AnnuityRateWatch Annuity Rate Watch

Multi Year Guarantee Annuities Historical Rates

The chart below shows the average and best MYGA interest rates for the selected period and guaranteed rate duration. The chart uses actual historic rates dating back over 12 years.

  • Select a Calendar Year
  • Select a MYGA Guarantee Interest Rate Period
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Year Years Rate Guaranteed





We actively track and maintain the following MYGA Products

Find out which company has the best rates, get notified before rates change and see side-by-side comparisons of all products with full product detail.  Learn More.

1 Year MYGAs
Liberty Bankers Life
Bankers 1
2 Year MYGAs
Life of the Southwest
SureRate 2
3 Year MYGAs
Assurity Life
Secure 3
Fidelity & Guaranty Life
FG Guarantee-Platinum 3
FG Guarantee-Plus 3
Liberty Bankers Life
Bankers 3
Midland National Life
Dynamic Choice® 3
Dynamic Choice® 3 ROP
Dynamic Choice® 3 with IA
Dynamic Choice® 3 with IA & ROP
Guarantee Ultimate 3
North American Company
Guarantee Choice 3
Principal Financial Group
Select Series 3
Royal Neighbors of America
Choice 3
The Hartford
CRC Select II 3
CRC® Select III 3
Saver Certainty 3
4 Year MYGAs
Integrity Life Insurance
Momentum Advantage 4
MultiVantage 4
Midland National Life
Guarantee Ultimate 4
National Integrity Life Insurance
MultiVantage 4
North American Company
Guarantee Choice 4
Phoenix Life Insurance Company
Phoenix Select Plus® 4-year
Presidential Life
Secure 4
Principal Financial Group
Principal Secure Fixed Annuity 4-Year Guarantee
Select Series 4
The Hartford
CRC Select II 4
CRC® Select III 4
5 Year MYGAs
Allianz Life Insurance Company of North America
Dominator Plus 5
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
Guarantee 5 (SPDA-MYGA) MVA
Guarantee 5 (SPDA-MYGA) MVA - WA
American General Life Insurance Company
AG HorizonSecure 5
AG HorizonSelect 5
AG HorizonSelect 5 (CA)
American National Insurance Company
Palladium MYG Annuity 5
American National Life Insurance Company of NY
Palladium MYG 5
Americo
Platinum Assure 5
Assurity Life
Secure 5
CUNA Mutual
Members Select Fixed Annuity II 5-Year
EquiTrust Life Insurance Company
Certainty Select 5
Fidelity & Guaranty Life
FG Guarantee-Platinum 5
FG Guarantee-Plus 5
First SunAmerica
FSA Flex 5
FSA Security Builder 5 (Step Up)
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5
First Symetra Custom 5 (ROP)
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5
Great American Life Insurance Company
American Freedom Stars and Stripes 5
SecureGain 5
SecureGain 5 No MVA
Integrity Life Insurance
Momentum Advantage 5
MultiVantage 5
Liberty Bankers Life
Bankers 5
Bankers 5 Premier
Bankers 5 Premier Plus
Life of the Southwest
RetireMax Secure 5
Lincoln Financial Group
Lincoln ClassicSolutionSM Fixed
Lincoln MYGuaranteesm Plus 5
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5
MetLife Investors USA Insurance Company
Fixed Annuity FA 5
Midland National Life
Dynamic Choice® 5
Dynamic Choice® 5 ROP
Dynamic Choice® 5 with IA
Dynamic Choice® 5 with IA & ROP
Guarantee Ultimate 5
Minnesota Life
SecureOption Select 5-Year
National Integrity Life Insurance
MultiVantage 5
Nationwide Life and Annuity Insurance Company
Nationwide Platinum V® Plus
Nationwide Platinum V® Plus ROP
New York Life Insurance and Annuity Corporation
NYL Secure Term Choice Fixed Annuity II (5-Year)
North American Company
Guarantee Choice 5
Oxford Life Insurance Company
