** ****** *** **-*** ****** ** *** *** ** ***** ***** ** ******.

Product Riders
No Riders Available

Provisions

Free Look Period:	****
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Ages Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
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**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Verify state availability with carrier

The MVA may increase or decrease the withdrawal value when more than the amount available --[ subscription required to view full text ]--
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*** ****** ***** ********** ** ********** ** *** ********* ******;

*** ****** = ((*+*)/(*+*=+*.***))(*/**)

*****:

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Commissions
Effective date of commission schedule: 05/09/2009
Commissions are ***** *** * *** * *** * ** ***** ***.