This page is provided to show you the amount of detailed information we provide to our subscribers, the content has been masked. To see full details, please register.

Fidelity & Guaranty Life

Prosperity Elite 10 Enhancement

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A		Fitch: A-		Moody's: A3		Standard & Poor's: A-

Rates

	Current Rates xx/xx/xxxx		Guaranteed Minimum Values
	Cap	Part Rate	Cap	Part Rate
1-Year Balanced Asset 5 Point-to-point with Participation Rate	***	***	***	***
1-Year Gold Point-to-Point with a Cap	***	***	***	***
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate	***	***	***	***
1-Year Index Gain Option with Declared Rate	Trigger: 8.00			***	***	***
1-Year S&P 500 Monthly Average with A Cap	***	***	***	***
1-Year S&P 500 Monthly Point-to-Point with a Cap	***	***	***	***
1-Year S&P 500 Point-to-Point with a Cap	***	***	***	***
2-Year Balanced Asset 5 Point-to-point with Participation Rate	***	***	***	***
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge	***	***	***	***
2-Year Barclays Trailblazer Sectors 5 Index	***	***	***	***
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate	***	***	***	***
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge	***	***	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %		.* %

State Specified Minimum Interest Rate: ****

Premium Bonus by Age/State
Year:	1
Age 0 to 70 in states: AK AL CA DE ID MA MN MS MT NJ NV OH OK OR PA PR SC TX UT WA	****
Age 0 to 70 in states: AR AZ CO DC GA HI IA IL IN KS KY LA MD ME MI MO NC ND NE NH NM RI SD TN VA VT WI WV WY	****
Age 71 to 85 in states: AR AZ CO DC FL GA HI IA ID IL IN KS KY LA MD ME MI MO MT NC ND NE NH NM PR RI SD TN VA VT WI WV WY	****
Age 71 to 85 in states: AK AL CA DE MA MN MS NJ NV OH OK OR PA SC TX UT WA	****
Age 0 to 64 in states:	****
Age 65 to 70 in states:	****
Age 71 to 85 in states: FL	****

Policy Notes

The @annuityName@ is a flexib --[ subscription required to view full text ]--
*** @***********@ ** * ******** ******* ******** ******* **** * @*******@-**** ********* ****** ****** *********:

******** ***** ******* *** *** ***** ******** **** ******.
** *** *********.
* @************@ ******* ***** ** *** **** ********, ****** **** @************@ *****.
*********** ******* - ********** ******* ***** ******* ***** (**** ***).

*** @***********@ ** ******** ** ** * ****-**** ********** ******* **** **** * ******* ** ******* ** **** *** ******* *** ******** ** ****** *** **** ****** **** **********.

Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
*** * * ** * **** * *** ** * **** * ****** * *** * * ** * **** * *** * * * ** * **** * *****

Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in AK AL ID IL MN MO MS MT OR PA PR WA

A Market Value Adjustment (MVA) is an adjustment made during the time the surrender --[ subscription required to view full text ]--
* ****** ***** ********** (***) ** ** ********** **** ****** *** **** *** ********* ****** ******** ** ** ******. *** *** ** ******* ** *** ******* ** *** ****** ******* ***** ********* ** ******* ** ** ******* ****** **** ******* *** ******* **** ********** ******. *** *** ** ** ******** ** *** ********** ********* ****** ******. *** *** *** ******** ** ******** *** ****** ** *** ********** ** *** ********* ***** ********* ** *** ****** ** ******** ***** ***** *** ********* **** *******. *********, ** ******** ***** **** ***** ***** *** ********* **** *******, *** *** **** ******** **** ********* *****; *** ** ******** ***** **** ******, *** *** **** ******** **** ********* *****. *** *** ***** ** *** *** *** ********* ******* **** *** ****** *** ********* ***** ** ** ****** ***** ** **** **** *** ******* ********** ********* *****. ** *** *** ******* ** ** ******** ** *** ********* *****, *** ****** ** *** ******** **** *** ** ******* **** *** ****** ** *** ********* ********* ******.