Guarantee Annuity 5
Income Protector
Pacific Life
Pacific Frontiers II 5-Year
Phoenix Life Insurance Company
Phoenix Select Plus® 5-year
Presidential Life
Secure 5
Principal Financial Group
Principal Guaranteed Annuity 5-Year Guaranty
Protective Life Corporation
FutureSaver II Annuity 5
FutureSaver II Annuity 5 (ROP)
ProSaver Platinum 5
Royal Neighbors of America
Choice 5
Security Benefit Life
Lighthouse Select 5
Sentinel Security Life Insurance Company
Personal Choice Annuity 5
Personal Choice Annuity 5 FL
Symetra Life Insurance Company
Symetra Custom 5
Symetra Custom 5 (ROP)
The Hartford
CRC Select II 5
CRC® Select III 5
Saver Certainty 5
The Standard
Focused Growth Annuity 5
Secured Rate Annuity 5
Western National Life Insurance Company
BB&T Decathlon 5
BB&T Decathlon MVA 5
WNL Flex 5 - 5 Year
WNL Flex 5 - MVA - 5 Year
WNL Security Builder 5 (Step Up)
WNL Security Builder 5 MVA
Western-Southern Life Assurance Company
Acclaim 5
6 Year MYGAs
American General Life Insurance Company
AG Horizon Achiever
American National Insurance Company
Palladium MYG Annuity 6
American National Life Insurance Company of NY
Palladium MYG 6
CUNA Mutual
Members Focus Fixed Annuity 6
EquiTrust Life Insurance Company
Certainty Select 6
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6
Midland National Life
Guarantee Ultimate 6
New York Life Insurance and Annuity Corporation
NYL Secure Term Choice Fixed Annuity II (6-Year)
North American Company
Guarantee Choice 6
Pacific Life
Pacific Explorer 6
Pacific Frontiers II 6-Year
Presidential Life
Secure 6
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee
Select Series 6
Protective Life Corporation
FutureSaver II Annuity 6
FutureSaver II Annuity 6 (ROP)
ProSaver Platinum 6
Royal Neighbors of America
Choice 6
The Hartford
CRC Select II 6
CRC® Select III 6
The Standard
Focused Growth Annuity 6
Secured Rate Annuity 6
Western-Southern Life Assurance Company
Horizon 6
7 Year MYGAs
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
Guarantee 7 (SPDA-MYGA) MVA
American General Life Insurance Company
AG HorizonSecure 7
AG HorizonSelect 7
American National Insurance Company
Palladium MYG Annuity 7
American National Life Insurance Company of NY
Palladium MYG 7
Assurity Life
Secure 7
Athene Annuity
7 MYG
CUNA Mutual
Members Select Fixed Annuity II 7-Year
Members Select Fixed Annuity II 7-Year (No MVA)
Fidelity & Guaranty Life
FG Guarantee-Platinum 7
FG Guarantee-Plus 7
First SunAmerica
FSA Flex 7
Set Rate Annuity 7
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7
First Symetra Custom 7 (ROP)
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7
Great American Life Insurance Company
SecureGain 7
SecureGain 7 No MVA
ING Annuity and Asset Sales
Guarantee Choice 7
Integrity Life Insurance
Momentum Advantage 7
MultiVantage 7
SPDA Series II 7
Liberty Bankers Life
Bankers 7
Bankers 7 Premier
Lincoln Financial Group
Lincoln Long-Term Care Fixed Annuity
Lincoln MYGuaranteesm Plus 7
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7
MetLife Investors USA Insurance Company
Fixed Annuity FA 7
Fixed Annuity XG 7
Midland National Life
Guarantee Ultimate 7
Minnesota Life
SecureOption Focus 7
SecureOption Select 7-Year
National Integrity Life Insurance
MultiVantage 7
New Momentum 7
New York Life Insurance and Annuity Corporation
NYL Secure Term Choice Fixed Annuity II (7-Year)
North American Company
Guarantee Choice 7
Pacific Life
Pacific Frontiers II 7-Year
Phoenix Life Insurance Company
