Multi Year Guarantee Annuities Historical Rates

The chart below shows the average and best MYGA interest rates for the selected period and guaranteed rate duration. The chart uses actual historic rates dating back over 13 years.

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Year Years Rate Guaranteed





We actively track and maintain the following MYGA Products

Find out which company has the best rates, get notified before rates change and see side-by-side comparisons of all products with full product detail.  Learn More.

1 Year MYGAs
BankRate.com
1-Year CD (National Avg.)
Protective Life Corporation
ProSaver RateBuilder 1
ProSaver Select (5 yr. ladder) 1
ProSaver Select (7 yr. ladder) 1
2 Year MYGAs
Life of the Southwest
SureRate 2
Protective Life Corporation
ProSaver RateBuilder 2
ProSaver Select (5 yr. ladder) 2
ProSaver Select (7 yr. ladder) 2
3 Year MYGAs
BankRate.com
3-Year CD (National Avg.)
Fidelity & Guaranty Life
FG Guarantee-Platinum 3
Guggenheim Life and Annuity Company
Preserve MYGA 3
Liberty Bankers Life
Bankers 3
Bankers Elite 3
Midland National Life
Dynamic Choice® 3
Dynamic Choice® 3 ROP
Dynamic Choice® 3 with MVA
Dynamic Choice® 3 with MVA & ROP
Guarantee Ultimate 3
New York Life Insurance and Annuity Corporation
Secure Term MVA II (3-Year)
North American Company
Guarantee Choice 3
Guarantee Choice II 3
Principal Financial Group
Select Series 3
Protective Life Corporation
ProSaver RateBuilder 3
ProSaver Select (5 yr. ladder) 3
ProSaver Select (7 yr. ladder) 3
ProSaver Select R 3
Royal Neighbors of America
Choice 3
The Hartford
CRC Select II 3
CRC® Select III 3
4 Year MYGAs
Guaranty Income Life
Guaranty 4 Annuity
Guggenheim Life and Annuity Company
Preserve MYGA 4
Integrity Life Insurance
Momentum Advantage 4
MultiVantage 4
MetLife Investors USA Insurance Company
Target Maturity 4
Midland National Life
Guarantee Ultimate 4
National Integrity Life Insurance
MultiVantage 4
North American Company
Guarantee Choice 4
Guarantee Choice II 4
Pacific Life
Pacific Frontiers II 4
Phoenix Life Insurance Company
Phoenix Select Plus® 4-year
Presidential Life
Secure 4
Principal Financial Group
Principal Secure Fixed Annuity 4-Year Guarantee
Select Series 4
Protective Life Corporation
ProSaver RateBuilder 4
ProSaver Select (5 yr. ladder) 4
ProSaver Select (7 yr. ladder) 4
ProSaver Select R 4
The Hartford
CRC Select II 4
CRC® Select III 4
Transamerica Life
Savers Choice 4 No ROP
Savers Choice 4 ROP
Transamerica Select 4
5 Year MYGAs
Allianz Life Insurance Company of North America
Dominator Plus 5
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
Guarantee 5 (SPDA-MYGA) MVA
Guarantee 5 (SPDA-MYGA) MVA - OR
Guarantee 5 (SPDA-MYGA) WA
American General Life Insurance Company
AG HorizonSecure 5
AG HorizonSelect 5
American National Insurance Company
Palladium MYG Annuity 5
American National Life Insurance Company of NY
Palladium MYG 5
Athene Annuity
Athene MaxRate 5
Athene MaxRate 5 (CA)
Athene MaxRate 5 (FL)
Athene MaxRate EL 5
Athene MaxRate EL 5 (FL)
BankRate.com
5-Year CD (National Avg.)
