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    Protective Life


    Secure Saver 7


    A MYGA with a 7-year fixed rate and a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

    Rates
    The interest rate is guaranteed for 7 years
    Surrender charges last 7 years
    		 Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Current Rates
    xx/xx/xxxx    		 Next Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender    		 RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 
    Band 25,000+   ****   *****   *****   ****   *****   ***** 
    Band 75,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a limited flexible premium differed f --[ subscription required to view full text ]--
    *** @***********@ ** * ******* ******** ******* ******** ***** ******* **** * @*******@ **** ********* ****** ****** *** ** *** *********. *** ****** ***** ******* ****** *********** ******** ***** *** ***** ******** **** *****. **** ******* **** ****** ******* ****, ******** ******* *** ************ *******.

    **** **********
    @*****************@

    ******* ********
    **** *** ******* ********* ****** ****, **** ******** ***** ** *********** ******* ** * ***-**** ******* ********* ******. ******** ** ******** ***** ** * **** ****, **** **********, ****** *** ***** ****** **** **** ** *** ** *** **** *** ******** ***** ** ******* ** *** ******* ********* ******. *** ****** ******** **** ** ********** *** *** ****. ********** ***-**** ******* ********* ******* ************* ***** (**** ******** ******** ** *** ***-**** ******* **** **** ** ******) **** *** ******** ******* ********* ****** ****, ***** *** ******** ****, ** ****** ******** *****.
    * ******* ********** ****** ****** ****** ****** *** ******* ************ ****, ***** ** *** ******** *********** ********* *** ****** *****’* ** *********’* **** ********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
    		 
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    The market value adjustment ("MVA") adjusts the amount --[ subscription required to view full text ]--
    *** ****** ***** ********** ("***") ******* *** ****** ** ****** **** *** ******** ***** ** ******* **** ********** *******. **** ** *******, ** *** ********, ********, ** **** ** ****** ** **** ******. ********* ** *** ** *** ******** ***** *** *********** ** ******* ** ****** ******** ***** ** *** ******* * ********** (** ****** ** *** ****-********** ******) ****** *** ********'* ********** ****** ******.

    ** ********* *** *** ********* ** *** ******* ********* ** **** ********. ** *******, *******, ** ******** ***** *** ****** ** *** ********** **** **** ** *** ********'* ***** ****, *** *** **** ******** *** ****** ** ****** **** *** ******** ***** ** ******* **** ********** *******. **********, ** ******** ***** *** ***** ** *** ********** **** **** ** *** ***** ****, *** *** **** ******** *** ****** ** ****** **** *** ******** *****. *** *** ******* **** ******** * ********* **** ******* *** ****** ** *** *** **** ****. **, ** *** ***** ****** *** *****, * ********** ***** ***** ** *** ********** ****** ****** **** **** * ******* *** **** *** **** ********** ***** *******.

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

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