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American National Insurance Company
Value Lock 10
(RETIRED)
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Standard & Poor's: A |
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Rates
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Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
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Part Rate |
Part Rate |
S&P 500 10 Year Point-to-Point
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***
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*** |
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State Specified Minimum Interest Rates
WY
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**** |
AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MD ME MI MO MS MT NC NE NH NM NV OH PA PR RI SC SD TN TX UT VA WA WI WV
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**** |
Premium Bonus
Year: |
1 |
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Bonus Rate: |
****
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The @annuityname@ from @companyname@, is a single premium deferred annuity, offering interest earnings r --[ subscription required to view full text ]--
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Provisions
Free Look Period: |
****
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(Free look period may vary by state) |
Rate Lock Protection: |
****
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Bail Out Provision Available: |
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*** *** ***: |
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Loan Provision Available: |
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*** *** ***: |
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Tax Sheltered: |
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Market Value Adjustment: |
*** |
MRD: |
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Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
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Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
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Min Single Premium Impaired: |
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Min Single Premium Period Certain: |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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Owner: |
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***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
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***** |
***** |
Annuitization Age: |
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***** |
***** |
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
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MVA Explanation
Not available in IL UT CT FL IN NC PA TX VA WA WI
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A Market Value Adjustmen --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 12/01/2014 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
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Value Lock 10
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Up to age 75 |
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Initial Premium: |
**** |
Ages 76+ |
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Initial Premium: |
**** |
Related Information
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Additional Information
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