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Lincoln Financial Group
Lincoln OptiBlend 7
A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A |
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Fitch: A+ |
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Moody's: A2 |
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Standard & Poor's: A+ |
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Rates
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Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
Band $10,000+ |
Cap |
Spread |
Part Rate |
Cap |
Spread |
Part Rate |
1 Year BlackRock Dynamic Allocation Participation
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***
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*** |
***
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*** |
*** |
*** |
1 Year Fidelity AIM Dividend Participation
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***
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*** |
***
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*** |
*** |
*** |
1 Year S&P 500 Dual Trigger
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***
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*** |
***
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*** |
*** |
*** |
1-Year S&P 500 10% Daily Risk Control Trigger
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Trigger: 9.75
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*** |
***
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*** |
*** |
*** |
1-Year S&P 500 5% Daily Risk Control ER Spread
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***
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*** |
***
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*** |
*** |
*** |
1-Year S&P 500 Participation
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***
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*** |
***
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*** |
*** |
*** |
1-Year S&P 500 Performance Triggered
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Trigger: 8.00
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*** |
***
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*** |
*** |
*** |
1-Year S&P 500 Point-to-Point with Cap
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***
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*** |
***
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*** |
*** |
*** |
2 Year BlackRock Dynamic Allocation Participation
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***
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*** |
***
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*** |
*** |
*** |
1-Year Fixed Account
(Rate guaranteed for 1
Year)
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*.** %
|
*.** %
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Band $100,000+ |
Cap |
Spread |
Part Rate |
Cap |
Spread |
Part Rate |
1 Year BlackRock Dynamic Allocation Participation
|
***
|
*** |
***
|
*** |
*** |
*** |
1 Year Fidelity AIM Dividend Participation
|
***
|
*** |
***
|
*** |
*** |
*** |
1 Year S&P 500 Dual Trigger
|
***
|
*** |
***
|
*** |
*** |
*** |
1-Year S&P 500 10% Daily Risk Control Trigger
|
Trigger: 10.75
|
*** |
***
|
*** |
*** |
*** |
1-Year S&P 500 5% Daily Risk Control ER Spread
|
***
|
*** |
***
|
*** |
*** |
*** |
1-Year S&P 500 Participation
|
***
|
*** |
***
|
*** |
*** |
*** |
1-Year S&P 500 Performance Triggered
|
Trigger: 9.00
|
*** |
***
|
*** |
*** |
*** |
1-Year S&P 500 Point-to-Point with Cap
|
***
|
*** |
***
|
*** |
*** |
*** |
2 Year BlackRock Dynamic Allocation Participation
|
***
|
*** |
***
|
*** |
*** |
*** |
1-Year Fixed Account
(Rate guaranteed for 1
Year)
|
*.** %
|
*.** %
|
|
State Specified Minimum Interest Rate: ****
The @annuityname@ is a flexible premi --[ subscription required to view full text ]--
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*** @***********@ ** *** ** ********** ** *** ***** ******. ** ** * ***** ******* **** ******* ******** ***** ** ******** ***** ******* ******* ***** (********* *** *&* *** ***** **** ******* *% *****) *** *** ****** *********** ** *** **********.
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Provisions
Free Look Period: |
****
|
(Free look period may vary by state) |
Rate Lock Protection: |
****
|
Bail Out Provision Available: |
*** |
*** *** ***: |
**** |
Loan Provision Available: |
*** |
*** *** ***: |
**** |
Tax Sheltered: |
*** |
|
Market Value Adjustment: |
*** |
MRD: |
*** |
Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
|
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Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
|
|
Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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Owner: |
|
***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
|
***** |
***** |
Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
|
Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
The MVA is a --[ subscription required to view full text ]--
*** *** ** * ******** ** ******** ********** ***** ** *** ******* ******** **** *********** ** *** **** ** *** *********. *** *** **** *** ***** ** *********** ***** *** ********* ****** ******, **% ****** **** **********, *** ***** ******* ** ********** *********.
Commissions
Effective date of commission schedule: 07/15/2022 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Schedule A
Lincoln OptiBlend 7
|
Up to age 74 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Ages 75-79 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Ages 80-84 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Ages 85+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Schedule B
Lincoln OptiBlend 7
|
Up to age 74 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 75-79 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 80+ |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Schedule C
Lincoln OptiBlend 7
|
Up to age 74 |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
Year 8 |
Initial Premium: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Renewal Premiums: |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
**** |
Trail: |
Trail years ***+ is ***** |
Related Information
Other Lincoln Financial Group Products
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Available Subscriptions
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Additional Information
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