CUNA Mutual
Members Select Fixed Annuity II 5-Year
EquiTrust Life Insurance Company
Certainty 5
Certainty Select 5
Fidelity & Guaranty Life
FG Guarantee-Platinum 5
FG Guarantee-Platinum 5 (CT,NC,OK)
FG Guarantee-Plus 5
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5
First Symetra Custom 5 (ROP)
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5
Great American Life Insurance Company
American Freedom Stars & Stripes® 5 (MVA)
American Freedom Stars & Stripes® 5 (Non MVA)
SecureGain 5
SecureGain 5 No MVA
Guggenheim Life and Annuity Company
Preserve MYGA 5
Integrity Life Insurance
Momentum Advantage 5
MultiVantage 5
John Hancock
JH Liberty 5
Liberty Bankers Life
Bankers 5
Bankers 5 Premier
Bankers 5 Premier Plus
Bankers Elite 5
Liberty Life Assurance Company of Boston
Balance Annuity 5 MYGA
Balance Annuity 5 MYGA No ROP
Foundation Annuity MYGA
Foundation Annuity MYGA No ROP
Life of the Southwest
RetireMax Secure 5
Lincoln Financial Group
Lincoln ClassicSolutionSM Fixed
Lincoln MYGuaranteesm Plus 5
Lincoln Select 5
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5
Mass Mutual
Stable Voyage 5
MetLife Investors USA Insurance Company
Fixed Annuity FA 5
Target Maturity 5
Midland National Life
Dynamic Choice® 5
Dynamic Choice® 5 ROP
Dynamic Choice® 5 with MVA
Dynamic Choice® 5 with MVA & ROP
Guarantee Ultimate 5
Minnesota Life
SecureOption Select 5-Year
Mutual of Omaha
Ultra - Secure Plus 5
National Integrity Life Insurance
MultiVantage 5
Nationwide Life and Annuity Insurance Company
Nationwide Platinum V® Plus
Nationwide Platinum V® Plus ROP
New York Life Insurance and Annuity Corporation
Secure Term Choice II (5-Year)
Secure Term MVA II (5-Year)
North American Company
Guarantee Choice 5
Guarantee Choice II 5
Oxford Life Insurance Company
Income Protector
Phoenix Life Insurance Company
Phoenix Select Plus® 5-year
Presidential Life
Secure 5
Principal Financial Group
Principal Guaranteed Annuity 5-Year Guarantee
Select Series 5
Protective Life Corporation
FutureSaver II Annuity 5
FutureSaver II Annuity 5 (ROP)
ProSaver Platinum 5
ProSaver Platinum Plus 5
ProSaver RateBuilder 5
ProSaver Select (5 yr. ladder) 5
ProSaver Select (7 yr. ladder) 5
ProSaver Select R 5
RiverSource
Quantum Select 5 (No ROP)
Quantum Select 5 (ROP)
Royal Neighbors of America
Choice 5
Security Benefit Life
Lighthouse Select 5
Sentinel Security Life Insurance Company
Personal Choice Annuity 5
Personal Choice Annuity 5 FL
Personal Choice Annuity 5 MN
Symetra Life Insurance Company
Select 5 (No ROP)
Select 5 (ROP)
Select 5 No ROP
Select 5 ROP
Symetra Custom 5 (No ROP)
Symetra Custom 5 (ROP)
The Hartford
CRC Select II 5
CRC® Select III 5
The Standard
Focused Growth Annuity 5
Secured Rate Annuity 5
Transamerica Life
Capital Builder 5
Savers Choice 5 No ROP
Savers Choice 5 ROP
Transamerica Select 5
Western National Life Insurance Company
BB&T Decathlon MVA 5-Year
BB&T Decathlon Non-GROP MVA 5-Year
WNL Eagle Nest 5
WNL Flex 5 - 5 Year
WNL Flex 5 - 5 Year No ROP
WNL Flex 5 - MVA - 5 Year
WNL PNCI Flexible Premium 5
WNL SolutionsMYG Five-Year Term
WNL Stable Growth 5
Western-Southern Life Assurance Company
Acclaim 5
6 Year MYGAs
American General Life Insurance Company
AG Horizon Achiever
American National Insurance Company
Palladium MYG Annuity 6
American National Life Insurance Company of NY
Palladium MYG 6
CUNA Mutual
Members Focus Fixed Annuity 6
EquiTrust Life Insurance Company
Certainty 6
Certainty Select 6
Guaranty Income Life
Guaranty 6 Annuity
Guggenheim Life and Annuity Company
Preserve MYGA 6
John Hancock
JH Liberty 6
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6
Lincoln Select 6
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6
MetLife Investors USA Insurance Company
Target Maturity 6
Midland National Life
