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    Atlantic Coast Life


    Retirement Plus Multiplier 10


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B++  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Part Rate Cap Part Rate
    Goldman Sachs 1 Year Point-to-Point With Participation Rate   ***    ***    ***   *** 
    Goldman Sachs 2 Year Point-to-Point With Participation Rate   ***    ***    ***   *** 
    Goldman Sachs 3 Year Point-to-Point With Participation Rate   ***    ***    ***   *** 
    S&P 500 1 Year Point-to-Point with Cap   ***    ***    ***   *** 
    S&P 500 1 Year Point-to-Point with Participation Rate   ***    ***    ***   *** 
    S&P 500 2 Year Point-to-Point with Participation Rate   ***    ***    ***   *** 
    Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityName@ Annui --[ subscription required to view full text ]--
    *** @***********@ ******* ** * ****** ******* ******** ******* **** * @*******@-**** ********** ****** ****** **** * ****** ***** ********** *********. *** @***********@ ****** ** ******** ****** *****. *** ****** ********** (****) *****.

    ** *** ******** *********** ********** **** *** *** ** * ********’* ********* ******, ******** ****** *** ********** *** ******* ***** **** **** ******** ** *** ** *** ***'* ***-, ***-, ** *****-**** ********* **********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in VT

    A Market Value Adjustment inc --[ subscription required to view full text ]--
    * ****** ***** ********** ********* ** ********* *** ************ ***** ** ******* ******* ** ******** ***** ***** *** ********* **** ********, ******** ** *** *****’* ******** *** ********* **** *****. ** *** *****’* ******** *** ********* **** ***** ** ****** **** *** *****’* ******** *** ********* **** ***** **** *** ********* **** ********, ** ****** ** ******** **** *** ************ *****. ** *** *****’* ******** *** ********* **** ***** ** ***** **** *** *****’* ******** *** ********* **** ***** **** *** ********* **** *******, ** ****** ** ***** ** *** ************ *****.

    Commissions
    Effective date of commission schedule: 11/21/2022
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Retirement Plus Multiplier 10
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81+  
    Initial Premium: ****

    DEATH - No cha --[ subscription required to view full text ]--
    ***** - ** ********** *** ***** **** ***** **. **% ********** ** **** * ** ***** *** ** **
    ********* - ***% ********** ** ****** *-* *** **% *** ****** *-** ** *** ***** **** *** *** ***** ****


    Related Information

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    Safe Haven 5
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    Safe Haven 6
    Safe Haven 6 - 86-90
    Safe Haven 6 FL
    Safe Haven 7
    Safe Haven 7 - 86-90
    Safe Haven 7 FL
    Fixed Indexed Annuity
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    Accumulation Protector Plus with Rate Enhancement Rider
    Guaranteed Income Annuity 10 Legacy Benefit Rider
    Guaranteed Income Annuity 10 with Accumulation Benefit Rider
    Guaranteed Income Annuity 10 with Guarantee Income Withdrawal Benefit
    Income Navigator Annuity
    Income Navigator Annuity GLWB
    Retirement Plus Multiplier 10 Buy-up Rider
    Retirement Plus Multiplier 5
    Retirement Plus Multiplier 5 Buy-up Rider
    Retirement Plus Multiplier 7
    Retirement Plus Multiplier 7 Buy-up Rider
    Safe Anchor (Additional Fee for Waivers)
    Safe Anchor FL (Additional Fee for Waivers)

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