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Life of the Southwest

SecurePlus Platinum (Prior 03/21/06)

(RETIRED)

A Fixed Indexed Annuity with a 15-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Moody's: A2		Standard & Poor's: AA-

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
Average Index Account	***	***	***	***
Ending Index Account	***	***	***	***
Declared Interest Account (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Policy Notes

The @annuityname@ is a flexible premium fixed indexed deferred annuity issued by @companyname@ with a @SCyears@-surrender charge period. It is not a --[ subscription required to view full text ]--
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Product Riders
No Riders Available

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Ages Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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*** *** ****** *** $****.**
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State Specific Notes

53 (actual age) in U --[ subscription required to view full text ]--
** (****** ***) ** **** *** ******** ** ******** **** ********* *** ***(*)

MVA Explanation
Verify state availability with carrier

None --[ subscription required to view full text ]--
****

[true] []

Commissions
Effective date of commission schedule: 01/01/2008
Commissions are ***** *** * *** * *** * ** ***** ***.

SecurePlus Platinum (Prior 03/21/06)

(All approved states)

Up to age 65

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Ages 66-70

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Ages 71-75

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Ages 76-80

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Renewal Premiums:

****

Guaranteed Lifetime Income Rider - FPDA

SecurePlus Platinum (Prior 03/21/06)

(All approved states)

Up to age 85

Year 1

Year 2

Year 3

Year 4

Year 5

Year 6

Year 7

Year 8

Year 9

Year 10

Year 11

Year 12

Year 13

Year 14

Year 15

Year 16

Initial Premium:

****

Trail:

****

‡ First-year commissions are based on premiums received and credited during the first twelve months (first year) of the annuity contract. Renewal commissions are based on premiums received in subsequent years. Both first year and renewal commissions exclude premiums returned or not taken for any reason. If any employer requires the waiver of any amount of Withdrawal Charge as a condition to transacting business with that employer, LSW will reduce commissions --[ subscription required to view full text ]--
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