This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked.  To see full details, please register.


North American Company


NAC Charter 10


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Next Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Part Rate Cap Part Rate Cap Part Rate
1 -Year NASDAQ Monthly Point-to-Point Cap  ***   ***    ***   ***   ***   *** 
1- Year Hindsight Index  ***   ***    ***   ***   ***   *** 
1-Year Dow Jones Annual Daily Average  ***   ***    ***   ***   ***   *** 
1-Year Dow Jones Annual Point-to-Point  ***   ***    ***   ***   ***   *** 
1-Year Dow Jones EuroStoxx 50 Point-to-Point  ***   ***    ***   ***   ***   *** 
1-Year Nasdaq-100 Annual Point-to-Point  ***   ***    ***   ***   ***   *** 
1-Year Russell 2000 Annual Daily Average  ***   ***    ***   ***   ***   *** 
1-Year Russell 2000 Annual Point-to-Point  ***   ***    ***   ***   ***   *** 
1-Year S&P 400 Annual Daily Average  ***   ***    ***   ***   ***   *** 
1-Year S&P 400 Annual Point-to-Point  ***   ***    ***   ***   ***   *** 
1-Year S&P 500 Annual Daily Average  ***   ***    ***   ***   ***   *** 
1-Year S&P 500 Annual Point-to-Point  ***   ***    ***   ***   ***   *** 
1-Year S&P 500 Monthly Point-to-Point Cap  ***   ***    ***   ***   ***   *** 
1-Year Fixed   (Rate guaranteed for 1 Year) *.** % *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
 Year: 1 2 3 4 5 6 7
Bonus Rate: **** **** **** **** **** **** ****

Policy Notes

The @annuit --[ subscription required to view full text ]--
*** @***********@ ******* ** * ******** ******* ***** ***** ******* **** **** * @************@ ******* ***** ** ******** **** ****** *** ***** @*****************@ ******** *****. ** *** * @*******@-**** ********** ****** ******.

Product Riders

No Riders Available

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Ages Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation

Market Value Adjus --[ subscription required to view full text ]--
****** ***** ********** - ******** **********
*******

[(* + * - .***)/(* + **)] ^ (*)

* = *** ******* ******** **** (********* *** ********** ********) **** *** ******** ** ******.
** = *** ******* ******** **** (********* *** ********** ********) ******* *** *** ********* ** *** **** ** ******* ** **** *********. * = **** ** ***** ** *******;
****** ** **** **** *** **** ** *** ******* ** **** ********* ** *** *** ** *** ******** **** ******* ** ***; **** ***** ****** ** ***** ********* ** *** ********* ******.

Commissions
Effective date of commission schedule: 08/16/2016
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
NAC Charter 10
(All approved states except those listed below)
Up to age 75 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
Ages 76-79 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Renewal Premiums: **** **** ****
VA
Up to age 75 Year 1 Year 2 Year 3
Initial Premium: **** **** ****
Ages 76-79 Year 1 Year 2 Year 3
Initial Premium: **** **** ****

