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The Standard


Index Select Annuity 7 Old (CA)


A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Moody's:  A1   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
 Band $15,000+  Cap Cap
1 Year S&P 500 Annual Point-to-Point   ***    *** 
1 Year Fixed Interest Account   (Rate guaranteed for 1 Year) *.** % *.** %
 Band $100,000+  Cap Cap
1 Year S&P 500 Annual Point-to-Point   ***    *** 
1 Year Fixed Interest Account   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ (ISA) is a single-premium --[ subscription required to view full text ]--
*** @***********@ (***) ** * ******-******* ******** ******* ******* **** * @*******@-********** ****** ******. *** ******** *** ******* **** *** ******* *******, *** ******** *** ******** ****** *** ***** ** ******** **** ** *********** ******** ****-*****, ********* *** *********. *** *** ** * ***** ******** ******* ***** ***** ******** ** ****** ****** *** ************ ***** *** ******* ******** *** ******** ***** *** ******* **** ** **** *************. *** *** ** ** ******* ******* **** ****** ******** ******* ******* ********** *******: (*) *** ***** ******** *******; *** (*) *** ***** ******** *******. *** *** ******** ******* ******* *** *** ********. *** ***’* ********* *** ******** *** *** ******* ** ****** ***** ***** ***** *** ********* ** ***********. * **% *** *****-********** ******* *** ***** ** *********** ** ************* ***** ** *** **½.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation

During the surrender-charge period, an MVA is appli --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 03/01/2018
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

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