Phoenix Select Plus® 7-year
Protective Life Corporation
FutureSaver II Annuity 7
FutureSaver II Annuity 7 (ROP)
ProSaver Platinum 7
Security Benefit Life
Lighthouse Select 7
Sentinel Security Life Insurance Company
Personal Choice Annuity 7
Personal Choice Annuity 7 FL
Symetra Life Insurance Company
Symetra Custom 7
Symetra Custom 7 (ROP)
The Hartford
CRC Select II 7
CRC® Select III 7
Saver Certainty 7
The Standard
Focused Growth Annuity 7
United States Life Insurance Co. (NY)
AG Horizon EmpireSecure 7
VALIC
VALIC Assured Choice Annuity 7
Western National Life Insurance Company
BB&T Decathlon 7
BB&T Decathlon MVA 7
Set Rate Annuity 7
WNL Flex 7 - 7 Year
WNL Flex 7 - MVA - 7 Year
Western-Southern Life Assurance Company
MultiRate 7-Year
8 Year MYGAs
American National Insurance Company
Palladium MYG Annuity 8
EquiTrust Life Insurance Company
Certainty 8
Certainty Select 8
First SunAmerica
Set Rate Annuity 8
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8
Midland National Life
Guarantee Ultimate 8
North American Company
Guarantee Choice 8
Pacific Life
Pacific Frontiers II 8-Year
Protective Life Corporation
FutureSaver II Annuity 8
FutureSaver II Annuity 8 (ROP)
ProSaver Platinum 8
The Hartford
CRC Select II 8
CRC® Select III 8
Western National Life Insurance Company
Set Rate Annuity 8
9 Year MYGAs
American National Insurance Company
Palladium MYG Annuity 9
First SunAmerica
Set Rate Annuity 9
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9
Midland National Life
Guarantee Ultimate 9
Minnesota Life
SecureOption Select 9-Year
North American Company
Guarantee Choice 9
Pacific Life
Pacific Frontiers II 9-Year
Principal Financial Group
Select Series 9
Protective Life Corporation
FutureSaver II Annuity 9
FutureSaver II Annuity 9 (ROP)
ProSaver Platinum 9
The Hartford
CRC Select II 9
CRC® Select III 9
Western National Life Insurance Company
Set Rate Annuity 9
10 Year MYGAs
Allianz Life Insurance Company of North America
Dominator Plus 10
American General Life Insurance Company
AG HorizonSelect 10
American National Insurance Company
Palladium MYG Annuity 10
American National Life Insurance Company of NY
Palladium MYG 10
CUNA Mutual
Members Select Fixed Annuity II 10-Year
Members Select Fixed Annuity II 10-Year (No MVA)
Members Select Fixed Annuity II 5-Year (No MVA)
EquiTrust Life Insurance Company
Certainty 10
Certainty Select 10
First SunAmerica
Set Rate Annuity 10
ING Annuity and Asset Sales
Guarantee Choice 10
Integrity Life Insurance
Momentum Advantage 10
MultiVantage 10
New Momentum 10
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10
MetLife Investors USA Insurance Company
Fixed Annuity FA 10
Midland National Life
Guarantee Ultimate 10
National Integrity Life Insurance
MultiVantage 10
New Momentum 10
North American Company
Guarantee Choice 10
Pacific Life
Pacific Frontiers II 10-Year
Phoenix Life Insurance Company
Phoenix Select Plus® 10-year
Protective Life Corporation
FutureSaver II Annuity 10
FutureSaver II Annuity 10 (ROP)
ProSaver Platinum 10
ReliaStar Life Insurance Company
ING MVA Annuity 10
Sentinel Security Life Insurance Company
Personal Choice Annuity 10
Personal Choice Annuity 10 FL
The Hartford
CRC Select II 10
CRC® Select III 10
Saver Certainty 10
The Standard
Focused Growth Annuity 10
Western National Life Insurance Company
Set Rate Annuity 10
15 Year MYGAs
Protective Life Corporation
ProSaver Platinum 15

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