Chargebacks - Initial Term
For death, full surrenders, partial withdrawals and/or Required Minimum Distributions (RMD's) occurring within the first contract anniversary year the following chargeback --[ subscription required to view full text ]--
*********** - ******* ****
*** *****, **** **********, ******* *********** ***/** ******** ******* ************* (***'*) ********* ****** *** ***** ******** *********** **** *** ********* ********** *********** *****: *.) *** ******** ****** *** *** ****** ****, ***** ******** ******, ***** ******** ******, ** **** *, **, *** *** ********: ***% ********** **** *** ***** ** *** *** ***** ***** *** ******** ***** **** ******* *** ***** ******** *********** ****; *** *.) ** **** *, ** *** ***, ***** ******** ****** *** *** ****** **** *******: ***% ********** ****** *** ***** ******** **** *** **% ********** ****** *** ****** ******** ****. *********** ** *** *** ****** **** **** **** ***** ** ********** *** ******. ***** ** ** ********** ** *****. ***** ** ** ********** ** * ****, ****** *** **** ******* *** ****** ** *****.
*** ************* ** ***** ********, ***** ** * ***% ********** ********** ********** *** ****** ********* ****** ****** ** *** ********. ** ******** *** *** ******* ** *** ********, ***** ******** ******** *** ***** ** ********** *********** ** *** ****, ** *** **** **********, ******** ** ********** * *** * ** *** ***** ********, ***** ** ********* ************ ******.
*********** - ********
*** **** ********** ** ******* *********** ***** ******* ** * *****-**** ********** ******* (**** ***** ***** **** * ********* ****** ** * ***** ** ******) **-***** *********** **** ********** ** ***% **** *** **** ** **-***** ******* *** *** ** *** ***** * ******, *** ********** ** **% **** *** ***** ** *** ******* ***** ***** *** **-***** **** ******* *** ***** ******** *********** **** ***** **-*****. ***** ** ** **-***** *********** ********** ** *** ***** ** ***** ** ***. ********** *****;
*** ********* **** ******** ** $***,** ** ****, *********** **** ** **** *** * ****** *** ****-**** ****** (********* ** **** ** ******** ***** ****** *******) ** *** *****.
******* ************ ****** ** ***** *** ***** **** **** ** *******, ******* ********* ******* ** ***-***-**** *** ******** *******.


Related Information

Other North American Company Products

MYGA
Guarantee Choice 10
Guarantee Choice 3
Guarantee Choice 4
Guarantee Choice 5
Guarantee Choice 6
Guarantee Choice 7
Guarantee Choice 8
Guarantee Choice 9
Guarantee Choice II 10
Guarantee Choice II 3
Guarantee Choice II 4
Guarantee Choice II 5
Guarantee Choice II 6
Guarantee Choice II 7
Guarantee Choice II 8
Guarantee Choice II 9
Fixed Annuity
Boomer Annuity
Boomer Annuity (CA)
Fixed Indexed Annuity
NAC BenefitSolutions 10
NAC BenefitSolutions 10 (CT, FL, IN, MS, MD, NV, OH...)
NAC BenefitSolutions 14
NAC BenefitSolutions 14 (FL, IN, MD, MS)
NAC BenefitSolutions II
NAC Charter 14
NAC Charter Plus 10
NAC Charter Plus 10 II
NAC Charter Plus 14
NAC Freedom Choice (5%) 10
NAC Freedom Choice (5%) 14
NAC Freedom Choice (5%) 8
NAC Freedom Choice 10
NAC Freedom Choice 10 TX
NAC Freedom Choice 14
NAC Freedom Choice 14 TX
NAC Freedom Choice 8
NAC Freedom Choice 8 TX
NAC IncomeChoice 10 Series 1
NAC IncomeChoice 10 Series 2
NAC IncomeChoice 10 Series 2 (CA)
NAC IncomeChoice 10 Series 2 (OH)
NAC IncomeChoice 10 Series 2 TX
NAC IncomeChoice 7
NAC Performance Choice 12
NAC Performance Choice 12 Plus
NAC Performance Choice 8
NAC Performance Choice 8 (UT)
NAC Performance Choice 8 Plus
NAC Performance Choice 8 Plus (UT)
NAC Precision 10
NAC Precision 14
NAC RetireChoice 10
NAC RetireChoice 10 (OH, OK)
NAC RetireChoice 10 (UT)
NAC RetireChoice 10 OABR
NAC RetireChoice 10 OABR (OH, OK)
NAC RetireChoice 10 OABR (UT)
NAC RetireChoice 14
NAC RetireChoice 14 OABR
North American Ten
SPIA
NA Income

Available Subscriptions

This information is available with any of these subscriptions:

Single-User Edition

An affordable, full access subscription, for the individual broker

Office Edition

Multiple users with administrative control over the products, features and content displayed

Web Edition

Put our product grids, detail and tools on your website instantly!

Web Edition -Retailers

A special edition for retailers, just the right amount of information for the consumer, plus the ability collect and manage leads.

Additional Information

See what else we offer:

Upcoming Rate Changes

We track rate changes and can notify you before they take effect!

Annuity Illustrations

The illustration system carriers prefer

Rider Comparisons

Compare multiple income riders, side-by-side

Product Videos

Access the Brainshark training videos right from our product lists



1377