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Multi Year Guarantee Annuities Historical Rates

The chart below shows the average and best MYGA interest rates for the selected period and guaranteed rate duration. The chart uses actual historic rates dating back over 13 years.

• Select a Calendar Year
• Select a MYGA Guarantee Interest Rate Period
• Click Refresh Chart

Year 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

Years Rate Guaranteed 0 1 2 3 4 5 6 7 8 9 10 15

	Average MYGA Rate
	Jan-06
	4.06

	Average MYGA Rate
	Feb-06
	4.06

	Average MYGA Rate
	Mar-06
	4.12

	Average MYGA Rate
	Apr-06
	4.17

	Average MYGA Rate
	May-06
	4.37

	Average MYGA Rate
	Jun-06
	4.47

	Average MYGA Rate
	Jul-06
	4.54

	Average MYGA Rate
	Aug-06
	4.55

	Average MYGA Rate
	Sep-06
	4.46

	Average MYGA Rate
	Oct-06
	4.36

	Average MYGA Rate
	Nov-06
	4.34

	Average MYGA Rate
	Dec-06
	4.21

	Best MYGA Rate
	Jan-06
	4.45

	Best MYGA Rate
	Feb-06
	4.45

	Best MYGA Rate
	Mar-06
	4.75

	Best MYGA Rate
	Apr-06
	4.85

	Best MYGA Rate
	May-06
	5

	Best MYGA Rate
	Jun-06
	5.15

	Best MYGA Rate
	Jul-06
	5.15

	Best MYGA Rate
	Aug-06
	5.35

	Best MYGA Rate
	Sep-06
	5.35

	Best MYGA Rate
	Oct-06
	5.35

	Best MYGA Rate
	Nov-06
	5.2

	Best MYGA Rate
	Dec-06
	5.2

We actively track and maintain the following MYGA Products

Find out which company has the best rates, get notified before rates change and see side-by-side comparisons of all products with full product detail.  Learn More.

1 Year MYGAs

BankRate.com 1-Year CD (National Avg.) Protective Life Corporation ProSaver RateBuilder 1 ProSaver Select (5 yr. ladder) 1 ProSaver Select (7 yr. ladder) 1

2 Year MYGAs

Life of the Southwest SureRate 2 Protective Life Corporation ProSaver RateBuilder 2 ProSaver Select (5 yr. ladder) 2 ProSaver Select (7 yr. ladder) 2

3 Year MYGAs

BankRate.com 3-Year CD (National Avg.) Fidelity & Guaranty Life FG Guarantee-Platinum 3 Guggenheim Life and Annuity Company Preserve MYGA 3 Liberty Bankers Life Bankers 3 Bankers Elite 3 Midland National Life Dynamic Choice® 3 Dynamic Choice® 3 ROP Dynamic Choice® 3 with MVA Dynamic Choice® 3 with MVA & ROP Guarantee Ultimate 3 New York Life Insurance and Annuity Corporation Secure Term MVA II (3-Year) North American Company Guarantee Choice 3 Guarantee Choice II 3 Principal Financial Group Select Series 3 Protective Life Corporation ProSaver RateBuilder 3 ProSaver Select (5 yr. ladder) 3 ProSaver Select (7 yr. ladder) 3 ProSaver Select R 3 Royal Neighbors of America Choice 3 The Hartford CRC Select II 3 CRC® Select III 3

4 Year MYGAs

Guaranty Income Life Guaranty 4 Annuity Guggenheim Life and Annuity Company Preserve MYGA 4 Integrity Life Insurance Momentum Advantage 4 MultiVantage 4 MetLife Investors USA Insurance Company Target Maturity 4 Midland National Life Guarantee Ultimate 4 National Integrity Life Insurance MultiVantage 4 North American Company Guarantee Choice 4 Guarantee Choice II 4 Pacific Life Pacific Frontiers II 4 Phoenix Life Insurance Company Phoenix Select Plus® 4-year Presidential Life Secure 4 Principal Financial Group Principal Secure Fixed Annuity 4-Year Guarantee Select Series 4 Protective Life Corporation ProSaver RateBuilder 4 ProSaver Select (5 yr. ladder) 4 ProSaver Select (7 yr. ladder) 4 ProSaver Select R 4 The Hartford CRC Select II 4 CRC® Select III 4 Transamerica Life Savers Choice 4 No ROP Savers Choice 4 ROP Transamerica Select 4

