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    Pacific Life Insurance Company


    Pacific Index Dimensions 10 Year MVA


    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A+   Fitch:  AA-   Moody's:  Aa3   Standard & Poor's:  AA-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
     Band $25,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year BlackRock Point to Point PR with Spread   ***    ***   ***    ***   ***   *** 
    1 Year MSCI EAFE Performance Triggered Index Trigger: 7.65
     ***   ***    ***   ***   *** 
    1 Year MSCI EAFE® Enhanced Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year MSCI EAFE® Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year MSCI EAFE® Point to Point with a Cap   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Performance Triggered Index Trigger: 7.65
     ***   ***    ***   ***   *** 
    1 Year S&P 500® Enhanced Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500® Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500® Point to Point with a Cap   ***    ***   ***    ***   ***   *** 
    1-Year BofA Iris U.S. Sectors Point-to-Point with Cap   ***    ***   ***    ***   ***   *** 
    1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread   ***    ***   ***    ***   ***   *** 
    1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread   ***    ***   ***    ***   ***   *** 
    2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread   ***    ***   ***    ***   ***   *** 
    2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %
     Band $100,000+  Cap Spread Part Rate Cap Spread Part Rate
    1 Year BlackRock Point to Point PR with Spread   ***    ***   ***    ***   ***   *** 
    1 Year MSCI EAFE Performance Triggered Index Trigger: 8.00
     ***   ***    ***   ***   *** 
    1 Year MSCI EAFE® Enhanced Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year MSCI EAFE® Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year MSCI EAFE® Point to Point with a Cap   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500 Performance Triggered Index Trigger: 8.00
     ***   ***    ***   ***   *** 
    1 Year S&P 500® Enhanced Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500® Participation Rate   ***    ***   ***    ***   ***   *** 
    1 Year S&P 500® Point to Point with a Cap   ***    ***   ***    ***   ***   *** 
    1-Year BofA Iris U.S. Sectors Point-to-Point with Cap   ***    ***   ***    ***   ***   *** 
    1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread   ***    ***   ***    ***   ***   *** 
    1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread   ***    ***   ***    ***   ***   *** 
    2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread   ***    ***   ***    ***   ***   *** 
    2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread   ***    ***   ***    ***   ***   *** 
    1 Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
    - none -

    Policy Notes

    The @annuityn --[ subscription required to view full text ]--
    *** @***********@ ** * ******* ******* *****-******* ******* **** * @*******@ **** ********* ****** ****** **** ****** ******** ******** *******, ******** *******, ********* ********, *** ** *** *********. ** ******** ******** ******** ***** ******* ** ********* (**** ******).

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    MVA Explanation

    Withdrawals and contract values annuitized b --[ subscription required to view full text ]--
    *********** *** ******** ****** ********** ****** *** *** ** *** ******* ********** ******, ** ****** ** **% ** *** ***** ***********’* ******** ***** (**% ** ******** ******** ** *** ***** ****), *** ** ******* ** ** *** (** ******** ** *** ********** ********** *******), ** *** ****** ********* ******** **** ****** ***** ****** *** ******** * ********.

    *** *** ** ***** ** * ******* ******** ** ******* ** ********-**** *********. ** * ******* ****, ** ******** ***** **** ****** *** **** ** ***** ***** *** ******** *** ******, *** *** *** ****** *** ****** *********. ** ******** ***** **** ******, *** *** *** ******** *** ****** *********, ** ** * ********* *******. ** ** ***** **** *** *** ***** *** ********** ****** ** ** **** **** *** ********** ******* ********* *****.

    ***** ** ** *** ******** ** *********** **** ***** *** ********** ****** ****** *** *******.

    Commissions
    Effective date of commission schedule: 02/18/2020
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Option A

    Pacific Index Dimensions 10 Year MVA
    Up to age 75  
    Initial Premium: ****
    Ages 76-80  
    Initial Premium: ****

    Option B

    Pacific Index Dimensions 10 Year MVA
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option C

    Pacific Index Dimensions 10 Year MVA
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Option D

    Pacific Index Dimensions 10 Year MVA
    Up to age 75  
    Initial Premium: ****
    Trail: Trail years ***+ is *****
    Ages 76-80  
    Initial Premium: ****
    Trail: Trail years ***+ is *****

    Related Information

    Other Pacific Life Insurance Company Products

    MYGA
    Pacific Expedition II 3
    Pacific Expedition II 5
    Pacific Expedition II 7
    Pacific Harbor 3
    Pacific Harbor 5
    Fixed Indexed Annuity
    Pacific Advisory Fixed Indexed Annuity 5
    Pacific Index Advisory 5
    Pacific Index Advisory 7
    Pacific Index Dimensions 10 Year
    Pacific Index Dimensions 7 Year
    Pacific Index Dimensions 7 Year MVA
    Pacific Index Edge 10
    Pacific Index Edge 5
    Pacific Index Edge 7
    Pacific Index Foundation 10
    Pacific Index Foundation 5
    Pacific Index Foundation 7
    SPIA
    Pacific Secure Income DIA
    Variable Annuity
    Pacific Advisory Variable Annuity
    Pacific Choice 2
    Pacific Choice 5 Year
    Pacific Choice Income
    Pacific Odyssey

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