A Fixed Annuity with a 1-year fixed rate and a 9-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings

A.M. Best :  B+

Standard & Poor's:  BBB+

Weiss:  B

Rates

The interest rate is guaranteed for 1 years Surrender charges last 9 years

Last Rate Change: xx/xx/xxxx Next Rate Change: xx/xx/xxxx

	Previous Rates xx/xx/xxxx			Current Rates xx/xx/xxxx
	Rate	Bonus	Yield to Surrender	Rate	Bonus	Yield to Surrender
Band 30,000+	****	*****	*****	****	*****	*****

Product Riders

No Riders Available

Provisions

Free Look Period: **** (Free look period may vary by state) Rate Lock Protection: **** Bail Out Provision Available: *** *** *** ***: **** Loan Provision Available: *** *** *** ***: **** Tax Sheltered: ***

Market Value Adjustment: *** MRD: *** Front-End Fee: *** Annual Maintenance Fee: *** Return of Premium Available: *** Death Benefit is: *** ****

Premiums   Non-Qual Qualified Min Single Premium: **** ******* Max Single Premium: Age < xx: **** ******* Age > xx: **** ******* Payroll Deduction: **** **** Min Added Premium: **** **** Flexible Premiums ******* : ****   Min Single Premium Impaired: ****** ****** Min Single Premium Period Certain: ****** ******		Ages Restrictions   Min Age Non-Qual Qualified Owner:   ***** ***** Annuitant: ***** ***** ***** Impaired:   ***** ***** Annuitization Age:   ***** ***** ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****

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Commissions

Effective date of commission schedule: 03/01/2012

Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

--[ subscription required to view full text ]-- *********** ******* ****** *** ******** ********* ********** ****** ***** *** ***** ** *** ***** ** ********* * - * ***% ***** *** ***** ** *** ***** ** ********* * - ** ***% *** ********** **** ***** *** **** ** ***** **** ** ******** **% Related Information Other EquiTrust Life Insurance Company Products MYGA Certainty 10 Certainty 8 Certainty Select 10 Certainty Select 5 Certainty Select 6 Certainty Select 8 Fixed Annuity Choice Four (Liquidity & MVA Option) ChoiceFour (Base Contract) ChoiceFour (Liquidity Option) Fixed Indexed Annuity Builder Bonus Index Market Booster Index Market Power Bonus Index Market Ten Bonus Index Market Value Index MarketTwelve Bonus SPIA Confidence Income Available Subscriptions This information is available with any of these subscriptions: Single-User Edition An affordable, full access subscription, for the individual broker Office Edition Multiple users with administrative control over the products, features and content displayed Web Edition Put our product grids, detail and tools on your website instantly! Web Edition -Retailers A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads. Additional Information See what else we offer: Upcoming Rate Changes We track rate changes and can notify you before they take effect! Annuity Illustrations The illustration system carriers prefer Rider Comparisons Compare multiple income riders, side-by-side Product Videos Access the Brainshark training videos right from our product lists 2218 © 2012 Annuity Rate Watch, Inc. Terms of Use | About Us | Upcoming rates and returns | Sign-up | Contact Us