5 Year MYGAs

Allianz Life Insurance Company of North America Dominator Plus 5 American Equity Investment Life Insurance Company Guarantee 5 (SPDA-MYGA) Guarantee 5 (SPDA-MYGA) MVA Guarantee 5 (SPDA-MYGA) MVA - OR Guarantee 5 (SPDA-MYGA) WA American General Life Insurance Company AG HorizonSecure 5 AG HorizonSelect 5 American National Insurance Company Palladium MYG Annuity 5 American National Life Insurance Company of NY Palladium MYG 5 Athene Annuity Athene MaxRate 5 Athene MaxRate 5 (CA) Athene MaxRate 5 (FL) Athene MaxRate EL 5 Athene MaxRate EL 5 (FL) BankRate.com 5-Year CD (National Avg.) CUNA Mutual Members Select Fixed Annuity II 5-Year EquiTrust Life Insurance Company Certainty 5 Certainty Select 5 Fidelity & Guaranty Life FG Guarantee-Platinum 5 FG Guarantee-Platinum 5 (CT,NC,OK) FG Guarantee-Plus 5 First Symetra Nat’l Life Ins Co of NY First Symetra Custom 5 First Symetra Custom 5 (ROP) Genworth Life and Annuity Insurance Co SecureLiving Rate Saver 5 Great American Life Insurance Company American Freedom Stars & Stripes® 5 (MVA) American Freedom Stars & Stripes® 5 (Non MVA) SecureGain 5 SecureGain 5 No MVA Guggenheim Life and Annuity Company Preserve MYGA 5 Integrity Life Insurance Momentum Advantage 5 MultiVantage 5 John Hancock JH Liberty 5 Liberty Bankers Life Bankers 5 Bankers 5 Premier Bankers 5 Premier Plus Bankers Elite 5 Liberty Life Assurance Company of Boston Balance Annuity 5 MYGA Balance Annuity 5 MYGA No ROP Foundation Annuity MYGA Foundation Annuity MYGA No ROP Life of the Southwest RetireMax Secure 5 Lincoln Financial Group Lincoln ClassicSolutionSM Fixed Lincoln MYGuaranteesm Plus 5 Lincoln Select 5 Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 5 Mass Mutual Stable Voyage 5 MetLife Investors USA Insurance Company Fixed Annuity FA 5 Target Maturity 5 Midland National Life Dynamic Choice® 5 Dynamic Choice® 5 ROP Dynamic Choice® 5 with MVA Dynamic Choice® 5 with MVA & ROP Guarantee Ultimate 5 Minnesota Life SecureOption Select 5-Year Mutual of Omaha Ultra - Secure Plus 5 National Integrity Life Insurance MultiVantage 5 Nationwide Life and Annuity Insurance Company Nationwide Platinum V® Plus Nationwide Platinum V® Plus ROP New York Life Insurance and Annuity Corporation Secure Term Choice II (5-Year) Secure Term MVA II (5-Year) North American Company Guarantee Choice 5 Guarantee Choice II 5 Oxford Life Insurance Company Income Protector Phoenix Life Insurance Company Phoenix Select Plus® 5-year Presidential Life Secure 5 Principal Financial Group Principal Guaranteed Annuity 5-Year Guarantee Select Series 5 Protective Life Corporation FutureSaver II Annuity 5 FutureSaver II Annuity 5 (ROP) ProSaver Platinum 5 ProSaver Platinum Plus 5 ProSaver RateBuilder 5 ProSaver Select (5 yr. ladder) 5 ProSaver Select (7 yr. ladder) 5 ProSaver Select R 5 RiverSource Quantum Select 5 (No ROP) Quantum Select 5 (ROP) Royal Neighbors of America Choice 5 Security Benefit Life Lighthouse Select 5 Sentinel Security Life Insurance Company Personal Choice Annuity 5 Personal Choice Annuity 5 FL Personal Choice Annuity 5 MN Symetra Life Insurance Company Select 5 (No ROP) Select 5 (ROP) Select 5 No ROP Select 5 ROP Symetra Custom 5 (No ROP) Symetra Custom 5 (ROP) The Hartford CRC Select II 5 CRC® Select III 5 The Standard Focused Growth Annuity 5 Secured Rate Annuity 5 Transamerica Life Capital Builder 5 Savers Choice 5 No ROP Savers Choice 5 ROP Transamerica Select 5 Western National Life Insurance Company BB&T Decathlon MVA 5-Year BB&T Decathlon Non-GROP MVA 5-Year WNL Eagle Nest 5 WNL Flex 5 - 5 Year WNL Flex 5 - 5 Year No ROP WNL Flex 5 - MVA - 5 Year WNL PNCI Flexible Premium 5 WNL SolutionsMYG Five-Year Term WNL Stable Growth 5 Western-Southern Life Assurance Company Acclaim 5

