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    Lincoln Financial Group


    Lincoln MYGuarantee Plus 5


    A MYGA with a 5-year fixed rate and a 5-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Fitch:  A+   Moody's:  A2   Standard & Poor's:  A+  

    Rates
    The interest rate is guaranteed for 5 years
    Surrender charges last 5 years
    Last Rate Change: xx/xx/xxxx
    Next Rate Change: xx/xx/xxxx
      Previous Rates
    xx/xx/xxxx
    Current Rates
    xx/xx/xxxx
      RateBonus Yield to
    Surrender
    RateBonus Yield to
    Surrender
    Band 10,000+   ****   *****   *****   ****   *****   ***** 
    Band 100,000+   ****   *****   *****   ****   *****   ***** 

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @companyName@'s @annuityname@ is --[ subscription required to view full text ]--
    *** @***********@'* @***********@ ** * ****** *******, ***** **** ********** ******* **** * @*******************@ **** ******** **** ********* *** * @*******@ **** ********* ****** ****** **** * ****** ***** **********, ** ******** ****** *********.

    **** ********** @*****************@

    ******* ********
    ***** *** ******* ******** **** ********* ******, *** ******** **** ******* ********** ******* ***** ***** ** *** ******* ******** *** ********-**** ***********. *** ******** **** ** ******* ******** **********, **** ** ********* ****** ** *** *********. *** ******** *** ******** * ********** ******* **** ** @*********@% ** *****; *** ******* **** **** ***** ** *** ***** **** ****.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    The MVA is a --[ subscription required to view full text ]--
    *** *** ** * ******** ** ******** ********** ***** ** *** ******* ******** **** *********** ** *** **** ** *** *********. *** *** **** *** ***** ** *********** ***** *** ********* ****** ******, **% ****** **** **********, *** ***** ******* ** ********** *********.

    Commissions
    Effective date of commission schedule: 07/15/2022
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Lincoln MYGuarantee Plus 5
    Up to age 74  
    Initial Premium: ****
    Ages 75-80  
    Initial Premium: ****
    Ages 81+  
    Initial Premium: ****

    Full and partial surrender (excluding free p --[ subscription required to view full text ]--
    **** *** ******* ********* (********* **** ******* ***********) ** ***** **** ****** ** ***% ********** ********** ** ****** *-* *** * **% ********** ** ****** *-**. *** ************** ** ********** (********* **) *** ********* (********* **), *** ********** ** ****** *-* *** * **% ********** ** ****** *-**. *** ************** ** *** ********** (*** ********* ** **), ***% ********** ** ****** *-* *** * **% ********** ** ****** *-**. *** ****** ***** *** ** *** *****, ** ********* ** **** ** ********* ********** ******. ******* ******** ***** *** ******** ******* ******* ******** *** *** ********** ******** **** **** *** ******** ***** **** ***. *** ***** ***** ** ****** ******. *** ***** **** ** *** *** ** **** ******* ** *** ****** ***** ******* ** *. ****** ***** ** *** ****** ****** **** (*.*. ***** ******* ** ***** **). ***** *********** *** * ********** ** *** ******* *****.


    Related Information

    Other Lincoln Financial Group Products

    MYGA
    Lincoln MYGuarantee Plus 7
    Fixed Indexed Annuity
    Lincoln Core Capital
    Lincoln Covered Choice 5
    Lincoln Covered Choice 5 Advisory
    Lincoln Covered Choice® 5 II
    Lincoln Covered Choice® 5 II Advisory
    Lincoln FlexAdvantage 5
    Lincoln FlexAdvantage 5 CA
    Lincoln FlexAdvantage 7
    Lincoln FlexAdvantage 7 CA
    Lincoln OptiBlend 10
    Lincoln OptiBlend 10 CA
    Lincoln OptiBlend 5
    Lincoln OptiBlend 5 CA
    Lincoln OptiBlend 7
    Lincoln OptiBlend 7 CA
    Lincoln Set 5 II
    SPIA
    Lincoln Insured Income Immediate Annuity
    Variable Annuity
    American Legacy® Series SM (B Share)
    American Legacy® Series SM (L Share)
    American Legacy® Target Date Income Advisory
    American Legacy® Target Date Income B-Share
    Lincoln ChoicePlus Assurancesm (B Share)
    Lincoln ChoicePlus AssuranceSM (B Share) i4LATER
    Lincoln ChoicePlus AssuranceSM (B Share) i4Life
    Lincoln ChoicePlus AssuranceSM (B Share) i4Life GIB
    Lincoln ChoicePlus AssuranceSM (L Share)
    Lincoln Investor Advantage® Pro Advisory
    Lincoln Investor Advantage® Pro Advisory Choice
    Lincoln Investor Advantage® Pro B-Share
    Lincoln Investor Advantage® Pro C-Share
    RILA
    Level Advantage® Indexed VA: Advisory Class (Pre 2.18.20)
    Level AdvantageSM Indexed Variable Annuity: B-Class (Pre 2.18.20)
    Lincoln Level Advantage® Access (AV DB) (Morgan Stanley)
    Lincoln Level Advantage® Access (AV DB) Chase
    Lincoln Level Advantage® Access (GROP) (Morgan Stanley)
    Lincoln Level Advantage® Access (GROP) Chase
    Lincoln Level Advantage® Design Advisory (AV DB)
    Lincoln Level Advantage® Design Advisory (GROP)
    Lincoln Level Advantage® Design B-Share (AV DB)
    Lincoln Level Advantage® Design B-Share (GROP)
    Lincoln Level Advantage® Indexed VA: Advisory Class (AV DB)
    Lincoln Level Advantage® Indexed VA: Advisory Class (GROP)
    Lincoln Level AdvantageSM B-Share Variable Annuity (AV DB)
    Lincoln Level AdvantageSM B-Share Variable Annuity (GROP)
    Lincoln Level AdvantageSM Indexed VA: Advisory (AV DB)
    Lincoln Level AdvantageSM Indexed VA: Advisory (GROP)
    Lincoln Level AdvantageSM Indexed Variable Annuity: B-Class (AV DB)
    Lincoln Level AdvantageSM Indexed Variable Annuity: B-Class (GROP)
    IOVA
    Lincoln Investor Advantage® (B Shares)

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