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American National Insurance Company


Palladium MYG Annuity 8


A MYGA with a 8-year fixed rate and a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Standard & Poor's:  A  

Rates
The interest rate is guaranteed for 8 years
Surrender charges last 10 years
Last Rate Change: xx/xx/xxxx
Next Rate Change: xx/xx/xxxx
  Previous Rates
xx/xx/xxxx
Current Rates
xx/xx/xxxx
  RateBonus Yield to
Surrender
RateBonus Yield to
Surrender
Band 5,000+   ****   *****   *****   ****   *****   ***** 
Band 100,000+   ****   *****   *****   ****   *****   ***** 

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ is a Single --[ subscription required to view full text ]--
*** @***********@ ** * ****** *******, ***** **** ********** ******* ******** * ****** *** ** ********, ********* * ******-***** **********, ** ******** ****** *********.

**** **********
@*****************@ ** *** *** ** *** ********** ******** **** ******, *** **** **** * ** *** ****** **:
• ****** * ********* ****** **** ***** *********; **
• ***** * ****** ******; **
• ******** **** ************ ***** ******* ********* ****** ** ******** **********.
• ** ** ******** ** ****, *** ******* **** ************* ***** **** ******* *** *** **** ********* ******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in CA OR PA VA VT WA

A Market Value Adjustmen --[ subscription required to view full text ]--
* ****** ***** ********** (***) ** ** ****** **** ** ****** *** ********* ***** ** *** ********. *** *** ** **** ******* ****** *** @*******@-**** ******** ****** *** **** *** ***** ** *** *********-**** ******* ********* *******.

*** *** *** ******** ** ******** *** ********* ***** ********* ** *** ********* ******** ***** ****. ********* *** *** ********* *** ********* ***** **** ******** ***** **** *** ********* *** ********* ***** **** ******** ***** ****.

Commissions
Effective date of commission schedule: 03/01/2018
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
Palladium MYG Annuity 8
Up to age 79  
Initial Premium: ****
Ages 80-85  
Initial Premium: ****

Related Information

Other American National Insurance Company Products

MYGA
Palladium MYG Annuity 10
Palladium MYG Annuity 5
Palladium MYG Annuity 6
Palladium MYG Annuity 7
Palladium MYG Annuity 9
Fixed Annuity
Century Plus
Palladium Group Fixed Deferred
Weath Quest Citadel 5 Diamond
Weath Quest Citadel 7 Diamond
Fixed Indexed Annuity
Strategy Indexed Annuity PLUS 10
Strategy Indexed Annuity PLUS 7
SPIA
Palladium (SPIA)

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