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The Standard


Focused Growth Annuity 7 CA


A MYGA with a 7-year fixed rate and a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Moody's:  A1   Standard & Poor's:  A+  

Rates
The interest rate is guaranteed for 7 years
Surrender charges last 7 years
Last Rate Change: xx/xx/xxxx
Next Rate Change: xx/xx/xxxx
  Previous Rates
xx/xx/xxxx
Current Rates
xx/xx/xxxx
  RateBonus Yield to
Surrender
RateBonus Yield to
Surrender
Band 15,000+   ****   *****   *****   ****   *****   ***** 
Band 100,000+   ****   *****   *****   ****   *****   ***** 

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @companyName@'s @annuitynam --[ subscription required to view full text ]--
*** @***********@'* @***********@ ** * ****** ******* ******** ******* ******** * @*******************@-**** **** ********* **** * @*******@--**** ********* ****** ****** *** ****** ***** ********** *********. ******** **** ********* @*****************@ **** * @***********@ ** ***********, **** ****** *** *** ********** ******** ****** *** ***** ** ******** ****. *** ********** ******** ******** **** ** ******** **** *** ******* ******** **** ** ****** ** *** **** ** *** *******, ****** *** ********** ******* ******* **** * ********, ******** ** ******** ******* **** ** ******* ** *** ********-**** **** ******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

The nursing home wai --[ subscription required to view full text ]--
*** ******* **** ****** ** *** ********* ** ************* *** ***** ******** ********** ***** ** *** ******** ********* ******.

MVA Explanation

During the surrender-charge period, an M --[ subscription required to view full text ]--
****** *** *********-****** ******, ** *** ** ******* ** *********** ** ********** **** *** ******* ** ********* *******. *** *** ** ***** ** ******* ** *** ****** ** *.*. ********** *** *** ******** ** ******** *** *******'* ********* *****.

*** *** ** * *** ****** ******* **** ***** ******** *** ****** ********* ** *** *** **** *** **** ****. *** ******** ** ** *** ***** ******* *** ********* ******* ******* *** ***** *********** **** *** *******, *** ** ****, *** *** ****** *** ********* ******* ** ****** * ****** ******** **** ** *** ******* ******. *** ***** ******* *** ** *** **** ** ****** ************* ****** *** *********-******-**** *********** ******* ****** *** ********* ****** ******, *** *** *** **** ** ***** ********* ** ******* **** ******* * **** *********** ******** ****.

Commissions
Effective date of commission schedule: 03/01/2018
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

Focused Growth Annuity 7 CA
(All approved states)
Up to age 80  
Initial Premium: ****
Ages 81-85  
Initial Premium: ****
Ages 86-90  
Initial Premium: ****

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