6 Year MYGAs

American General Life Insurance Company AG Horizon Achiever American National Insurance Company Palladium MYG Annuity 6 American National Life Insurance Company of NY Palladium MYG 6 CUNA Mutual Members Focus Fixed Annuity 6 EquiTrust Life Insurance Company Certainty 6 Certainty Select 6 Guaranty Income Life Guaranty 6 Annuity Guggenheim Life and Annuity Company Preserve MYGA 6 John Hancock JH Liberty 6 Lincoln Financial Group Lincoln MYGuaranteesm Plus 6 Lincoln Select 6 Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 6 MetLife Investors USA Insurance Company Target Maturity 6 Midland National Life Guarantee Ultimate 6 New York Life Insurance and Annuity Corporation Secure Term Choice II (6-Year) Secure Term MVA II (6-Year) North American Company Guarantee Choice 6 Guarantee Choice II 6 Pacific Life Pacific Explorer 6 Pacific Frontiers II 6 Presidential Life Secure 6 Principal Financial Group Principal Secure Fixed Annuity 6-Year Guarantee Select Series 6 Protective Life Corporation FutureSaver II Annuity 6 FutureSaver II Annuity 6 (ROP) ProSaver Platinum 6 ProSaver Platinum Plus 6 ProSaver Plus II 6 ProSaver RateBuilder 6 ProSaver Select (7 yr. ladder) 6 ProSaver Select R 6 Royal Neighbors of America Choice 6 The Hartford CRC Select II 6 CRC® Select III 6 The Standard Focused Growth Annuity 6 Secured Rate Annuity 6 Transamerica Life Savers Choice 6 No ROP Savers Choice 6 ROP Transamerica Select 6 Western National Life Insurance Company WNL Regions Advantage 6 WNL SolutionsMYG Six-Year Term Western-Southern Life Assurance Company Horizon 6

7 Year MYGAs

American Equity Investment Life Insurance Company Guarantee 7 (SPDA-MYGA) Guarantee 7 (SPDA-MYGA) MVA American General Life Insurance Company AG HorizonSecure 7 AG HorizonSelect 7 American National Insurance Company Palladium MYG Annuity 7 American National Life Insurance Company of NY Palladium MYG 7 Athene Annuity Athene 7 MYG Athene MaxRate 7 Athene MaxRate 7 (CA) Athene MaxRate 7 (FL) Athene MaxRate EL 7 Athene MaxRate EL 7 (FL) CUNA Mutual Members Select Fixed Annuity II 7-Year Members Select Fixed Annuity II 7-Year (No MVA) Fidelity & Guaranty Life FG Guarantee-Platinum 7 FG Guarantee-Plus 7 First Symetra Nat’l Life Ins Co of NY First Symetra Custom 7 First Symetra Custom 7 (ROP) Genworth Life and Annuity Insurance Co SecureLiving Rate Saver 7 Great American Life Insurance Company American Freedom Stars & Stripes® 7 (MVA) American Freedom Stars & Stripes® 7 (Non MVA) SecureGain 7 SecureGain 7 No MVA Guggenheim Life and Annuity Company Preserve MYGA 7 ING Annuity and Asset Sales Guarantee Choice 7 Integrity Life Insurance Momentum Advantage 7 MultiVantage 7 SPDA Series II 7 John Hancock JH Liberty 7 Liberty Bankers Life Bankers 7 Bankers 7 Premier Bankers Elite 7 Lincoln Financial Group Lincoln Long-Term Care Fixed Annuity Lincoln MYGuaranteesm Plus 7 Lincoln Select 7 Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 7 Mass Mutual Stable Voyage 7 MetLife Investors USA Insurance Company Fixed Annuity FA 7 Target Maturity 7 Midland National Life Guarantee Ultimate 7 Minnesota Life SecureOption Focus 7 SecureOption Select 7-Year Mutual of Omaha Ultra - Secure Plus 7 National Integrity Life Insurance MultiVantage 7 New Momentum 7 New York Life Insurance and Annuity Corporation Secure Term Choice II (7-Year) Secure Term MVA II (7-Year) North American Company Guarantee Choice 7 Guarantee Choice II 7 Pacific Life Pacific Expedition Pacific Expedition With RateAdvantage Pacific Frontiers II 7 Phoenix Life Insurance Company Phoenix Select Plus® 7-year Principal Financial Group Select Series 7 Protective Life Corporation FutureSaver II Annuity 7 FutureSaver II Annuity 7 (ROP) ProSaver Platinum 7 ProSaver Platinum Plus 7 ProSaver RateBuilder 7 ProSaver Select (7 yr. ladder) 7 ProSaver Select R 7 Security Benefit Life Lighthouse Select 7 Sentinel Security Life Insurance Company Personal Choice Annuity 7 Personal Choice Annuity 7 FL Personal Choice Annuity 7 MN Symetra Life Insurance Company Symetra Custom 7 (7-Year ROP) Symetra Custom 7 (No ROP) Symetra Custom 7 (ROP) The Hartford CRC Select II 7 CRC® Select III 7 The Standard Focused Growth Annuity 7 Transamerica Life Savers Choice 7 No ROP Savers Choice 7 ROP Transamerica Select 7 United States Life Insurance Co. (NY) AG Horizon EmpireSecure 7 VALIC VALIC Assured Choice Annuity 7 Western National Life Insurance Company BB&T Decathlon 7 BB&T Decathlon MVA 7-Year BB&T Decathlon Non-GROP 7 BB&T Decathlon Non-GROP MVA 7-Year Set Rate Annuity 7 WNL Flex 7 - 7 Year WNL Flex 7 - MVA - 7 Year WNL PNCI Flexible Premium 7 WNL SolutionsMYG Seven-Year Term WNL Stable Growth 7 Western-Southern Life Assurance Company MultiRate (Option 7)

