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National Integrity Life Insurance


Income Source


A SPIA
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Fitch:  AA   Moody's:  Aa3   Standard & Poor's:  AA-  



Premium Bonus
- none -

Policy Notes

IncomeSource, our single premium immediate annuity, is a good way for customers to meet their future income nee --[ subscription required to view full text ]--
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****: ** *** *****; ****** *** * ****** **** * ** ** *****.
****: ** *** *****; ****** ** ** * (*******) ****** ** ***** ** *** ***** *** *********'* *** ** *****.
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Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

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Payout Options
Life Options
Life Only for: Single Only
Installment Refund: Yes
Cash Refund: Yes
Survivor Benefit: 50% 60% 66.6% 75% 100%
Period Certain Options
Period Certain Terms: 5 to 30 Years
Survivor Benefit: 50%  60%  66.6%  75%  100% 
Life Plus Period Certain
Life plus Certain: Not Available
Life +Certain Terms: 5 to 30 Years

Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

Commissions
Effective date of commission schedule: 09/30/2012
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

5-9 Year Period Certain Payout Option

Income Source
Up to age 95  
Initial Premium: ****

All Life Payout Options, 10+ Year Period Certain

Income Source
All permitted ages  
Initial Premium: ****

Related Information

Other National Integrity Life Insurance Products

MYGA
MultiVantage 10
MultiVantage 4
MultiVantage 5
MultiVantage 7
New Momentum 10
New Momentum 7
SmartStep NY
SmartStep NY ROP
Fixed Annuity
New Momentum 5
New Momentum 6
New Momentum QIO
SPDA Series II 1
SPDA Series II 3
SPDA Series II 5

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Additional Information

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Upcoming Rate Changes

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