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Delaware Life

Target Income 10

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A-		Fitch: A-		Standard & Poor's: BBB+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
Band $25,000+	Cap	Part Rate	Cap	Part Rate
1 Year Morgan Stanley Global Opportunities Index with Participation Rate	***	***	***	***
1 Year S&P 500 with Cap	***	***	***	***
1 Year S&P 500 with Participation Rate	***	***	***	***
1-Year First Trust Capital Strength Barclays 5% Index Point to Point with Participation Rate	***	***	***	***
1-Year RBA Select Equity Yield CIBC 5% Point to Point with Participation Rate	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %		.* %
Band $100,000+	Cap	Part Rate	Cap	Part Rate
1 Year Morgan Stanley Global Opportunities Index with Participation Rate	***	***	***	***
1 Year S&P 500 with Cap	***	***	***	***
1 Year S&P 500 with Participation Rate	***	***	***	***
1-Year First Trust Capital Strength Barclays 5% Index Point to Point with Participation Rate	***	***	***	***
1-Year RBA Select Equity Yield CIBC 5% Point to Point with Participation Rate	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %		.* %
Band $500,000+	Cap	Part Rate	Cap	Part Rate
1 Year Morgan Stanley Global Opportunities Index with Participation Rate	***	***	***	***
1 Year S&P 500 with Cap	***	***	***	***
1 Year S&P 500 with Participation Rate	***	***	***	***
1-Year First Trust Capital Strength Barclays 5% Index Point to Point with Participation Rate	***	***	***	***
1-Year RBA Select Equity Yield CIBC 5% Point to Point with Participation Rate	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
- none -

Policy Notes

The @annuityname@ is a flexible premi --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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*** *** ****** *** $****.**
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MVA Explanation
Not available in CA

Depending on the state in which You --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 04/24/2023
Commissions are ***** *** * *** * *** * ** ***** ***.

Option A

Target Income 10

Up to age 74

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Ages 75-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Option B

Target Income 10

Up to age 74

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 75-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option C

Target Income 10

Up to age 74

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 75-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Option D

Target Income 10

Up to age 74

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 75-79

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

Ages 80+

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Initial Premium:

****

Renewal Premiums:

****

Trail:

Trail years ***+ is *****

*One fourth of the annual trail commission is multiplied by the account value on --[ subscription required to view full text ]--
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