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    Nationwide Life Insurance Company


    Nationwide Peak 7 MVA


    A Fixed Indexed Annuity with a 7-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Moody's:  A1   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $25,000+  Cap Cap
    J.P. Morgan Mozaic II Point-to-Point   ***    *** 
    Morgan Stanley 3D Index   ***    *** 
    MSCI EAFE Annual Point-to-Point   ***    *** 
    S&P 500 Annual Point-to-Point   ***    *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Cap
    J.P. Morgan Mozaic II Point-to-Point   ***    *** 
    Morgan Stanley 3D Index   ***    *** 
    MSCI EAFE Annual Point-to-Point   ***    *** 
    S&P 500 Annual Point-to-Point   ***    *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname --[ subscription required to view full text ]--
    *** @***********@ ** ** **********, ******-********-******* ******** ***** ******* ******* **** * @*******@ **** ********* ****** ****** *** ** *** *********. *** @***********@ ****** ** ******* ********* ******* ******** *** ********* ************ *** *** *********** *** ****-**** ************ ** **** ********** *******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    The Market Val --[ subscription required to view full text ]--
    *** ****** ***** ********** (***) ******* ****** *** ********* ****** ****** ** *********** ** ****** ** *** ********’* **** ********** ******; ** **** *** ***** ** *********** **** ***** * ****-**** ****/*********** ******, ******** *******/******** ****** ****** ** ******** ******* *************.

    Commissions
    Effective date of commission schedule: 06/10/2019
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    No Trail

    Nationwide Peak 7 MVA
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****
    Ages 81-85  
    Initial Premium: ****
    Ages 86-90  
    Initial Premium: ****

    Trail Option #5

    Nationwide Peak 7 MVA
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 81-85  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 86-90  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Trail Option #6

    Nationwide Peak 7 MVA
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 81-85  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 86-90  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Trail Option #7

    Nationwide Peak 7 MVA
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 81-85  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 86-90  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    1) In the event that any Contract issued under this Agreement shall terminate due to the owner's e --[ subscription required to view full text ]--
    *) ** *** ***** **** *** ******** ****** ***** **** ********* ***** ********* *** ** *** *****'* ******** ** ****** **** ******** ***** *** "**** ****" *********, *** **** ************ **** ******* ***** ** ******* **** ******* ******* *****. *) ** *********** *** ******** ** ******* ********** ******* ********* ** *** ********* **** ** ***** ******. *) ** *** ***** **** * ***** ******* ******** ***** ********** * **** ********* ** * ******* **********, ********* *** ******* ** * ***** *******, ************ **** ******* **** ** ******* **** ** *** ******* ***** ** *******: *. ****** *** ***** *** ****** **** *** **** ** *****, *** **** ************ **** ******* ***** ** ******* **** ******* ******* *****. *. ****** *** ****** **** *** *** ***** ******* *** **** ***** **** *** **** ** *****, **% ** *** ************ **** ******* ***** ** ******* **** ******* ******* *****. *** *********** *** ** ******* ******* ******* *** ****** ************ *******.


    Related Information

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