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    MassMutual Ascend Life Insurance Company


    Index Frontier 7® Annuity


    A RILA with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A++   Moody's:  A2   Standard & Poor's:  A+   Weiss:  NR  

    Rates
      Current Rates
    xx/xx/xxxx
    Next Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $25,000+  Cap Bailout Cap Bailout Cap  
    1-Year iShares MSCI EAFE -10 Floor Indexed Strategy   ***    ***   ***    ***   ***   
    1-Year iShares MSCI EAFE 0.00% Floor Indexed Strategy Trigger: 6.75
     ***   ***    ***   ***   
    1-Year iShares® U.S. Real Estate -10 Floor Indexed Strategy Cap   ***    ***   ***    ***   ***   
    1-Year iShares® U.S. Real Estate 0.00% Floor Indexed Strategy Cap Trigger: 6.25
     ***   ***    ***   ***   
    1-Year S&P 500 -10 Floor Indexed Strategy Cap   ***    ***   ***    ***   ***   
    1-Year S&P 500 0.00% Floor Indexed Strategy Cap Trigger: 6.75
     ***   ***    ***   ***   
    1-Year S&P 500® 10% Buffer Indexed Strategy   ***    ***   ***    ***   ***   
    1-Year SDPR Gold -10 Floor Indexed Strategy Cap   ***    ***   ***    ***   ***   
    1-Year SDPR Gold 0.00% Floor Indexed Strategy Cap Trigger: 9.00
     ***   ***    ***   ***   
    1-Year Declared Rate Strategy   (Rate guaranteed for 1 Year) *.** % *.** % *.** %
     Band $250,000+  Cap Bailout Cap Bailout Cap  
    1-Year iShares MSCI EAFE -10 Floor Indexed Strategy   ***    ***   ***    ***   ***   
    1-Year iShares MSCI EAFE 0.00% Floor Indexed Strategy Trigger: 7.25
     ***   ***    ***   ***   
    1-Year iShares® U.S. Real Estate -10 Floor Indexed Strategy Cap   ***    ***   ***    ***   ***   
    1-Year iShares® U.S. Real Estate 0.00% Floor Indexed Strategy Cap Trigger: 6.75
     ***   ***    ***   ***   
    1-Year S&P 500 -10 Floor Indexed Strategy Cap   ***    ***   ***    ***   ***   
    1-Year S&P 500 0.00% Floor Indexed Strategy Cap Trigger: 7.25
     ***   ***    ***   ***   
    1-Year S&P 500® 10% Buffer Indexed Strategy   ***    ***   ***    ***   ***   
    1-Year SDPR Gold -10 Floor Indexed Strategy Cap   ***    ***   ***    ***   ***   
    1-Year SDPR Gold 0.00% Floor Indexed Strategy Cap Trigger: 10.00
     ***   ***    ***   ***   
    1-Year Declared Rate Strategy   (Rate guaranteed for 1 Year) *.** % *.** % *.** %


    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a modified single premium deferred annuity contract with a @ScYears@-year surrender --[ subscription required to view full text ]--
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    • *** ***** ** * ******** ******** **** *** ******** **** ** ***** ** * ******** ****** ** *** ********** ***** ***** ****** * ****.
    • *** ***** ** * ****** ******** **** ******** ** ***** ** * ******** ****** ** *** ********** ***** ***** ****** * ****. *** ******** ****** * **** ** ******* ** * ***** ***** ****** *** ******* ****. *** ******* **** *** **** **** ** * ****** ******** ** **%. **** ****** ******** ******** * **** ** ********* **** ** ** ** **% ** ********* **** ****.
    *** ******** ********* ****** * ******** ******** *** * ****** ******** *** **** ** ***** ********* ******* ********* *******. ** *******, ** **** *** * ****** ******* **** *** * ****** ******** **** *** ******* **** *** * ******** ******** **** **** *** **** *****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

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    SPIA
    GALIC SPIA
    RILA
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