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Pacific Life Insurance Company
Pacific Choice 5 Year
A Variable Annuity with a 5-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***
Ratings
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A.M. Best : A+ |
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Fitch: AA- |
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Moody's: Aa3 |
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Standard & Poor's: AA- |
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Rates
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Current Rates xx/xx/xxxx |
Guaranteed Minimum Values |
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Cap |
Cap |
Invesco® V.I. Nasdaq 100 Buffer Fund - September 2021
|
***
|
*** |
Invesco® V.I. S&P 500® Buffer Fund - September 2021
|
***
|
*** |
DCA 12-Month
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*.** %
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*.** %
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DCA 6-Month
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*.** %
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*.** %
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Provisions
Free Look Period: |
****
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(Free look period may vary by state) |
Rate Lock Protection: |
****
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Bail Out Provision Available: |
*** |
*** *** ***: |
**** |
Loan Provision Available: |
*** |
*** *** ***: |
**** |
Tax Sheltered: |
*** |
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Market Value Adjustment: |
*** |
MRD: |
*** |
Front-End Fee: |
*** |
Annual Maintenance Fee: |
*** |
Return of Premium Available: |
*** |
Death Benefit is: |
*** **** |
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Premiums
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Non-Qual |
Qualified |
Min Single Premium: |
**** |
******* |
Max Single Premium: |
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Age < xx: |
**** |
******* |
Age > xx: |
**** |
******* |
Payroll Deduction: |
**** |
**** |
Min Added Premium: |
**** |
**** |
Flexible Premiums ******* : |
****
|
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Min Single Premium Impaired: |
****** |
****** |
Min Single Premium Period Certain: |
****** |
****** |
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Age Restrictions
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Min Age |
Non-Qual
| Qualified
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Owner: |
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***** |
***** |
Annuitant: |
***** |
***** |
***** |
Impaired: |
|
***** |
***** |
Annuitization Age: |
|
***** |
***** |
***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** ***
***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****
|
|
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Systematic Withdrawals
Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****
**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****
Commissions
Effective date of commission schedule: 03/01/2018 |
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
|
Option A
Pacific Choice 5 Year
(All approved states)
|
Up to age 75 |
|
Initial Premium: |
**** |
Ages 76-76 |
|
Initial Premium: |
**** |
Ages 77-77 |
|
Initial Premium: |
**** |
Ages 78-78 |
|
Initial Premium: |
**** |
Ages 79-80 |
|
Initial Premium: |
**** |
Option B
Pacific Choice 5 Year
(All approved states)
|
Up to age 75 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76-76 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 77-77 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 78-78 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 79-80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Option C
Pacific Choice 5 Year
(All approved states)
|
Up to age 75 |
|
Initial Premium: |
**** |
Ages 76-76 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 77-77 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 78-78 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 79-80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Option D
Pacific Choice 5 Year
(All approved states)
|
Up to age 75 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 76-76 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 77-77 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 78-78 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Ages 79-80 |
|
Initial Premium: |
**** |
Trail: |
Trail years ***+ is ***** |
Related Information
Other Pacific Life Insurance Company Products
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Available Subscriptions
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Additional Information
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