AnnuityRateWatch Annuity Rate Watch

Multi Year Guarantee Annuities Historical Rates

The chart below shows the average and best MYGA interest rates for the selected period and guaranteed rate duration. The chart uses actual historic rates dating back over 10 years.

  • Select a Calendar Year
  • Select a MYGA Guarantee Interest Rate Period
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Year Years Rate Guaranteed





We actively track and maintain the following MYGA Products

Find out which company has the best rates, get notified before rates change and see side-by-side comparisons of all products with full product detail.  Learn More.

1 Year MYGAs
Allianz Life
Dominator Select 1
Liberty Bankers Life
Bankers 1
2 Year MYGAs
Allianz Life
Dominator Select 2
Life of the Southwest
SureRate 2
Protective Life Corporation
ProSaver Platinum 2
3 Year MYGAs
Allianz Life
Dominator Select 3
American National Insurance Company
Palladium MYG Annuity 3
Assurity Life
Secure 3
First Symetra Nat’l Life Ins Co of NY
First Symetra Select
Investors Insurance (Legacy)
RateMark 3
John Hancock
JH Signature Fixed Annuity - 3
Liberty Bankers Life
Bankers 3
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 3
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 3
Midland National Life
MNL Guarantee Ultimate 3
North American Company
NA Guarantee Choice 3
OM Financial Life Insurance Company
OMGuarantee-Platinum 3
OMGuarantee-Plus 3
Principal Financial Group
Select Series 3
Protective Life Corporation
FutureSaver II Annuity 3
ProSaver Platinum 3
Symetra Life Insurance Company
Symetra Select
The Hartford
CRC Select II 3
West Coast Life
Sure Advantage 3
4 Year MYGAs
American National Insurance Company
Palladium MYG Annuity 4
Guaranty Income Life
4 Year Choice/FourCare
Integrity Life Insurance
Momentum Advantage 4
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 4
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 4
Midland National Life
MNL Guarantee Ultimate 4
National Integrity Life Insurance
Momentum Advantage 4
North American Company
NA Guarantee Choice 4
Phoenix Life Insurance Company
Phoenix Select Plus® 4-year
Presidential Life
Secure 4
Principal Financial Group
Secure Fixed Annuity 4-Year Guarantee
Protective Life Corporation
FutureSaver II Annuity 4
ProSaver Platinum 4
Symetra Life Insurance Company
Symetra Secure
The Hartford
CRC Select II 4
Transamerica Life
Transamerica Select 4
West Coast Life
Sure Advantage 4
5 Year MYGAs
Allianz Life
Dominator Plus 5
Allianz Life of NY
Dominator Annuity 5
Allstate Life Insurance Company
Allstate® ChoiceRate Annuity 5
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
Guarantee 5 (SPDA-MYGA) MVA
American General Life Insurance Company
AG Horizon Choice 5
AG HorizonSecure 5
AG HorizonSelect 5
American National Insurance Company
Palladium MYG Annuity 5
Americo
Platinum Assure 5
Assurity Life
Secure 5
CUNA Mutual
Members Select Fixed Annuity II 5-Year
EquiTrust Life Insurance Company
Certainty 5
Certainty Select 5
First SunAmerica
FSA Flex 5
FSA Security Builder 5 (Step Up)
FSA Security Builder 5 MVA
Genworth Life Insurance Company
SecureLiving Stable 5
Genworth Life of New York
SecureLiving Stables 5 NY
Great American Life Insurance Company
American Freedom Stars and Stripes 5
American Freedom Stars and Stripes Non-MVA 5
Integrity Life Insurance
Momentum Advantage 5
Investors Insurance (Legacy)
RateMark 5
John Hancock
JH Signature Fixed Annuity - 5
Liberty Bankers Life
Bankers 5
Bankers Premier
Bankers Premier Plus
Lincoln Benefit Life
Tactician Plus 5
Treasury-Linked Annuity
Lincoln Financial Group
Lincoln ClassicSM 5
Lincoln MYGuaranteesm Plus 5
Lincoln Life & Annuity of New York
Lincoln Classic-NY 5
Lincoln MYGuaranteesm Plus 5
Loyal American Life
Loyal SureSaver 5
MetLife Investors Insurance Company
Fixed Annuity FA 5
