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    North American Company


    BenefitSolutions 14 (FL, IN, MD, MS)

       (RETIRED)

    A Fixed Indexed Annuity with a 14-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Spread Part Rate Cap Spread Part Rate
    1 Year DJI Monthly Averaging with Participation Rate (No Cap)   ***    ***   ***    ***   ***   *** 
    1 Year NASDAQ-100 Monthly Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Annual Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Low Volatility Daily Risk Control 5% Index Margin   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Averaging with Participation Rate (No Cap)   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Monthly Point-to-Point Index Cap Rate   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a singl --[ subscription required to view full text ]--
    *** @***********@ ** * ****** ******* ******** ***** ***** ******* ******** ** ** ******* ******** *** ******* ***** ***********. ** ****** *** ******** ** ******** ********, ******** ******** ******** *** ********* ******* **** **** *** ***** ********. *** @***********@ *** * @*******@-**** ********** ****** ****** **** ** *** *********.

    ** *********** ******** ** *** ********* ****: *) ***** ** *** ****** ** *** ***** ******* ****** **** ******** ****, ******* *** **** ** ****** ******* *** ** ****** **********, ***/** *) * *********** ***** *******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    Interest Adjustment:
    --[ subscription required to view full text ]--
    ******** **********:
    *** @***********@ ******** ** ******** **********, ***** ********* ****** *** ******* ** ****** ****** ******** ***** **** ** ******** ******* ** ******** **********. ** ** ******* **** ****** *** ******** ********** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ********* ** *** ****** ** ******** ***** ****** *** ****** ***** *** ********* **** @***********@ *******. *** *** “************* *** ******** **********” ******** *** **** ***********. ****: *** ********** ** *** ******.

    Commissions
    Effective date of commission schedule: 01/01/2019
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    BenefitSolutions 14 (FL, IN, MD, MS)
    Ages 40+  
    Initial Premium: ****

    Option B

    BenefitSolutions 14 (FL, IN, MD, MS)
    All permitted ages  
    Initial Premium: ****

    Option C

    BenefitSolutions 14 (FL, IN, MD, MS)
    All permitted ages  
    Initial Premium: ****

    Option D

    BenefitSolutions 14 (FL, IN, MD, MS)
    Ages 40+  
    Initial Premium: ****

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