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    Security Benefit Life


    Foundations 5


    A Fixed Indexed Annuity with a 5-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A-   Fitch:  A-   Standard & Poor's:  A-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Spread Part Rate Cap Spread Part Rate
    2 Year S&P Multi-Asset Risk Control (MARC) 5% Participation   ***    ***   ***    ***   ***   *** 
    2-Year S&P 500® Factor Rotator Daily RC2 7% Point to Point   ***    ***   ***    ***   ***   *** 
    2 Year Morningstar Wide Moat Focus Barclays VC 7% Participation   ***    ***   ***    ***   ***   *** 
    2 Year S&P 500 Annual Point-to-Point Low Volatility Risk Control 5%   ***    ***   ***    ***   ***   *** 
    Morningstar Wide Moat Focus Barclays VC 7% Annual Participation   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Average   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
    S&P 500 Annual Point-to-Point Low Volatility Risk Control 5%   ***    ***   ***    ***   ***   *** 
    S&P 500 Monthly Sum   ***    ***   ***    ***   ***   *** 
    S&P 500® Factor Rotator Daily RC2 7% Annual Point to Point   ***    ***   ***    ***   ***   *** 
    S&P Multi-Asset Risk Control (MARC) 5% Annual Participation   ***    ***   ***    ***   ***   *** 
    Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
     Year: 1
    Bonus Rate: ****

    Policy Notes

    The @annuityna --[ subscription required to view full text ]--
    *** @***********@ ** * ***** ******* ******** ******* ******** ******* ******** **** * @*******@ **** ********* ****** ******, ** *** *********, *** * @************@% ******* ***** ** *** ******** **** ****** *** ***** ****** ****. * ***** ******* *** ******** ***** ******** *** *********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation
    Not available in AK CA IN MN MO NH NJ OH OR PA SC TX UT WA

    In order to more effectively manage changing market c --[ subscription required to view full text ]--
    ** ***** ** **** *********** ****** ******** ****** ********** *** ******** *****, ******** ******* ******* ** *** ** *********** **** ****** *** **** ********** ****** ****** *** ********* ****** ******. *** *** **** **** ***** ** *** ********* ****** *** ********* ****** ****** *** *** ***** ***** ******* ************* ********* ***** *** ***** *********. ** *******, ** ** *** **** ** ********** *** ******** ***** ** *** ******, ** ******** ** *** **-**** ******** ******** ******** ****, *** ****** **** **** *** ********* **** *******, ** ********** ****** ** ******** **** **** *******. **********, ** ****** ******** ***** *** **** **** *.**% ***** **** **** *** ********* **** *******, ** ********** ****** **** ** ***** ** **** *******, ***** ******* *** ****** ******** **** **** ********. *** *** **** *** ***** ** *********** **** *** **** **** *** **** ********** ****** ** ** *** ***** ******* **** **** *** ***** ** *** ********* ** *** ***** ** *** ***** ***** ** *** ***** ***** ** *** ****** ** *** *********. *** *** **** *** ***** ** *** ******.

    Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

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    Strategic Growth Annuity Plus
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