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Atlantic Coast Life

Income Navigator Annuity

A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : B++

Rates

	Current Rates xx/xx/xxxx	Guaranteed Minimum Values
	Cap	Cap
1 Year Daily Average Indexed Account	***	***
1 Year Monthly Average Indexed Account	***	***
1 Year Monthly Sum Indexed Account	***	***
1 Year Point-to-Point Indexed Account	***	***
1 Year Fixed Account (Rate guaranteed for 1 Year)	.* %	.* %

State Specified Minimum Interest Rate: ****

Premium Bonus
Year:	1
Bonus Rate:	****

Policy Notes

The @annuityname@ is --[ subscription required to view full text ]--
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Provisions

Free Look Period:	****
(Free look period may vary by state)
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:
Age < xx:	****	*******
Age > xx:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Age Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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MVA Explanation

The period during which the Market Value Adjustment applies is ten years. The Market Value Adjustment --[ subscription required to view full text ]--
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Commissions
Effective date of commission schedule: 09/21/2023
Commissions are ***** *** * *** * *** * ** ***** ***.