*** *** ** ***** ** * ******* **** ***** **** ******* ******* ** ****** ** *** *.*. ******** ******** ******** ****** ******* *** **** ** ****** ***** *** *** **** ** *** **********. *** ****** ** *** ******* ***** ********* ** ******* ** ** ******* ****** **** ** ******* ** *** *** ** ********** ** * ****** ***** ********** ******.

** **/**/**: *** ***, ******** ** ********, **** *** ****** *** ********* ********* ******; *** ******* ******** ** ******** ** *** ********* ******* ********* ***** **** ** ** ****** ***** ** *** ********* ********* ******.

** **/**: *** *** ******* **** * ****** ****** ******.

Commissions
Effective date of commission schedule: 08/23/2022
Commissions are ***** *** * *** * *** * ** ***** ***.

Prosperity Elite 10 Enhancement

Up to age 70

Initial Premium:

****

Ages 71-75

Initial Premium:

****

Ages 76-85

Initial Premium:

****

Option B

Prosperity Elite 10 Enhancement

Up to age 70

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 71-80

Initial Premium:

****

Trail:

Trail years ***+ is *****

Ages 81-85

Initial Premium:

****

Trail:

Trail years ***+ is *****

BASIC COMMISSIONS - Basic Commissions may be paid only for the sale of insurance products and policies which the Company may lawfully issue and which are described in this Compensation Schedule (which may be amended from time to time and is available via SalesLink), which products and policies are the “Authorized Contracts.” Basic commissions are subject, however, to the restrictions placed upon you and Producers appointed to you by the laws and regulations of the jurisdictions where the Agency is licensed, the Company’s policies an --[ subscription required to view full text ]--
***** *********** - ***** *********** *** ** **** **** *** *** **** ** ********* ******** *** ******** ***** *** ******* *** ******** ***** *** ***** *** ********* ** **** ************ ******** (***** *** ** ******* **** **** ** **** *** ** ********* *** *********), ***** ******** *** ******** *** *** “********** *********.” ***** *********** *** *******, *******, ** *** ************ ****** **** *** *** ********* ********* ** *** ** *** **** *** *********** ** *** ************* ***** *** ****** ** ********, *** *******’* ******** *** ********** ** **** ********* ***** *** ** **** *** ** ******* **** **** ** ****, ********* *** *** ******* ** *** ************ ***** *** *** ***** *** ********** ** **** ************ ********. *** ******* *** *** ***** ** ******* *** *********** *** *** ******** ** ****** ** ***** ******* ** *** **** **********, *** *** ******, *** ** ****** *** ***** ********* ** *** *********.

***** *********** *** ********** ** *********** ** ******** ******** *** ******** ** *** ******* ******* ** *** ***** ********** ****** *********. ***** *********** ** ********** ******** *** ****** ********* ******* ** *** ******* ***** ** ******* ** ***** ** ** ********* ** *** *******, ***** ***** *** ******* ** ****** ** *** ****. *** ******** ** ***** ***** ** ******* ** *** ********** *** ********** ********** ********** *** ***** ** *** ************ ******** ********** ** *** **** **** ******** **** ******. *********** ***** *** ** **** ** *** ******** ****** ** **** ** *** *******. ********** ************ **** ** ***** ** ****** *** ** *********/*****.

*********** *** ***** ******** ******* ******** **** ***** ***** **** ****** ** ****** ** $*,***,***.** – *********** *****, ***** ******* *** *****-**** ********** ********* (****) ** ***** *** ***** ***** **** ******* ******* $*,***,***.** *** *** ****** (***) ****** ** *** **** ****** ** *** **** **** *** ***** *** ***** ***** **** ******* ** ********* ******* $*,***,***.** *&* ******** *** ***** ** ****** ***/** ****** * ******** ************ ******/****. **** ********** ********* **** ** **** *********** ** *** ***** ****** ** *******, *** *** ********* **** ** ******* ** *** ****** ****** ** *******. ********** ******** *** ****** ** * ********** ** ** ****** *** ***** ******* ** ****** $*,***,***.**.

