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Guggenheim Life and Annuity Company


TriVysta


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  B++  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Spread Part Rate Cap Spread Part Rate
CROCI Sectors II Index 5-Year Pt-to-Pt Participation   ***    ***   ***    ***   ***   *** 
CROCI Sectors II VC 1- Year Pt-to-Pt Spread   ***    ***   ***    ***   ***   *** 
CROCI Sectors II VC 2-Year Pt-to-Pt Participation   ***    ***   ***    ***   ***   *** 
MS Diversified Select 1-Year Pt-to-Pt Participation   ***    ***   ***    ***   ***   *** 
MS Diversified Select 2-Year Pt-to-Pt Participation   ***    ***   ***    ***   ***   *** 
MS Diversified Select 5-Year Pt-to-Pt Participation   ***    ***   ***    ***   ***   *** 
S&P 500 Annual Pt-to-Pt   ***    ***   ***    ***   ***   *** 
1-Year Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ is --[ subscription required to view full text ]--
*** @***********@ ** * ****** *******, ********, ***** ******* ******* **** * @*******@ **** ********* ****** ****** **** ** *** ********.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

To meet the --[ subscription required to view full text ]--
** **** *** ******** *** ******* **** **** ***** *** ******** ******* *****, *** ******** **** ** ** ***** *** * ******* ** *** ****. **** ***** ********** *****. ** *** * **** ********** *** *** ********* ** *** *********.

MVA Explanation
Not available in AK CA MN MO OH OK OR PA UT WA

Any amounts tha --[ subscription required to view full text ]--
*** ******* **** *** ******** * ********* ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******* *****. ****** ***** *********** ********* ******** *** ******** ********** ***** **** ******** ***** ****, *** ******** *** ******** ********** ***** **** ******** ***** ****.

Commissions
Effective date of commission schedule: 04/02/2018
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

TriVysta
(All approved states except those listed below)
Up to age 75  
Initial Premium: ****
Ages 76-80  
Initial Premium: ****
Ages 81+  
Initial Premium: ****
AK CA DE MN MO MS OH OK OR PA SC TX UT WA
Up to age 75  
Initial Premium: ****
Ages 76-80  
Initial Premium: ****
Ages 81+  
Initial Premium: ****

Option B

TriVysta
(All approved states except those listed below)
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76-80  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 81+  
Initial Premium: ****
Trail: Trail years ***+ is *****
AK CA DE MN MO MS NJ OH OK OR PA SC TX UT WA
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76-80  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 81+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option C

TriVysta
(All approved states except those listed below)
Up to age 81  
Initial Premium: ****
Trail: Trail years ***+ is *****
AK CA DE MN MO MS NJ OH OK OR PA SC TX UT WA
Up to age 81  
Initial Premium: ****
Trail: Trail years ***+ is *****

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