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American General Life Insurance Company

AG HorizonFlex

A Fixed Annuity with a 1-year fixed rate and a 8-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Fitch: A-		Moody's: A2		Standard & Poor's: A+

Rates
The interest rate is guaranteed for 1 years Surrender charges last 8 years	Last Rate Change: xx/xx/xxxx Next Rate Change: xx/xx/xxxx

	Previous Rates xx/xx/xxxx			Current Rates xx/xx/xxxx
	Rate	Bonus	Yield to Surrender	Rate	Bonus	Yield to Surrender
Band 5,000+	****	*****	*****	****	*****	*****

State Specified Minimum Interest Rate: ****

Policy Notes

The @companyName@'s @annuityname@ is a --[ subscription required to view full text ]--
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• ******** ** ******* ******** ******** ***** *** ***** ******** **** **** ** ******** *** *** **** ** *** **** ******* ******** **** ** ****** ** *** **** **** ******* *** ********.
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Product Riders
No Riders Available

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Ages Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Verify state availability with carrier

No MVA --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 12/01/2011
Commissions are ***** *** * *** * *** * ** ***** ***.

Related Information

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