Midland National Life
MNL Guarantee Ultimate 5
Minnesota Life
SecureOption Select 5-Year
National Integrity Life Insurance
Momentum Advantage 5
North American Company
NA Guarantee Choice 5
OM Financial Life Insurance Company
OMGuarantee-Platinum 5
OMGuarantee-Plus 5
OMGuarantee-Platinum 5 (CT,NC,OK)
OM Financial Life Insurance Company (NY)
OMNYGuarantee-Plus 5
Oxford Life Insurance Company
Guarantee Annuity 5
Phoenix Life Insurance Company
Phoenix Select Plus® 5-year
Presidential Life
Secure 5
Principal Financial Group
Guaranteed Annuity 5-Year Guaranty
Protective Life Corporation
FutureSaver II Annuity 5
ProSaver Platinum 5
Reliance Standard Life
Elektra 579 (5)
ReliaStar Life Insurance Company of NY
Classic Choice NY 5
Royal Neighbors of America
Neighbors Choice
Sun Life Financial
Keyport Value 5
Keyport Value Stepped-Up 5
Sun Life Insurance and Annuity of New York
Keyport Value 5
Keyport Value Stepped Up 5
Symetra Life Insurance Company
Symetra Custom 5
The Hartford
CRC Select II 5
The Standard
Focused Growth Annuity 5
Secured Rate Annuity 5
Transamerica Life
Transamerica Select 5
United States Life Insurance Co. (NY)
AG Horizon EmpireSecure 5
West Coast Life
Sure Advantage 5
Western National Life Insurance Company
WNL Flex 5 - 5 Year
WNL Security Builder 5 (Step Up)
WNL Security Builder 5 MVA
6 Year MYGAs
American National Insurance Company
Palladium MYG Annuity 6
CUNA Mutual
Members Focus Fixed Annuity 6
EquiTrust Life Insurance Company
Certainty 6
Certainty Select 6
Jackson National Life of New York
Target Select 6
Lincoln Benefit Life
SureHorizon II 6
Tactician Plus 6
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6
Midland National Life
MNL Guarantee Ultimate 6
North American Company
NA Guarantee Choice 6
Pacific Life
Pacific Explorer
Pacific Frontiers 6
Presidential Life
Secure 6
Principal Financial Group
Secure Fixed Annuity 6-Year Guarantee
Select Series 6
Protective Life Corporation
FutureSaver II Annuity 6
ProSaver Platinum 6
RBC Insurance
RBC 3 + 3 MYG, SPDA, MVA
RBC 3 + 3 MYG, SPDA, NON-MVA
ReliaStar Life Insurance Company of NY
Classic Choice NY 6
Sun Life Financial
Keyport Value 6
Keyport Value Stepped-Up 6
Sun Life Insurance and Annuity of New York
Keyport Value 6
Keyport Value Stepped Up 6
The Hartford
CRC Select II 6
The Standard
Focused Growth Annuity 6
Secured Rate Annuity 6
Transamerica Life
Transamerica Select 6
West Coast Life
Sure Advantage 6
7 Year MYGAs
Allstate Life Insurance Company
Allstate® ChoiceRate Annuity 7
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
Guarantee 7 (SPDA-MYGA) MVA
American General Life Insurance Company
AG Horizon Choice 7
AG HorizonSecure 7
AG HorizonSelect 7
American National Insurance Company
Palladium MYG Annuity 7
Assurity Life
Secure 7
CUNA Mutual
Members Select Fixed Annuity II 7-Year
Members Select Fixed Annuity II 7-Year (No MVA)
First SunAmerica
FSA Flex 7
Guardian Insurance & Annuity Co.
The Guardian Tradition (7-Year)
The Guardian Tradition PLUS (7-Year)
Illinois Mutual
Select Advantage 7
ING USA Annuity and Life
Guarantee Choice 7
Integrity Life Insurance
Momentum Advantage 7
SPDA Series II 7
Investors Insurance (Legacy)
RateMark 7
Jackson National Life of New York
Target Select 7
John Hancock
JH Signature Fixed Annuity - 7
Liberty Bankers Life
Bankers 7
Lincoln Benefit Life
Tactician Plus 7
Lincoln Financial Group
Lincoln ClassicSM 7
Lincoln MYGuaranteesm Plus 7
Lincoln Life & Annuity of New York
Lincoln Classic-NY 7
Lincoln MYGuaranteesm Plus 7
MetLife Investors Insurance Company
Fixed Annuity FA 7
Fixed Annuity XG 7
Midland National Life
MNL Guarantee Ultimate 7
Minnesota Life
SecureOption Select 7-Year
National Integrity Life Insurance
Momentum Advantage 7
New Momentum 7
North American Company
NA Guarantee Choice 7
OM Financial Life Insurance Company
OMGuarantee-Platinum 7
OMGuarantee-Plus 7
