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Aviva Life & Annuity (Income Series)

Income Select Plus S

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Moody's: A1		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $5,000+	Cap	Part Rate	Cap	Part Rate
1 - Year Point to Point Dow Jones EUROSTOXX 50	***	***	***	***
1 - Year Point to Point Hang Seng Index	***	***	***	***
1-Year S&P 500 Monthly Cap	***	***	***	***
1-Year S&P 500 Point-to-Point Cap	***	***	***	***
1-Year S&P 500 Point-to-Point w/ Participation	***	***	***	***
Fixed	.* %		.* %
Band $75,000+	Cap	Part Rate	Cap	Part Rate
1 - Year Point to Point Dow Jones EUROSTOXX 50	***	***	***	***
1 - Year Point to Point Hang Seng Index	***	***	***	***
1-Year S&P 500 Monthly Cap	***	***	***	***
1-Year S&P 500 Point-to-Point Cap	***	***	***	***
1-Year S&P 500 Point-to-Point w/ Participation	***	***	***	***
Fixed	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus by State
Policy Year:	1
CT PA	****
DE MN OR WA	****

Policy Notes

The Income Select Plus is a Fixed Indexed Deferred Annuity which is intended for long term retirement savings. The Income Select Plus offers multiple interest crediting Strategies. Your Initial Premium will be allocated to the Strategies based on the Allocation Pe --[ subscription required to view full text ]--
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Product Riders
No Riders Available

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Ages Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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State Specific Notes

Guaranteed Purchase --[ subscription required to view full text ]--
********** ******** ****** *** ********* ** **, **.

MVA Explanation
Verify state availability with carrier

A Market Value Adjustment (MVA) is an adjustment made to your --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 02/15/2012
Commissions are ***** *** * *** * *** * ** ***** ***.
To verify commissions prior to contracting, please contact Aviva by phone or email: https://www.avivausa.com/wps/portal/avivausa/contact-us

Related Information

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