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  • Equity Index Illustration System
    We have developed a software package unlike any in the industry. Multiple companies, multiple products on one platform.

    Run hypothetical illustrations for a specific product, select an issue date, and allocate premiums among the accounts offered within the product.

    Our software calculates values on a "Current Basis" utilizing the product's current participation rate, spread and cap. You can show your client the year by year performance of the index, the percentage change of the index, the amount of interest credited to the account, and the account balance with the annualized return.

    We also show the same values on a "Guaranteed Basis" if the company adjusted the participation rate, spread and cap to the lowest values allowed in the contract. Thus, we can hypothetically illustrate the range of values for the lowest possible to highest possible returns based on the historical closing value of the index.

    Our software also allows you to set an "Assumed Rate of Return" from -1.0% to 12% allowing you to project future values, an excellent way to compare one method of calculation to another.

  • Policy Abstracts
    The most comprehensive policy descriptions available online, including minimum guaranteed interest rates by State.

  • Policy Comparisons
    Compare up to three different products and printout a customized report for your client.

  • Policy Analysis
    Search for a product that meets your specific parameters, and endless number of variables.

When you subscribe you will also be included in our Rate Change Alert program, It's FREE. When companies announce interest rate changes we update our database and inform you at the same time of the rate change.

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