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Midland National Life

MNL Pinnacle

(RETIRED)

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A+		Fitch: A+		Standard & Poor's: A+

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
DJ EuroSTOXX 50 Annual Point-to-Point w/ Cap	***	***	***	***
DJIA Annual Point-to-Point w/ Cap	***	***	***	***
DJIA Daily Avg w/ Participation	***	***	***	***
NASDAQ 100 Annual Point-to-Point w/ Cap	***	***	***	***
NASDAQ 100 Monthly Point-to-Point w/ Cap	***	***	***	***
Optimal Index Strategy	***	***	***	***
Russell 2000 Annual Point-to-Point w/ Cap	***	***	***	***
Russell 2000 Daily Avg w/ Participation	***	***	***	***
S&P 400 Annual Point-to-Point w/ Cap	***	***	***	***
S&P 400 Daily Avg w/ Participation	***	***	***	***
S&P 500 Annual Point-to-Point w/ Cap	***	***	***	***
S&P 500 Daily Avg w/ Participation	***	***	***	***
S&P 500 Monthly Point-to-Point w/ Cap	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
Year:	1	2	3	4	5
Bonus Rate:	****	****	****	****	****

Policy Notes

The @PlanName@ --[ subscription required to view full text ]--
*** @********@ ** * ******** ******* ******** ***** ******* **** * @*******@ ********* ******. *** @********@ *** * @************@ ******* ***** *** @*****************@ *****. **** ******* ******** * ******* **** *** ******** ******* ******, ******** *** ***** ********* ** ********* ** ******** ** * ******* ****.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

As of 2/24/12 - Fixe --[ subscription required to view full text ]--
** ** */**/** - ***** **** ** ** ** *.**%

Commissions
Effective date of commission schedule: 04/14/2015
Commissions are ***** *** * *** * *** * ** ***** ***.