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    SILAC


    Secure Savings Elite 5


    A MYGA with a 5-year fixed rate and a 5-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  B+  

    Rates
    The interest rate is guaranteed for 5 years
    Surrender charges last 5 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a Single Premium Deferred Annuity offering a @RateGuaran --[ subscription required to view full text ]--
    *** @***********@ ** * ****** ******* ******** ******* ******** * @*******************@ **** **** ********* **** * @*******@ **** ********* ****** ****** *** ****** ***** ********** *********.

    **** ********** *** ******** ******

    • ******** ******* ************
    • *% ******* **** **********
    • *********** ******** **********
    ***** *** ******** ************ *** ***** ******** ***** *** ** ***** ***** *** "***********" *******..

    **** **********
    @*****************@

    ******* ********
    **** * ********* ****** ****, *** ******* **** ***** * ******* ******. ** **** **** *** * ****** ** **** ****** *** *** ** *** ******* ********* ****** ********* *** ********* *******, ***** *******:
    • ***** ******** *** ******* ********* ****** **** ** *** **** ** *** *******; **
    • ***** * *** ********* ****** ********* ** *** **** ** *******; **
    • ********* *** ******** ******* *******; **
    • **** * ******* ********** ******* *******; **
    • ***** *** ******* ***** ** ** ****** ******.

    ** *** ** *** ***** *** ** *** ********* ******* ** *** *** ** *** ***** ** **** ** *** ******* ****** ("**-*** ******"), *** ******** **** ************* ***** *** * *****.

    ****** *** **-*** ******, ********* ******* *** *** **** ******** ***** *** ******* ********* ****** *** *******. **** ******* ******* **** ******** ***** **** *********, ************* ** *****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    An MVA applies to a full surrende --[ subscription required to view full text ]--
    ** *** ******* ** * **** ********* ** ** *** ******* ********* ** ***** * ********* ****** *******. ** *** *** ****** ******** ** ******** *** ****** ***'** ******* **** * ********* ** ****** **********. ** **** *** ***** ****** *** **-*** ****** ** *** *** ** * ********* ******. *** ****** ** **** ******** ** ******** ** ********** ** *** ************ ******* *** ******** ******** ******** (***) **** ** *** **** ** *****, *** *** **** ** *** **** ****** *** **** ** ********* ** **********, *** *** **** ********* ** *** *** ** *** ********* ******. ** *******, ** *** ***** ********, **** ********** ****** ********; ** *** ***** ****, **** ********** ****** ********.

    Commissions
    Effective date of commission schedule: 02/01/2023
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Secure Savings Elite 5
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****

    Related Information

    Other SILAC Products

    MYGA
    Secure Savings 2 Year
    Secure Savings 3 Year
    Secure Savings 5 Year
    Secure Savings Elite 2
    Secure Savings Elite 2 (FL)
    Secure Savings Elite 3
    Secure Savings Elite 3 (FL)
    Secure Savings Elite 5 (FL)
    Fixed Indexed Annuity
    Denali 10
    Denali 10 (AK, CA, MN, MT, OH, OR, PA, UT, WA)
    Denali 10 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX)
    Denali 14
    Denali 14 (CA, IN)
    Denali 14 (CO)
    Denali 7
    Denali 7 (AK, CA, MN, MT, OH, OR, PA, UT, WA)
    Denali 7 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX)
    Denali Bonus 10
    Denali Bonus 10 (AK, CA, CT, MN, MT, OH, OR, PA, UT, WA)
    Denali Bonus 10 (CO, DE, ID, IN, MA, MO, MD, NV, SC, TX)
    Denali Bonus 14
    Denali Bonus 14 (CA, IN)
    Denali Bonus 14 (CO)
    Denali Bonus 7
    Denali Bonus 7 (AK, CA, CT, MN, MT, OH, OR, PA, UT, WA)
    Denali Bonus 7 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX)
    Teton 10
    Teton 10 State Variation
    Teton 14
    Teton 14 (CA)
    Teton 14 (CO)
    Teton 7
    Teton 7 State Variation
    Teton Bonus 10
    Teton Bonus 10 State Variation
    Teton Bonus 14
    Teton Bonus 14 (CA)
    Teton Bonus 14 (CO)
    Teton Bonus 7
    Teton Bonus 7 State Variation
    VEGA 10 (AK, MN, OH, OR, PA, UT, WA)
    VEGA Bonus 10 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX)
    VEGA 10
    VEGA 10 (CO, DE, ID, IN, MA, MO, MD, NV, SC, TX)
    VEGA 14
    VEGA 14 (CO)
    VEGA 14 (IN)
    VEGA 7
    VEGA 7 (AK, MN, MT, OH, OR, PA, UT, WA)
    VEGA 7 (CO, DE, ID, IN, MA, MO, MD, NV, SC, TX)
    VEGA Bonus 10
    VEGA Bonus 10 (AK, MN, MT, OH, OR, PA, UT, WA)
    VEGA Bonus 14
    VEGA Bonus 14 (CO)
    VEGA Bonus 14 (IN)
    VEGA Bonus 7
    VEGA Bonus 7 (AK, MN, MT, OH, OR, PA, UT, WA)
    VEGA Bonus 7 (CO, DE, ID, IN, MA, MO, MD, NV SC, TX)

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