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Global Atlantic Financial Group


Choice Income II 7 with Income Multiplier Benefit


A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A   Moody's:  A3   Standard & Poor's:  A-  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Spread Part Rate Bailout Cap Spread Part Rate  
1 Year Russell 2000 Point to Point with Cap   ***    ***   ***    ***   ***   ***   ***   
1 Year MSCI EAFT Point to Point with Cap   ***    ***   ***    ***   ***   ***   ***   
1 Year PIMCO Balanced Point to Point with Participation Rate   ***    ***   ***    ***   ***   ***   ***   
1 Year S&P 500 Annual Point-to-Point w/ Cap   ***    ***   ***    ***   ***   ***   ***   
1 Year S&P 500 Monthly Point-to-Point w/ Cap   ***    ***   ***    ***   ***   ***   ***   
1 Year S&P 500 Point to Point with Performance Trigger Trigger: 3.25
 ***   ***    ***   ***   ***   ***   
2 Year BlackRock Diversa Volatility Control w/ Spread   ***    ***   ***    ***   ***   ***   ***   
2 Year Franklin US Point to Point with Spread   ***    ***   ***    ***   ***   ***   ***   
1 Year Fixed Rate   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ is --[ subscription required to view full text ]--
*** @***********@ ** * ****** ******* ******** ***** ******* **** * @*******@ **** ********* ****** ******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

10% Free Withdrawals --[ subscription required to view full text ]--
**% **** *********** ********* ** *** ***** ** **

MVA Explanation

Any amounts that are --[ subscription required to view full text ]--
*** ******* **** *** ******** * ********** ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******** *****. ****** ***** *********** **** *** ** ******* ** *** ***** ******** **** *** ** *** ***** ** *** *****. ****** ******, ****** ***** *********** ********* ******** *** ******** ***** **** ******** ***** **** *** ******** *** ******** ***** **** ******** ***** ****.

Commissions
Effective date of commission schedule: 02/25/2019
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

Choice Income II 7 with Income Multiplier Benefit
Ages 45-80  
Initial Premium: ****
Ages 81-85  
Initial Premium: ****

Option B

Choice Income II 7 with Income Multiplier Benefit
Ages 45-80  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 81-85  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option C

Choice Income II 7 with Income Multiplier Benefit
Ages 45-80  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 81+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Related Information

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