Guarantee Ultimate 6
New York Life Insurance and Annuity Corporation
Secure Term Choice II (6-Year)
Secure Term MVA II (6-Year)
North American Company
Guarantee Choice 6
Guarantee Choice II 6
Pacific Life
Pacific Explorer 6
Pacific Frontiers II 6
Presidential Life
Secure 6
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee
Select Series 6
Protective Life Corporation
FutureSaver II Annuity 6
FutureSaver II Annuity 6 (ROP)
ProSaver Platinum 6
ProSaver Platinum Plus 6
ProSaver Plus II 6
ProSaver RateBuilder 6
ProSaver Select (7 yr. ladder) 6
ProSaver Select R 6
Royal Neighbors of America
Choice 6
The Hartford
CRC Select II 6
CRC® Select III 6
The Standard
Focused Growth Annuity 6
Secured Rate Annuity 6
Transamerica Life
Savers Choice 6 No ROP
Savers Choice 6 ROP
Transamerica Select 6
Western National Life Insurance Company
WNL Regions Advantage 6
WNL SolutionsMYG Six-Year Term
Western-Southern Life Assurance Company
Horizon 6
7 Year MYGAs
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
Guarantee 7 (SPDA-MYGA) MVA
American General Life Insurance Company
AG HorizonSecure 7
AG HorizonSelect 7
American National Insurance Company
Palladium MYG Annuity 7
American National Life Insurance Company of NY
Palladium MYG 7
Athene Annuity
Athene 7 MYG
Athene MaxRate 7
Athene MaxRate 7 (CA)
Athene MaxRate 7 (FL)
Athene MaxRate EL 7
Athene MaxRate EL 7 (FL)
CUNA Mutual
Members Select Fixed Annuity II 7-Year
Members Select Fixed Annuity II 7-Year (No MVA)
Fidelity & Guaranty Life
FG Guarantee-Platinum 7
FG Guarantee-Plus 7
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7
First Symetra Custom 7 (ROP)
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7
Great American Life Insurance Company
American Freedom Stars & Stripes® 7 (MVA)
American Freedom Stars & Stripes® 7 (Non MVA)
SecureGain 7
SecureGain 7 No MVA
Guggenheim Life and Annuity Company
Preserve MYGA 7
ING Annuity and Asset Sales
Guarantee Choice 7
Integrity Life Insurance
Momentum Advantage 7
MultiVantage 7
SPDA Series II 7
John Hancock
JH Liberty 7
Liberty Bankers Life
Bankers 7
Bankers 7 Premier
Bankers Elite 7
Lincoln Financial Group
Lincoln Long-Term Care Fixed Annuity
Lincoln MYGuaranteesm Plus 7
Lincoln Select 7
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7
Mass Mutual
Stable Voyage 7
MetLife Investors USA Insurance Company
Fixed Annuity FA 7
Target Maturity 7
Midland National Life
Guarantee Ultimate 7
Minnesota Life
SecureOption Focus 7
SecureOption Select 7-Year
Mutual of Omaha
Ultra - Secure Plus 7
National Integrity Life Insurance
MultiVantage 7
New Momentum 7
New York Life Insurance and Annuity Corporation
Secure Term Choice II (7-Year)
Secure Term MVA II (7-Year)
North American Company
Guarantee Choice 7
Guarantee Choice II 7
Pacific Life
Pacific Expedition
Pacific Expedition With RateAdvantage
Pacific Frontiers II 7
Phoenix Life Insurance Company
Phoenix Select Plus® 7-year
Principal Financial Group
Select Series 7
Protective Life Corporation
FutureSaver II Annuity 7
FutureSaver II Annuity 7 (ROP)
ProSaver Platinum 7
ProSaver Platinum Plus 7
ProSaver RateBuilder 7
ProSaver Select (7 yr. ladder) 7
ProSaver Select R 7
Security Benefit Life
Lighthouse Select 7
Sentinel Security Life Insurance Company
Personal Choice Annuity 7
Personal Choice Annuity 7 FL
Personal Choice Annuity 7 MN
Symetra Life Insurance Company
Symetra Custom 7 (7-Year ROP)
Symetra Custom 7 (No ROP)
Symetra Custom 7 (ROP)
The Hartford
CRC Select II 7
CRC® Select III 7
The Standard
Focused Growth Annuity 7
Transamerica Life
Savers Choice 7 No ROP
Savers Choice 7 ROP
Transamerica Select 7
United States Life Insurance Co. (NY)
AG Horizon EmpireSecure 7
VALIC
VALIC Assured Choice Annuity 7
Western National Life Insurance Company
BB&T Decathlon 7
