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    Allianz Life Insurance Company of North America


    Allianz Accumulation Advantage


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Moody's:  A1   Standard & Poor's:  AA  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $20,000+  Cap Part Rate Cap Part Rate
    5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR   ***    ***    ***   *** 
    Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR   ***    ***    ***   *** 
    PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR   ***    ***    ***   *** 
    S&P 500 Annual Point-to-Point   ***    ***    ***   *** 
    S&P 500 Monthly Sum   ***    ***    ***   *** 
    Fixed Account   (Rate guaranteed for 2 Years) *.** % *.** %
     Band $100,000+  Cap Part Rate Cap Part Rate
    5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate   ***    ***    ***   *** 
    BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR   ***    ***    ***   *** 
    Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR   ***    ***    ***   *** 
    PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR   ***    ***    ***   *** 
    S&P 500 Annual Point-to-Point   ***    ***    ***   *** 
    S&P 500 Monthly Sum   ***    ***    ***   *** 
    Fixed Account   (Rate guaranteed for 2 Years) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a flexib --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ***** ***** ******* ********** ********** ******* *** **-******, **** * @*******@ **** ********* ****** ****** *** ** *** *********. *** @***********@ *** **** *** ********** ********** ******* *** ******* ****** ** *** **** ** ******* ********. ** ******:

    • ********* *** ******* ******** ***** ** ******* ** ** ******** ****** *****.
    • ********** ** **** ********* *** ******** ******** **** ****** ****.
    • ******* *** ********* ******* ********, ********* ******** ********** *** *** **** ** **** ****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    If a partial or full withdrawal (n --[ subscription required to view full text ]--
    ** * ******* ** **** ********** (*** ********* *** **% **** ********** *** ****) **** *** *******, ** **** ** ******* ** ** *** ****** *** ********** ****** ******. *** *** **** **** ***** ** *** ******** ** ********** ***** ** ****** ***** **** * ******** ******* ******.

    ** *** ** * *********** **** ** ****** ****** ********* ** *** ******** **** ***********, ** ******** ** ********* **** ******, ** *** **** *** ********** ** *****. *** *** *** ******** ** ******** *** ********'* **** *****. *** *** *** ***** ***** *** **** ***** ** ** **** **** *** ********** ******* ***** ** ******* **** *** ************ *****.

    *** **: ***** ** ** *** *********.

    Commissions
    Effective date of commission schedule: 01/02/2024
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Allianz Accumulation Advantage
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Ages 76+  
    Initial Premium: ****

    Option B

    Allianz Accumulation Advantage
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option C

    Allianz Accumulation Advantage
    (All approved states)
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76+  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Related Information

    Other Allianz Life Insurance Company of North America Products

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    Allianz Essential Income 7
    Retirement Foundation ADV
    RILA
    Allianz Index Advantage +
    Allianz Index Advantage + Income
    Allianz Index Advantage + NF
    Allianz Index Advantage ADV® Variable Annuity
    Allianz Index Advantage Income ADV Variable Annuity
    Allianz Index Advantage Income Variable Annuity
    Allianz Index Advantage NF® Variable Annuity
    Allianz Index Advantage® Variable Annuity

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