This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.
  • See unprotected sample products
  • More products from this carrier and other related links
    • « Back to previous page


    Midland National Life


    MNL MainStreet Four

       (RETIRED)

    A Fixed Indexed Annuity with a 4-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx    		 Guaranteed
    Minimum Values
       Cap Cap
    1-Year DJ EuroStoxx 50 Annual Point-to-Point   ***    *** 
    1-Year Dow Jones Annual Point-to-Point   ***    *** 
    1-Year Nasdaq 100 Annual Point-to-Point   ***    *** 
    1-Year Russell 2000 Annual Point-to-Point   ***    *** 
    1-Year S&P 400 Annual Point-to-Point   ***    *** 
    1-Year S&P 500 Annual Point-to-Point   ***    *** 
    1-Year Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The MNL MainStreet Four Annuity is a flexible premium fixed index annuity that --[ subscription required to view full text ]--
    *** *** ********** **** ******* ** * ******** ******* ***** ***** ******* **** ****** *** ******* ** ***** *** ** * ******* ** **** ******* ***** *** ****** ********* ********: ** ***** ******* ** * ***** *******.

    *** *** ********** **** ***** ****** ***** ******* ****** *** ******** ********* ******* **** *** ********* ********:

    ***** *********** *******

    ******* ******* *******
    * *&* *** ****** ***** *******
    * *&* *** ****** ***** ** *****
    * *** ***** ********** ****** ***** ** *****
    * *&* *** ****** ***** ** *****
    * ******* **** ****** *****-**-*****
    * ******-*** ****** *****-**-*****
    * ******-*** ****** *****-**-*****

    ******* ********** **** *****
    *** **** ** *** ******* ****** **.*% ** ********, **** **********, *********** ** *** ******* ********** ******** ****.
    ******* ********** ******** ****
    *** ********** ******* ******** **** ** *.**%.
    ******** *******
    ********* ******* ***** ******** *** ********* ******* *** ** **** ** **** ******** ***********. ** ******* ******* ********, *** **** ** **** ********* *** ******** *********** ** ********** **** *****.<
    ********** ********
    *** ********** ******** **** ** ******** ** *** ******* ***** ******* **** ***** *** ******** *********** ****. ** **** ******** *********** **** *** ******* **** ******** *** ******** ******** ***** *** ***** ******** *********** ***** *** ******** ********* ** *** ******* **** ****** ************.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    In OR, commissions r --[ subscription required to view full text ]--
    ** **, *********** ******* ** *%.

    MVA Explanation
    Not available in MA

    Market Value Adjus --[ subscription required to view full text ]--
    ****** ***** ********** - ******** **********
    *******

    [(* + * - .***)/(* + **)] ^ (*)

    * = *** ******* ******** **** (********* *** ********** ********) **** *** ******** ** ******.
    ** = *** ******* ******** **** (********* *** ********** ********) ******* *** *** ********* ** *** **** ** ******* ** **** *********. * = **** ** ***** ** *******;
    ****** ** **** **** *** **** ** *** ******* ** **** ********* ** *** *** ** *** ******** **** ******* ** ***; **** ***** ****** ** ***** ********* ** *** ********* ******.

    Commissions
    Effective date of commission schedule: 06/19/2013
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    MNL MainStreet Four
    		Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****

    OR

    MNL MainStreet Four
    OR
    		 Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****

    Unless otherwise identified, commissions will only be applied to collected premiums. Renewal; commissions will be paid on new premiums (premium less withdrawals) and will only be paid upon receipt of additional premium. Commission will be paid when a minimum of $50.00 for EFT is accumulated. Agents must --[ subscription required to view full text ]--
    ****** ********* **********, *********** **** **** ** ******* ** ********* ********. *******; *********** **** ** **** ** *** ******** (******* **** ***********) *** **** **** ** **** **** ******* ** ********** *******. ********** **** ** **** **** * ******* ** $**.** *** *** ** ***********. ****** **** ** ******** ********** **** ******* ******** ******* ******** ** ***** ** ******* **-***** ***********. ***** *********** *** **** *** ***** ** *** **** ************ ***** ******** ******** ** *** ***** ******** ***********. ***** *********** **** ******** ** ** **** *** *** **** ** *** ********. *********** *** *** **** ** *** ******* ***** ** * ******* *********** ****. ******* ************ ****** ** ***** *** ***** **** *** **** ** ******* *** *****.

    *********** - ******* ****
    *** ******, **** **********, ******* *********** ***/** ******** ******* ************* (***'*) ********* ****** *** ***** ******** *********** ****, *** ********* ********** *********** *****: *) *** ******** ****** *** ****** ******, *** ********, ******* ******** **** *, ** *** ** ********: ***% **********’* **** *** **** ** ***** ******* *** *** ** *** *** ***** ***** *** ******** ***** *** **% ********** **** *** ***** ** *** ******* ***** ***** *** ******** ***** **** ******* *** ***** ******** *********** ****. *** *** ******* ******** **** *, ** & ***, *** ******** *** *** ******** **** ********: ***% ********** ****** *** ***** ******** **** *** **% ********** ****** *** ****** ******** ****. *********** ** *** *** ******** **** **** **** ***** ** ********** *** ******. ***** ** ** ********** ** *****. ***** ** ** ********** ** * ****, ****** *** **** ****** *** ****** ** *****.

    *** ************* ** ******* ********, ***** ** * ***% ********** ********** ********** *** ****** ********* ****** ****** ** *** ********. ** ******** *** *** ******* ** *** ********, ******* ******** ******** *** ***** ** ********** *********** ** *** ****, ** *** **** **********, ******** ** ********* * *** * ** *** ***** ********, ***** *** ************ ******.

    *********** - ********
    For full surrenders or partial withdrawals after a renewal of a Multi-Year Guaranteed Annuity (only those plans with a guarantee period of 5 years or longer) re-entry commissions will chargeback at 100% form the date of re-entry through the end of the first 6 months, and chargeback at 50% from the start of the 7th month after the re-entry date through the first contract anniversary date after re-entry. There is no commission chargeback in the event of death or RMD>

    ********** *****
    *** ********* **** ******** ** $***,***, *********** **** ** **** *** * ** *** ****-**** ****** (********* ** **** ** *** ******** ***** ****** ********) ** *** ******.

    ********** **********
    ********** ***** ********** **** ** ******* ****** ***** *** **********. ****: ** * ****** ******* *** ******* ***** *** ***** *** ****** ** ******* * ********** ********* *** ** ******* ** *****.


    Related Information

    Available Subscriptions

    This information is available with any of these subscriptions:

    Single-User Edition

    An affordable, full access subscription, for the individual broker

    Office Edition

    Multiple users with administrative control over the products, features and content displayed

    Web Edition

    Put our product grids, detail and tools on your website instantly!

    Web Edition -Retailers

    A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

    Additional Information

    See what else we offer:

    Upcoming Rate Changes

    We track rate changes and can notify you before they take effect!

    Annuity Illustrations

    The illustration system carriers prefer

    Rider Comparisons

    Compare multiple income riders, side-by-side

    Product Videos

    Access the Brainshark training videos right from our product lists


    1388