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Protective Life And Annuity (NY)


ProSaver Platinum Plus 6 NY


A MYGA with a 6-year fixed rate and a 6-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

Rates
The interest rate is guaranteed for 6 years
Surrender charges last 6 years
Last Rate Change: xx/xx/xxxx
Next Rate Change: xx/xx/xxxx
  Previous Rates
xx/xx/xxxx
Current Rates
xx/xx/xxxx
  RateBonus Yield to
Surrender
RateBonus Yield to
Surrender
Band 10,000+   ****   *****   *****   ****   *****   ***** 
Band 100,000+   ****   *****   *****   ****   *****   ***** 

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ is a Flexible Premium Annuity offering a choice of guaranteed inter --[ subscription required to view full text ]--
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******* * ********* ****** *** * ****** ***** ********** **** *****. ********** **** **** ******* ******* ************ ** ******* ** ***** **** ** **** ***** *** *** ** *** ******** ********** ******. ****** *** ******** *********, *** ***-******* ***** ** *** *** ** ** ******** ********** ****** **** ** ********* ** * ********** ********** ******. *** ********** ********** ****** **** ** *** **** ******** ** *** ******** ********** ****** **, ** ** ** *** ***** * ********** ****** ** *** **** ******** ** **** ****, *** ******* ********** ****** ** ***** **** ** ******* **** *** ******** ********** ******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
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Commissions
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Related Information

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SPIA
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