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    Lincoln Financial Group


    Lincoln Level AdvantageSM Indexed Variable Annuity: B-Class (AV DB)


    A RILA with a 6-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Fitch:  A+   Moody's:  A2   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx    		 Guaranteed
    Minimum Values
       Cap Cap
    1-Year Dual Performance Trigger Rate: Capital Strength Net Fee Indexsm Indexed Account with 10% Protection Level   ***    *** 
    1-Year Dual Performance Trigger Rate: First Trust American Leadership Indexsm Indexed Account with 10% Protection Level   ***    *** 
    1-Year Dual Performance Trigger Rate: Russell 2000® Indexed Account with 10% Protection Level   ***    *** 
    1-Year Dual Performance Trigger Rate: S&P 500 Indexed Account with 10% Protection Level   ***    *** 
    1-Year Performance Cap: First Trust American Leadership 15% Protection   ***    *** 
    1-Year Performance Cap: S&P 500® 100% Protection   ***    *** 
    1-Year Performance Cap: S&P 500® 15% Protection   ***    *** 
    1-Year Performance Cap: S&P 500® 20% Protection   ***    *** 
    1-Year Performance Trigger: First Trust American Leadership 10% Protection Trigger: 10.50
    		  *** 
    1-Year Performance Trigger: S&P 500® 10% Protection Trigger: 10.00
    		  *** 
    1-Year Performance Trigger: S&P 500® 15% Protection Trigger: 9.00
    		  *** 
    6-Year Dual15 Plus Indexed Account: Capital Strength Net Fee Indexsm 15% Dual Rate   ***    *** 
    6-Year Dual15 Plus Indexed Account: First Trust American Leadership Indexsm 15% Dual Rate   ***    *** 
    6-Year Dual15 Plus Indexed Account: Russell 2000® 15% Dual Rate   ***    *** 
    6-Year Dual15 Plus Indexed Account: S&P 500® 15% Dual Rate   ***    *** 
    6-Year Performance Cap: Capital Strength Net Fee Index 20% Protection   ***    *** 
    6-Year Performance Cap: Capital Strength Net Fee Index 30% Protection   ***    *** 
    6-Year Performance Cap: First Trust American Leadership 20% Protection   ***    *** 
    6-Year Performance Cap: Russell 2000® Index 20% Protection   ***    *** 
    6-Year Performance Cap: S&P 500® 20% Protection   ***    *** 
    6-Year Performance Cap: S&P 500® 30% Protection   ***    *** 


    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is an individual flexible premium variable a --[ subscription required to view full text ]--
    *** @***********@ ** ** ********** ******** ******* ******** *** *****-****** ******** ******* ***** *** ** ********* ** ****** * ************ ******* ** ********* ********** ******* ***** ******* *** (****) ** **** (**** ****) ** *** *** ****.

    *********, *** ** *** *** ******* ****** *** ** *** ********'* ****** ***** ** ** **** ***. *** ******* *** ******** *** ** *** ******* ** *** *** ***** *** ******** ** ** ******* ********. *******, ** **** ******** ** * **** ***, *** ********* **** *** *** ****** *** ** * ************, ******** ******* ********** *** ***. *********, ***** ****** ** ******* ***** **** *** ******** *** ********** * ********* ******* ********. ** ***** ***** ***** ** ******* ********* **** *** ***** ********* ********** *******, ********, *** ******** ********. *** ****** ********* ******** ******* ** *** **** ******** ** *** **** ******* *** ***.

    *** ******** ** ******** ** ********** ******** ***** *** ** ******* ********** ****** **** * ******* ****** ** **** ** *** **** ******* ** ******* **********. *** ******** ******* ***** **** ******** *** ** * ******** ** *****-****** ****** ** ****. **** ******** **** ****** * ***** ******* ******* **** *** ***** ** *** ******** ***** ** *********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

    Other Lincoln Financial Group Products

    MYGA
    Lincoln MYGuarantee Plus 5
    Lincoln MYGuarantee Plus 7
    Fixed Indexed Annuity
    Lincoln Core Capital
    Lincoln Covered Choice 5
    Lincoln Covered Choice 5 Advisory
    Lincoln Covered Choice® 5 II
    Lincoln Covered Choice® 5 II Advisory
    Lincoln FlexAdvantage 5
    Lincoln FlexAdvantage 5 CA
    Lincoln FlexAdvantage 7
    Lincoln FlexAdvantage 7 CA
    Lincoln OptiBlend 10
    Lincoln OptiBlend 10 CA
    Lincoln OptiBlend 5
    Lincoln OptiBlend 5 CA
    Lincoln OptiBlend 7
    Lincoln OptiBlend 7 CA
    Lincoln Set 5 II
    SPIA
    Lincoln Insured Income Immediate Annuity
    Variable Annuity
    American Legacy® Series SM (B Share)
    American Legacy® Series SM (L Share)
    American Legacy® Target Date Income Advisory
    American Legacy® Target Date Income B-Share
    Lincoln ChoicePlus Assurancesm (B Share)
    Lincoln ChoicePlus AssuranceSM (B Share) i4LATER
    Lincoln ChoicePlus AssuranceSM (B Share) i4Life
    Lincoln ChoicePlus AssuranceSM (B Share) i4Life GIB
    Lincoln ChoicePlus AssuranceSM (L Share)
    Lincoln Investor Advantage® Pro Advisory
    Lincoln Investor Advantage® Pro Advisory Choice
    Lincoln Investor Advantage® Pro B-Share
    Lincoln Investor Advantage® Pro C-Share
    RILA
    Level Advantage® Indexed VA: Advisory Class (Pre 2.18.20)
    Level AdvantageSM Indexed Variable Annuity: B-Class (Pre 2.18.20)
    Lincoln Level Advantage® Access (AV DB) (Morgan Stanley)
    Lincoln Level Advantage® Access (AV DB) Chase
    Lincoln Level Advantage® Access (GROP) (Morgan Stanley)
    Lincoln Level Advantage® Access (GROP) Chase
    Lincoln Level Advantage® Design Advisory (AV DB)
    Lincoln Level Advantage® Design Advisory (GROP)
    Lincoln Level Advantage® Design B-Share (AV DB)
    Lincoln Level Advantage® Design B-Share (GROP)
    Lincoln Level Advantage® Indexed VA: Advisory Class (AV DB)
    Lincoln Level Advantage® Indexed VA: Advisory Class (GROP)
    Lincoln Level AdvantageSM B-Share Variable Annuity (AV DB)
    Lincoln Level AdvantageSM B-Share Variable Annuity (GROP)
    Lincoln Level AdvantageSM Indexed VA: Advisory (AV DB)
    Lincoln Level AdvantageSM Indexed VA: Advisory (GROP)
    Lincoln Level AdvantageSM Indexed Variable Annuity: B-Class (GROP)
    IOVA
    Lincoln Investor Advantage® (B Shares)

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