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    North American Company


    Performance Choice 8


    A Fixed Indexed Annuity with a 8-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Part Rate Cap Part Rate
    1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate   ***    ***    ***   *** 
    1-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR   ***    ***    ***   *** 
    1-Year Fidelity Multifactor Yeild Index 5% ER W/PR   ***    ***    ***   *** 
    1-Year S&P 500 Annual Point-to-Point W/PR   ***    ***    ***   *** 
    1-Year S&P 500 Monthly Point-to-Point Cap   ***    ***    ***   *** 
    1-Year S&P 500 Point-to-Point   ***    ***    ***   *** 
    1-Year S&P MARC 5% ER Annual Point to Point W/PR   ***    ***    ***   *** 
    2 Year Goldman Sachs Equity TimeX Index with Participation Rate   ***    ***    ***   *** 
    2-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR   ***    ***    ***   *** 
    2-Year Fidelity Multifactor Yeild Index 5% ER W/PR   ***    ***    ***   *** 
    2-Year S&P 500 Annual Point-to-Point W/PR   ***    ***    ***   *** 
    2-Year S&P MARC 5% ER Annual Point to Point W/PR   ***    ***    ***   *** 
    Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate   ***    ***    ***   *** 
    Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate   ***    ***    ***   *** 
    Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate   ***    ***    ***   *** 
    Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate   ***    ***    ***   *** 
    1-Year Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityname@ is a flexible --[ subscription required to view full text ]--
    *** @***********@ ** * ******** ******* ***** ******* ******* **** * @*******@-**** ********* ****** ****** **** ******** ********** **** ** *** ********, ****-**** ******, *** * ***** ******* ****** **** *** ***** ******* ** ******** ****** **** ** **** ** **** ** ******* *** ** ****** ************. *** @***********@ ** *** ** ********** ** *** ***** ******. ** ** * ***** ******* **** ******* ******** ***** ** ******** ***** ******* ******* *** *** ****** *********** ** ***** ******** *******. *** @***********@ ** ****** ** **** ** ****** ** ********** ****** *** ****** ** ***** *********** ******* ***** ** *********.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    In California, the ma --[ subscription required to view full text ]--
    ** **********, *** ****** ***** ********** ** ******* ** *** ********* ****** ** *.**% ** *** ************ ***** ** *** **** ** *********. **** ********** ** ******* **** ****** *** ********* ****** ****** ** ********** ********* *** ********** *******-**** *********.
    *** *********: **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **, **
    *** ******** *** ** *** ********* ** ***.

    MVA Explanation

    The @annuityname@ inclu --[ subscription required to view full text ]--
    *** @***********@ ******** ** ****** ***** ********** **** ** ******* **** ****** *** ********* ****** ****** ** **** ********** *** ** *** ******* ********* ** ****** ** *** ********** *******-**** ******* ********* ******. **** ********** *** ******** ** ******** *** ********* ***** ** *** ****** ** * ******* ********* ********* ** *** ****** ** *** ***** ***** ** *** ****** ***** ********** ******** ***** ****** *** ****** ***** *** ********* **** *******.

    Commissions
    Effective date of commission schedule: 05/02/2023
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Performance Choice 8
    Ages 40-75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Ages 80-85 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****

    Option B

    Performance Choice 8
    Ages 40-75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80-85 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option C

    Performance Choice 8
    Ages 40-75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80-85 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Renewal Premiums: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Option D

    Performance Choice 8
    Ages 40-75 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 76-79 Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****
    Ages 80+ Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9
    Initial Premium: **** **** **** **** **** **** **** **** ****
    Trail: Trail years ***+ is *****

    Chargebacks - Initial Term
    For death, full surrenders, partial withdrawals and/or Required Minimum Distributions (RMD's) occurring within the first contract anniversary year the following chargeback --[ subscription required to view full text ]--
    *********** - ******* ****
    *** *****, **** **********, ******* *********** ***/** ******** ******* ************* (***'*) ********* ****** *** ***** ******** *********** **** *** ********* ********** *********** *****: *.) *** ******** ****** *** *** ****** ****, ***** ******** ******, ***** ******** ******, ** **** *, **, *** *** ********: ***% ********** **** *** ***** ** *** *** ***** ***** *** ******** ***** **** ******* *** ***** ******** *********** ****; *** *.) ** **** *, ** *** ***, ***** ******** ****** *** *** ****** **** *******: ***% ********** ****** *** ***** ******** **** *** **% ********** ****** *** ****** ******** ****. *********** ** *** *** ****** **** **** **** ***** ** ********** *** ******. ***** ** ** ********** ** *****. ***** ** ** ********** ** * ****, ****** *** **** ******* *** ****** ** *****.
    *** ************* ** ***** ********, ***** ** * ***% ********** ********** ********** *** ****** ********* ****** ****** ** *** ********. ** ******** *** *** ******* ** *** ********, ***** ******** ******** *** ***** ** ********** *********** ** *** ****, ** *** **** **********, ******** ** ********** * *** * ** *** ***** ********, ***** ** ********* ************ ******.
    *********** - ********
    *** **** ********** ** ******* *********** ***** ******* ** * *****-**** ********** ******* (**** ***** ***** **** * ********* ****** ** * ***** ** ******) **-***** *********** **** ********** ** ***% **** *** **** ** **-***** ******* *** *** ** *** ***** * ******, *** ********** ** **% **** *** ***** ** *** ******* ***** ***** *** **-***** **** ******* *** ***** ******** *********** **** ***** **-*****. ***** ** ** **-***** *********** ********** ** *** ***** ** ***** ** ***. ********** *****;
    *** ********* **** ******** ** $***,** ** ****, *********** **** ** **** *** * ****** *** ****-**** ****** (********* ** **** ** ******** ***** ****** *******) ** *** *****.
    ******* ************ ****** ** ***** *** ***** **** **** ** *******, ******* ********* ******* ** ***-***-**** *** ******** *******.


    Related Information

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