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Global Atlantic Financial Group
ForeSpending Select (without Bonus)
(RETIRED)
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A |
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Moody's: A2 |
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Standard & Poor's: A- |
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Rates
|
Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
Band $5,000+ |
Cap |
Spread |
Cap |
Spread |
1-Year S&P 500 Monthly Average with Annual Cap
|
***
|
*** |
*** |
*** |
1-Year S&P 500 Monthly Point-to-Point with Cap
|
***
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*** |
*** |
*** |
1-Year S&P 500 Annual Point-to-Point with Cap
|
***
|
*** |
*** |
*** |
Barclays ARMOUR II Triennial VCI
|
***
|
*** |
*** |
*** |
BlackRock Diversa VCI Two Year Point-to-Point W/Spread
|
***
|
*** |
*** |
*** |
1 Year Fixed Account
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
Band $25,000+ |
Cap |
Spread |
Cap |
Spread |
1-Year S&P 500 Monthly Average with Annual Cap
|
***
|
*** |
*** |
*** |
1-Year S&P 500 Monthly Point-to-Point with Cap
|
***
|
*** |
*** |
*** |
1-Year S&P 500 Annual Point-to-Point with Cap
|
***
|
*** |
*** |
*** |
Barclays ARMOUR II Triennial VCI
|
***
|
*** |
*** |
*** |
BlackRock Diversa VCI Two Year Point-to-Point W/Spread
|
***
|
*** |
*** |
*** |
1 Year Fixed Account
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
Band $100,000+ |
Cap |
Spread |
Cap |
Spread |
1-Year S&P 500 Monthly Average with Annual Cap
|
***
|
*** |
*** |
*** |
1-Year S&P 500 Monthly Point-to-Point with Cap
|
***
|
*** |
*** |
*** |
1-Year S&P 500 Annual Point-to-Point with Cap
|
***
|
*** |
*** |
*** |
Barclays ARMOUR II Triennial VCI
|
***
|
*** |
*** |
*** |
BlackRock Diversa VCI Two Year Point-to-Point W/Spread
|
***
|
*** |
*** |
*** |
1 Year Fixed Account
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
The @annuity --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******* ******** ******* **** * @******@ ***** ********* ****** ****** *** ** *** *********. *** ******* **** *** **** *** ******* ****** **** *** ***** ******* (************ ****** **** *****) ******* ***** ** ** ****** ******.
Provisions
Free Look Period: |
****
|
(Free look period may vary by state) |
Rate Lock Protection: |
****
|
Bail Out Provision Available: |
*** |
*** *** ***: |
**** |
Loan Provision Available: |
*** |
*** *** ***: |
**** |
Tax Sheltered: |
*** |
|
Market Value Adjustment: |
*** |
MRD: |
*** |
Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
|
Premiums
|
Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
|
|
Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
|
|
Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
|
|
Age Restrictions
|
Min Age |
Non-Qual
| Qualified
|
Owner: |
|
***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
|
***** |
***** |
Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
BlackRock Diversa Vo --[ subscription required to view full text ]--
********* ******* ********** ******* ***-**** *****-**-***** **** ****** ******* ******** *** *** ********* ** ***** ******: **
MVA Explanation
Not available in AK DE HI IA LA MD MN MO NH NJ NV OH OK OR PA UT VT WA
|
Any amounts that are --[ subscription required to view full text ]--
*** ******* **** *** ******** * ********** ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******** *****. ****** ***** *********** **** *** ** ******* ** *** ***** ******** **** *** ** *** ***** ** *** *****. ****** ******, ****** ***** *********** ********* ******** *** ******** ***** **** ******** ***** **** *** ******** *** ******** ***** **** ******** ***** ****.
Commissions
Effective date of commission schedule: 03/28/2016 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option A
ForeSpending Select (without Bonus)
|
Up to age 75 |
|
Initial Premium: |
**** |
Ages 76-80 |
|
Initial Premium: |
**** |
Option B
ForeSpending Select (without Bonus)
|
Ages 55-75 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76+ |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Option C
ForeSpending Select (without Bonus)
|
Ages 55-75 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76+ |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Related Information
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Additional Information
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