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Oxford Life Insurance Company


Silver Select


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A-  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Cap
1 Year S&P 500 Annual Monthly Average   ***    *** 
1 Year S&P 500 Annual Point-to-Point   ***    *** 
1 Year Fixed Account Strategy   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
 Year: 1
Bonus Rate: ****

Policy Notes

The @annuityname@ is a --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******* ***** ******* ******* **** * @*******@ **** ********** ****** ****** *** ** *** *********. *** @***********@ ****** * @************@ ******* ***** **** ** ********** ** * ********** ** **** ******* *******, ** ** ******** *************** ** **** ******* ****** ** *****, *** ** ******** ** **** ******** **** *** ***. *** ***** ******, **** *** ******** ****** ** **** ****** ***** **** * ****** ** @*******@ *****.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation

Market Value Adjustments: If y --[ subscription required to view full text ]--
****** ***** ***********: ** *** **** * ********** ** ********* **** ******, ** *** ******** ** ******** *** ****** *** ******* ***** ** ******* ** *** **-**** *.*. ******** ******** ******** **** ********* ** *** ******* ******* (******** ** ***** ** *** *** ***** ****). *** ****** ***** ********** ******* ** *** ********* ** *** ******. *********, *** ****** ***** ********** **** ******** *** ****** *** ******* ** ******** ***** **** ***** *** *** **** ******* *** ******** *** ****** *** ******* ** ******** ***** ****. ** **** **** ***** * ****** ***** ********** **** * ********* ****** *******.

Commissions
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Related Information

Other Oxford Life Insurance Company Products

MYGA
Multi-Select 10
Multi-Select 3
Multi-Select 4
Multi-Select 5
Multi-Select 6
Multi-Select 7
Multi-Select 8
Multi-Select 9
Fixed Indexed Annuity
Royal Select
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Select 3
Select 5
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