8 Year MYGAs

American National Insurance Company Palladium MYG Annuity 8 EquiTrust Life Insurance Company Certainty 8 Certainty Select 8 Guaranty Income Life Guaranty 8 Annuity Guggenheim Life and Annuity Company Preserve MYGA 8 John Hancock JH Liberty 8 Lincoln Financial Group Lincoln MYGuaranteesm Plus 8 Lincoln Select 8 Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 8 Midland National Life Guarantee Ultimate 8 New York Life Insurance and Annuity Corporation Secure Term Choice (8-Year) Secure Term MVA (8-Year) North American Company Guarantee Choice 8 Guarantee Choice II 8 Pacific Life Pacific Frontiers II 8 Protective Life Corporation FutureSaver II Annuity 8 FutureSaver II Annuity 8 (ROP) ProSaver Platinum 8 The Hartford CRC Select II 8 CRC® Select III 8 Transamerica Life Savers Choice 8 No ROP Savers Choice 8 ROP Transamerica Select 8 Western National Life Insurance Company Set Rate Annuity 8 WNL SolutionsMYG Eight-Year Term

9 Year MYGAs

American National Insurance Company Palladium MYG Annuity 9 Guggenheim Life and Annuity Company Preserve MYGA 9 John Hancock JH Liberty 9 Liberty Bankers Life Bankers Elite 9 Lincoln Financial Group Lincoln MYGuaranteesm Plus 9 Lincoln Select 9 Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 9 Mass Mutual Stable Voyage 9 Midland National Life Guarantee Ultimate 9 Minnesota Life SecureOption Select 9-Year North American Company Guarantee Choice 9 Guarantee Choice II 9 Pacific Life Pacific Frontiers II 9 Principal Financial Group Select Series 9 Protective Life Corporation FutureSaver II Annuity 9 FutureSaver II Annuity 9 (ROP) ProSaver Platinum 9 The Hartford CRC Select II 9 CRC® Select III 9 Western National Life Insurance Company Set Rate Annuity 9 WNL SolutionsMYG Nine Year Term

10 Year MYGAs

Allianz Life Insurance Company of North America Dominator Plus 10 American General Life Insurance Company AG HorizonSelect 10 American National Insurance Company Palladium MYG Annuity 10 American National Life Insurance Company of NY Palladium MYG 10 CUNA Mutual Members Select Fixed Annuity II 10-Year Members Select Fixed Annuity II 10-Year (No MVA) Members Select Fixed Annuity II 5-Year (No MVA) EquiTrust Life Insurance Company Certainty 10 Certainty Select 10 Guggenheim Life and Annuity Company Preserve MYGA 10 ING Annuity and Asset Sales Guarantee Choice 10 Integrity Life Insurance Momentum Advantage 10 MultiVantage 10 New Momentum 10 John Hancock JH Liberty 10 Lincoln Financial Group Lincoln MYGuaranteesm Plus 10 Lincoln Select 10 Lincoln Life & Annuity of New York Lincoln MYGuaranteesm Plus 10 MetLife Investors USA Insurance Company Fixed Annuity FA 10 Target Maturity 10 Midland National Life Guarantee Ultimate 10 National Integrity Life Insurance MultiVantage 10 New Momentum 10 North American Company Guarantee Choice 10 Guarantee Choice II 10 Pacific Life Pacific Frontiers II 10 Phoenix Life Insurance Company Phoenix Select Plus® 10-year Protective Life Corporation FutureSaver II Annuity 10 FutureSaver II Annuity 10 (ROP) ProSaver Platinum 10 Sentinel Security Life Insurance Company Personal Choice Annuity 10 Personal Choice Annuity 10 FL Personal Choice Annuity 10 MN The Hartford CRC Select II 10 CRC® Select III 10 The Standard Focused Growth Annuity 10 Western National Life Insurance Company Set Rate Annuity 10 WNL SolutionsMYG Ten-Year Term

15 Year MYGAs

Protective Life Corporation ProSaver Platinum 15

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