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    Integrity Life Insurance Company


    New Momentum 10


    A MYGA with a 10-year fixed rate and a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  AA   Moody's:  Aa3   Standard & Poor's:  AA-  

    Rates
    The interest rate is guaranteed for 10 years
    Surrender charges last 7 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 2,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @companyName@'s @annuityname@ is a Flexible Premium Deferre --[ subscription required to view full text ]--
    *** @***********@'* @***********@ ** * ******** ******* ******** ******* **** * @*******************@ **** ******** **** *********, * @*******@ **** ********* ****** ******, *** * ****** ***** ********** *********. *** @***********@ ******** * ***** **** **** *********** ** *** *************.

    ********** *****
    @*****************@

    *** ******* ***** ******** ********** **** ****** (***) ****** (******* ** ******* ******** ****) ** ********* **** * *****-**** **** *********** ** *** *************. **** *** ******** **** ****** ********* ******** *****, ****** **** ******* ***** *********** ** ********. ***** *** ***** ****, *** ******* **** ******* *** **** ***********, ** ********** *** *** ********* *** ******. ******* **** *** ******.

    ******* ********
    ** *** *** ** *** ******* ********** ******, * *** ********* ****** *** ** ********. ** *** ** *******, *** **** ********* ****** ********* ******** **** ** ************* ******* ** *********. ******* *** ******* **** ** *** ********* *******, *** *** *******.

    *** ******* ******** ** ******** * ********** ******* **** ** @*********@%; *** ******* **** **** ***** ** *** ***** **** ****. ******** ** ********** *** ******** *****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    During a guarantee period of more than one year, which --[ subscription required to view full text ]--
    ****** * ********* ****** ** **** **** *** ****, ***** ** ****** * ********** **** ****** (***), ** *** ******* ** *********** ** ****** ** *** **** ********** ******, ***** *********, *** ** **********, **************. *** *** ******** *** ****** ** *** ****** ** *** ******** ***** ** ***** ******* *** **** *** *** *** ******** *** *** **** *** *** ** *******. *********, ** ******** ***** ********, *** *** ******* **** ********’* *****. ** *** ***** ****, ** ******** ***** ********, *** *** ********* **** ********’* *****.

    *** *** **** *** ****** ** * ***** ** **** **** *** ************ ******* ** *** ********* ** *** ******* ***, ***** *********** ***** ****** *** ******* *** (********* *** ********** ******, *** *** *********** *** ***), **** ******** ******** ** *** ********** ******* ******** ****. ********** ******* *** ****** **** ******.

    ** *** **** *** ***** ****** *** **** ** **** ** *** *** ** ** *** ***** *******. ** ******* ** **** ******* ******* **** ** *** *********** ** *** ********** ****** *** *** *** ***** ******** *** ****** ******* ** *** ****** ******.

    Commissions
    Effective date of commission schedule: 09/29/2014
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    New Momentum 10
    Up to age 79  
    Initial Premium: ****
    Ages 80-85  
    Initial Premium: ****

    Related Information

    Other Integrity Life Insurance Company Products

    MYGA
    MultiVantage 10
    MultiVantage 4
    MultiVantage 5
    MultiVantage 7
    New Momentum 5
    New Momentum 6
    New Momentum 7
    SPDA Series II 7
    Fixed Annuity
    New Momentum QIO
    SPDA Series II 1
    SPDA Series II 3
    SPDA Series II 5
    Fixed Indexed Annuity
    Integrity Indextra 5
    Integrity Indextra 5 - Two
    Integrity IndextraTM 10
    Integrity IndextraTM 10 - Two
    Integrity IndextraTM 7
    Integrity IndextraTM7 - Two
    SPIA
    Income Source
    Variable Annuity
    AnnuiChoice® II
    Pinnacle V
    VAROOM II

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