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EquiTrust Life Insurance Company
MarketTwelve Bonus
(RETIRED)
A Fixed Indexed Annuity with a 14-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
A.M. Best : B++
Fitch: A-
Standard & Poor's: BBB+
Rates
Current Ratesxx/xx/xxxx
Guaranteed Minimum Values
Cap
Part Rate
Cap
Part Rate
1-Year S&P 500 Daily Average Cap
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1-Year S&P 500 Monthly Average Participation
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1-Year S&P 500 Monthly Cap
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1-Year S&P 500 Point-to-Point Cap
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2-Year Monthly Average Cap
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1-Year Fixed Account
(Rate guaranteed for 1
Year)
*.** %
*.** %
State Specified Minimum Interest Rate: ****
Premium Bonus
Year:
1
Bonus Rate:
****
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Provisions
Free Look Period:
****
(Free look period may vary by state)
Rate Lock Protection:
****
Bail Out Provision Available:
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Loan Provision Available:
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Tax Sheltered:
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Market Value Adjustment:
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MRD:
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Front-End Fee:
***
Annual Maintenance Fee:
***
Return of Premium Available:
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Death Benefit is:
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Premiums
Non-Qual
Qualified
Min Single Premium:
****
*******
Max Single Premium:
Age < xx:
****
*******
Age > xx:
****
*******
Payroll Deduction:
****
****
Min Added Premium:
****
****
Flexible Premiums ******* :
****
Min Single Premium Impaired:
******
******
Min Single Premium Period Certain:
******
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Age Restrictions
Min Age
Non-Qual
Qualified
Owner:
*****
*****
Annuitant:
*****
*****
*****
Impaired:
*****
*****
Annuitization Age:
*****
*****
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
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MVA Explanation
Not available in VT
The Company may make a M --[ subscription required to view full text ]-- *** ******* *** **** * ****** ***** ********** (***) ** ******* ********* ** *********** **** **** ********. ** *** ****** ** ****** ** ******** ** * ******** ** *** ****** ********* ** ***********. * *** **** ** **** **** **** * ********* ****** ** ********. *********, *** *** ********* *** ************ ***** **** ******** ***** ****, *** ********* ** **** ******** ***** ****. *** *** **** *** ****** *** ************ ***** *********** ***** *** ******* ********** ******** *****.
Commissions
Effective date of commission schedule: 10/01/2017
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
MarketTwelve Bonus
All permitted ages
Initial Premium:
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--[ subscription required to view full text ]--
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2417
PO Box 1258
Middleboro MA 02346
Phone: 866-812-6800