BB&T Decathlon MVA 7-Year
BB&T Decathlon Non-GROP 7
BB&T Decathlon Non-GROP MVA 7-Year
Set Rate Annuity 7
WNL Flex 7 - 7 Year
WNL Flex 7 - MVA - 7 Year
WNL PNCI Flexible Premium 7
WNL SolutionsMYG Seven-Year Term
WNL Stable Growth 7
Western-Southern Life Assurance Company
MultiRate (Option 7)
8 Year MYGAs
American National Insurance Company
Palladium MYG Annuity 8
EquiTrust Life Insurance Company
Certainty 8
Certainty Select 8
Guaranty Income Life
Guaranty 8 Annuity
Guggenheim Life and Annuity Company
Preserve MYGA 8
John Hancock
JH Liberty 8
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8
Lincoln Select 8
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8
Midland National Life
Guarantee Ultimate 8
New York Life Insurance and Annuity Corporation
Secure Term Choice (8-Year)
Secure Term MVA (8-Year)
North American Company
Guarantee Choice 8
Guarantee Choice II 8
Pacific Life
Pacific Frontiers II 8
Protective Life Corporation
FutureSaver II Annuity 8
FutureSaver II Annuity 8 (ROP)
ProSaver Platinum 8
The Hartford
CRC Select II 8
CRC® Select III 8
Transamerica Life
Savers Choice 8 No ROP
Savers Choice 8 ROP
Transamerica Select 8
Western National Life Insurance Company
Set Rate Annuity 8
WNL SolutionsMYG Eight-Year Term
9 Year MYGAs
American National Insurance Company
Palladium MYG Annuity 9
Guggenheim Life and Annuity Company
Preserve MYGA 9
John Hancock
JH Liberty 9
Liberty Bankers Life
Bankers Elite 9
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9
Lincoln Select 9
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9
Mass Mutual
Stable Voyage 9
Midland National Life
Guarantee Ultimate 9
Minnesota Life
SecureOption Select 9-Year
North American Company
Guarantee Choice 9
Guarantee Choice II 9
Pacific Life
Pacific Frontiers II 9
Principal Financial Group
Select Series 9
Protective Life Corporation
FutureSaver II Annuity 9
FutureSaver II Annuity 9 (ROP)
ProSaver Platinum 9
The Hartford
CRC Select II 9
CRC® Select III 9
Western National Life Insurance Company
Set Rate Annuity 9
WNL SolutionsMYG Nine Year Term
10 Year MYGAs
Allianz Life Insurance Company of North America
Dominator Plus 10
American General Life Insurance Company
AG HorizonSelect 10
American National Insurance Company
Palladium MYG Annuity 10
American National Life Insurance Company of NY
Palladium MYG 10
CUNA Mutual
Members Select Fixed Annuity II 10-Year
Members Select Fixed Annuity II 10-Year (No MVA)
Members Select Fixed Annuity II 5-Year (No MVA)
EquiTrust Life Insurance Company
Certainty 10
Certainty Select 10
Guggenheim Life and Annuity Company
Preserve MYGA 10
ING Annuity and Asset Sales
Guarantee Choice 10
Integrity Life Insurance
Momentum Advantage 10
MultiVantage 10
New Momentum 10
John Hancock
JH Liberty 10
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10
Lincoln Select 10
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10
MetLife Investors USA Insurance Company
Fixed Annuity FA 10
Target Maturity 10
Midland National Life
Guarantee Ultimate 10
National Integrity Life Insurance
MultiVantage 10
New Momentum 10
North American Company
Guarantee Choice 10
Guarantee Choice II 10
Pacific Life
Pacific Frontiers II 10
Phoenix Life Insurance Company
Phoenix Select Plus® 10-year
Protective Life Corporation
FutureSaver II Annuity 10
FutureSaver II Annuity 10 (ROP)
ProSaver Platinum 10
Sentinel Security Life Insurance Company
Personal Choice Annuity 10
Personal Choice Annuity 10 FL
Personal Choice Annuity 10 MN
The Hartford
CRC Select II 10
CRC® Select III 10
The Standard
Focused Growth Annuity 10
Western National Life Insurance Company
Set Rate Annuity 10
WNL SolutionsMYG Ten-Year Term
15 Year MYGAs
Protective Life Corporation
ProSaver Platinum 15

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