This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.
  • See unprotected sample products
  • More products from this carrier and other related links
  • « Back to previous page


    Midland National Life


    IndexBuilder 10 State Variations


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $20,000+  Cap Spread Part Rate Cap Spread Part Rate
    2 Year BlackRock ESG US 5% ER Participation   ***    ***   ***    ***   ***   *** 
    2 Year S&P 500 Low Volatility Daily Risk Control 8% Participation   ***    ***   ***    ***   ***   *** 
    1 Year BlackRock ESG 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    1 Year BlackRock ESG US 5% ER Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year Fidelity Multifactor Yield 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    1 Year Fidelity Multifactor Yield Index 5% ER Index Margin (no cap)   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Inverse Performance Trigger Trigger: 7.50
     ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Low Volatility Daily Risk Control 5%   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P MARC 5% ER Annual Point to Point Patcicpation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P MARC 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year BlackRock ESG 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity Multifactor Yield 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity Multifactor Yield Index 5% ER Point to Point (No Cap)   ***    ***   ***    ***   ***   *** 
    2 Year S&P MARC 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year S&P MARC 5% ER Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $75,000+  Cap Spread Part Rate Cap Spread Part Rate
    2 Year BlackRock ESG US 5% ER Participation   ***    ***   ***    ***   ***   *** 
    2 Year S&P 500 Low Volatility Daily Risk Control 8% Participation   ***    ***   ***    ***   ***   *** 
    1 Year BlackRock ESG 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    1 Year BlackRock ESG US 5% ER Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year Fidelity Multifactor Yield 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    1 Year Fidelity Multifactor Yield Index 5% ER Index Margin (no cap)   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Inverse Performance Trigger Trigger: 7.50
     ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Low Volatility Daily Risk Control 5%   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P MARC 5% ER Annual Point to Point Patcicpation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P MARC 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year BlackRock ESG 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity Multifactor Yield 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year Fidelity Multifactor Yield Index 5% ER Point to Point (No Cap)   ***    ***   ***    ***   ***   *** 
    2 Year S&P MARC 5% ER Enhanced Participation   ***    ***   ***    ***   ***   *** 
    2 Year S&P MARC 5% ER Point to Point Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus for $20,000+ Band
     Year: 1
    Bonus Rate: ****
    Premium Bonus for $75,000+ Band
     Year: 1
    Bonus Rate: ****

    Policy Notes

    The @annuity --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ******* **** * @*******@ **** ********* ****** ****** *** ** *** *********.

    *** @***********@ **** **** * ******* *****. *** ******* ***** ** ******* ** * @*******@ **** ********* *********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    The @annuityname@ incl --[ subscription required to view full text ]--
    *** @***********@ ******** ** ******** **********, **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** *******.

    ****: *** ********** ** *** ******. ****** ** *****.

    Commissions
    Effective date of commission schedule: 12/12/2023
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    IndexBuilder 10 State Variations
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****

    Option B

    IndexBuilder 10 State Variations
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    IndexBuilder 10 State Variations
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option D

    IndexBuilder 10 State Variations
    (All approved states)
    Up to age 75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year 11
    Initial Premium: **** **** **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Related Information

    Other Midland National Life Products

    MYGA
    MNL Guarantee Pro 3
    MNL Guarantee Pro 5
    MNL Guarantee Pro 7
    OAK ADVantage 3
    OAK ADVantage 5
    OAK ADVantage 7
    Fixed Indexed Annuity
    Capital Income
    Endeavor 8
    IncomeVantage Pro
    IndexBuilder 10
    IndexBuilder 10 OABR
    IndexBuilder 10 State Variations OABR
    IndexBuilder 14
    IndexBuilder 14 OABR
    IndexMax ADV 5
    IndexMax ADV 7
    MNL Accelerate 5
    MNL Income Planning Annuity
    RetireVantage 10
    RetireVantage 14
    Summit Discovery 7 Fixed Indexed Annuity
    Summit Edge 10 Fixed Indexed Annuity
    Summit Edge 5 Fixed Indexed Annuity
    Summit Edge 7 Fixed Indexed Annuity
    Summit Edge II 10
    Summit Edge II 5
    Summit Edge II 7
    Summit Focus 3
    Summit Navigate 5
    Summit Navigate 7
    SPIA
    Direct Income

    Available Subscriptions

    This information is available with any of these subscriptions:

    Single-User Edition

    An affordable, full access subscription, for the individual broker

    Office Edition

    Multiple users with administrative control over the products, features and content displayed

    Web Edition

    Put our product grids, detail and tools on your website instantly!

    Web Edition -Retailers

    A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

    Additional Information

    See what else we offer:

    Upcoming Rate Changes

    We track rate changes and can notify you before they take effect!

    Annuity Illustrations

    The illustration system carriers prefer

    Rider Comparisons

    Compare multiple income riders, side-by-side

    Product Videos

    Access the Brainshark training videos right from our product lists



    4145