*********** ** ************* ** ******** ********* - ** *********** ***** ** **** ** **************, ********* *********** ************* *** ******** **** ********* ***** ***** */*/****.

********** *** ******** ************ – *** ******** ****** ** *** ******* ** * ****** ** ******** *********** ** ******** ******** **** ** *********** ** * ******* **** *** ** *** *******. *** ********** *********** ** *** ****** *** ******** ** ******* **** ** ******* ** * ***********. **** ****** **** ** ************* *** ************ ******** ** *** ******* ** ******** *** ***** ****** ******** **** ** ******* ** ** **** ******** **** *********** ******** *** ************ **** ** **** ** * **** *** ** *** *******. ****** ****** *** **** *** ** **** ***** **** ** ******* ****** ******* *** **** *** ******* **********.

***** ************ – ***** ************ ** ******* **** **** ******** ** ******** *** **** *** ** **** **** ******** ** ************ ** ********. ***** ************ **** ** ********* ***** ** *** ******* ********* *** **** *** *** **** ** *** ****** ****** ********* *********. *** ***** ************ **** ** ***** ** *** ******* ***** *** **** ** **** ********* ** *** *** ** *** ******* ********* ***** *** ***** ****** ****. ** ***** ************ **** ** **** *** *** ******** *** ***** *********** *** ******* ****.

********** ***********

*. ********** *********** ********** ** *** ********. ***** **** *********** **** ** ******* **** ***: *** ****** ***** ** ********** "*** *****"; *** ****** ***** ** *** ****** ** *** *******, ** ** ******* ******, ** *********; *** ********* ** ***** *** ******** ** ***** ***** ** ******* ** ********** ***** *********** *** /** ******* ******** *** **********; *** ********* ** ***** *** ******** ** ***** ***** ** ********** ********* **** *** *******.

*. ********** *********** ** *** ***** *** ****** **** ** *** ********. ** *** ***** ******** ****, ***% ** *** ********** **** ** ******* **** **** *****, **** *********, ** ** *** ********** ****** ********* *** ********* ******-**** ******. ** *** ****** ******** ****, **% ** *** *********** **** ** ******* **** **** **** ********* ** ** *** ********** ****** ********* *** ********* ******-**** ******. ** *********** **** ** ******* ** ********** **** ***** ***** *** ***** **** ** *** ********.

*. ********** *********** **** ***** *************. ** *** *************, ****** *********** ************* ** ************* ***** * ******** ********** ******, ** *** ******** ******** ** ****** ****** ** *** ********** ********** ******* *** ***** ** * *****, ***% ** *** ********** **** ** ******* ** **********. ** *** ************* ****** ***** *** ***** ********** ********** ****** *** ***** ** * *****, ***** **** ** ** ********** **********. **** ************ ******** ** ********* ** ** *** ***** ** ******** **, **** ** *** **** *** ********** ******** *** ******** ** *** ******* *** **** ** *** *****(*) ** ***** *** ** ********.

Related Information

Other Fidelity & Guaranty Life Products

MYGA

FG Guarantee-Platinum 3
FG Guarantee-Platinum 5
FG Guarantee-Platinum 7
Secure MYGA 3 (CA, MO)
Secure MYGA 3 MVA
Secure MYGA 3 Non MVA
Secure MYGA 3 ROP
Secure MYGA 5 (CA, MO)
Secure MYGA 5 MVA
Secure MYGA 5 Non MVA
Secure MYGA 5 ROP
Secure MYGA 7 (CA, MO)
Secure MYGA 7 MVA
Secure MYGA 7 Non MVA
Secure MYGA 7 ROP

Fixed Indexed Annuity