OM Financial Life Insurance Company (NY)
OMNYGuarantee-Plus 7
Pacific Life
Pacific Frontiers 7
Phoenix Life Insurance Company
Phoenix Select Plus® 7-year
Principal Financial Group
FPDA+ 7-Year Guaranty
Protective Life Corporation
FutureSaver II Annuity 7
ProSaver Platinum 7
RBC Insurance
RBC 7 MYG, SPDA, MVA
Sun Life Financial
Keyport Value 7
Keyport Value Stepped-Up 7
Sun Life Insurance and Annuity of New York
Keyport Value 7
Keyport Value Stepped Up 7
Symetra Life Insurance Company
Symetra Flex Premium Plus Fixed
The Hartford
CRC Select II 7
Transamerica Life
Transamerica Select 7
United States Life Insurance Co. (NY)
AG Horizon EmpireSecure 7
VALIC
VALIC Assured Choice Annuity 7
West Coast Life
Sure Advantage 7
Western National Life Insurance Company
Set Rate Annuity 7
WNL Flex 7 - 7 Year
8 Year MYGAs
American General Life Insurance Company
AG Horizon Choice 8
American National Insurance Company
Palladium MYG Annuity 8
Dearborn National
Destination Fortifier 8
EquiTrust Life Insurance Company
Certainty 8
Certainty Select 8
Illinois Mutual
Select Advantage 8
Jackson National Life of New York
Target Select 8
Lincoln Benefit Life
Tactician Plus 8
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8
Midland National Life
MNL Guarantee Ultimate 8
North American Company
NA Guarantee Choice 8
Pacific Life
Pacific Frontiers 8
Protective Life Corporation
FutureSaver II Annuity 8
ProSaver Platinum 8
ReliaStar Life Insurance Company of NY
Classic Choice NY 8
The Hartford
CRC Select II 8
Transamerica Life
Transamerica Select 8
West Coast Life
Sure Advantage 8
9 Year MYGAs
American General Life Insurance Company
AG Horizon Choice 9
American National Insurance Company
Palladium MYG Annuity 9
Dearborn National
Destination Fortifier 9
Jackson National Life
Target Select 9
Jackson National Life of New York
Target Select 9
Lincoln Benefit Life
Tactician Plus 9
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9
Midland National Life
MNL Guarantee Ultimate 9
Minnesota Life
SecureOption Select 9-Year
North American Company
NA Guarantee Choice 9
Pacific Life
Pacific Frontiers 9
Principal Financial Group
Select Series 9
Protective Life Corporation
FutureSaver II Annuity 9
ProSaver Platinum 9
The Hartford
CRC Select II 9
West Coast Life
Sure Advantage 9
Western National Life Insurance Company
Set Rate Annuity 9
10 Year MYGAs
Allianz Life
Dominator Plus 10
Allianz Life of NY
Dominator Annuity 10
Power 5 Annuity
Allstate Life Insurance Company
Allstate® ChoiceRate Annuity 10
American General Life Insurance Company
AG Horizon Choice 10
AG HorizonSelect 10
American National Insurance Company
Palladium MYG Annuity 10
CUNA Mutual
Members Select Fixed Annuity II 10-Year
Members Select Fixed Annuity II 10-Year (No MVA)
EquiTrust Life Insurance Company
Certainty 10
Certainty Select 10
Illinois Mutual
Select Advantage 10
ING USA Annuity and Life
Guaranteed Choice 10
Integrity Life Insurance
Momentum Advantage 10
New Momentum 10
Investors Insurance (Legacy)
EnhanceMark 10
RateMark 10
Jackson National Life of New York
Target Select 10
John Hancock
JH Signature Fixed Annuity
Lincoln Benefit Life
Tactician Plus 10
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10
MetLife Investors Insurance Company
Fixed Annuity FA 10
Midland National Life
MNL Guarantee Ultimate 10
National Integrity Life Insurance
Momentum Advantage 10
New Momentum 10
North American Company
NA Guarantee Choice 10
Pacific Life
Pacific Frontiers 10
Phoenix Life Insurance Company
Phoenix Select Plus® 10-year
Protective Life Corporation
FutureSaver II Annuity 10
ProSaver Platinum 10
The Hartford
CRC Select II 10
West Coast Life
Sure Advantage 10
Western National Life Insurance Company
Set Rate Annuity 10
15 Year MYGAs
Protective Life Corporation
ProSaver Platinum 15

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