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American Equity Investment Life Insurance Company

Integrity Gold (Index 5-07)

A Fixed Indexed Annuity with a 6-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
	A.M. Best : A-		Standard & Poor's: BBB+

Rates

	Previous Rates xx/xx/xxxx			Current Rates xx/xx/xxxx			Guaranteed Minimum Values
	Cap	Spread	Part Rate	Cap	Spread	Part Rate	Cap	Spread	Part Rate
1-Year Dow Jones Monthly Average Cap	***	***	***	***	***	***	***	***	***
1-Year Dow Jones Point-to-Point Cap	***	***	***	***	***	***	***	***	***
1-Year Lehman U.S. Aggregate Point-to-Point	***	***	***	***	***	***	***	***	***
1-Year S&P 500 Monthly Average Cap	***	***	***	***	***	***	***	***	***
1-Year S&P 500 Monthly Average PR	***	***	***	***	***	***	***	***	***
1-Year S&P 500 Monthly Point-to-Point	***	***	***	***	***	***	***	***	***
1-Year S&P 500 Point-to-Point Cap	***	***	***	***	***	***	***	***	***
1-Year S&P 500 Point-to-Point PR	***	***	***	***	***	***	***	***	***
Fixed (Rate guaranteed for 1 Year)	.* %			.* %			.* %

State Specified Minimum Interest Rate: ****

Policy Notes

A Flexible Premium Equity Index Annuity offering the followi --[ subscription required to view full text ]--
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Two riders are available..

Lifetime Income Benefit Rider (5.0%)
Rider is not available in NY WA
Lifetime Income Benefit Rider Features The lifetime Income Benefit Rider (LIBR is available in those states where the LIBR-2008 is not --[ subscription2 required to view full text ]-- ************** ******** ********** ****** ************ ** ************ ******** ********** ****** (**** ************** ****** ******** ****** ** ****-**** ** ************) ************** ************ ********** ************ **************** **** ** ****** ** ************** ** ** **** ********. ****** ** **** ********** ** **** ****** ************ **** ** ************. ** ************ ******** ********** ****** ******** ** **** ******** **** **** ********** **************** ** **** ************. ** ************ ******** ********** ****** ************ ** ****************** ** ********** **** **************** ********. ******************** ****** ** ** **** ** ************ ******** ****** ** ******** ********** ****** (**). ** ******** ********** ****** ******** ** ****** ********** ********** **** .% ************ ****** ********** .% ** ************ ****, ****** ************ ******** ********** ************ ******. ** ** ************ **** ************ ** ********** ****** ** ************ ************** **********, ************** ** ****** ************ ************** ********. ******************** ****** ** ** ****** ****** ************ ******** ********** ************ **** ** ** ****** ** ** ****** ** ** ************ ****. ** ** **** ****** ********** **** ******** **********, **************, ****-************, ************. **** ************ ******** ************ ** ****** **** ** **** ************ ** ****************** ** ******** ********** ******. (** ****** ******) ** **** ****** ****** ************ ******** ********** ************ ******** ** **** ************ ******************. ************** ******** ****- **** ************ ****************** ****** ************ ******** ********** ************ ******, **** ************ ****** ********** ** ******** ********** ******, **** ******** ********** ****** **** ****- ****** **** ************ ******. **** ************ ******** ********** ************ ************, **** ******** ********** ******** **** ******** **************** ************ ********. ************ ******** ********** ****** ************ **** ** ** ****** ** ************ ******** ********** ********** **** ** , ****** ** ** ************ ****, ** ******** ** **** ************ ******************. ** ************ ******** ********** ****** **************** ****** ** ******/************** ******** ** ************** ******** ** **** ****************** ****** ** ************** ****************: . ** ** ******/************** **** ******** **** ******** ********** ************ ******, ** ******** ** **** ** **** ************, ** ** ****** **** ****** **** ************ **** ** **** ************; . ** ************ ******** ********** ************ **** ********** ******, ** ************** ******** ************ **********: ) **** ********** ************ ****** ****** **; ) **** ************** ******** ********** ****** ********** ************ % ** ** ******** ********** ******, ****** ********' **** **** ****-, ****** ** ******** ********** ****** ************ ****. ******** ****************** ** ********** ****************** ****** ****** ** ************ ******** ********** ************ ****** **** ******** ******** **** ******** ********** ********** **********. ******** ****************** ******** ** ************ ****** ****, ******** ********** ****** **** ********** ** ****, ** ****** **************** ** **** ************ ******** ********** ************ ****. ************** ********** ** ****** ******** ********************.

Lifetime Income Benefit Rider (8.0%)
Rider is not available in NY WA
Lifetime Income Benefit Rider Features The lifetime Income Benefit Rider (LIBR-2008) is available on selected Indexed Deferred Annu --[ subscription2 required to view full text ]-- ************** ******** ********** ****** ************ ** ************ ******** ********** ****** (****-****) ************** ************ ********** ************ **************** **** ** ****** ** ************** ** ** **** ********. ****** ** **** ********** ** **** ****** ************ **** ** ************. ** ************ ******** ********** ****** ******** ** **** ******** **** **** ********** **************** ** **** ************. ** ************ ******** ********** ****** ************ ** ****************** ** ********** **** **************** ********. ******************** ****** ** ** **** ** ************ ******** ****** ** ******** ********** ****** (**). ** ******** ********** ****** ****** .% ** ************ ****, ****** ************ ******** ********** ************ ******. ** ** ************ **** ************ ** ********** ****** ** ************ ************** **********, ************** ** ****** ************ ************** ********. ******************** ****** ** ** ****** ****** ************ ******** ********** ************ **** ** ** ****** ** ** ****** ** ** ************ ****. ** ** **** ****** ********** **** ******** **********, **************, ****-************, ************. **** ************ ******** ************ ** ****** **** ** **** ************ ** ****************** ** ******** ********** ******. ************** ******** ****- **** ************ ****************** ****** ************ ******** ********** ************ ******, **** ************ ****** ********** ** ******** ********** ******, **** ******** ********** ****** **** ****- ****** **** ************ ******. **** ************ ******** ********** ************ ************, **** ******** ********** ******** **** ******** **************** ************ ********. ************ ******** ********** ****** ************ ** ** ****** ********** ** ************ ********** ****** **** ****** ************ ****************** ****** ** ****** ** , ************** ******. ** ** ************ **** ****** **** ** ** ** ** **** ************ ******, **************** ** **************** ******** **************** **************** **** **. ** ************ ******** ********** ****** **************** ****** ** ******/************** ******** ** ************** ******** ** **** ****************** ****** ** ************** ****************: . ** ** ******/************** **** ******** **** ******** ********** ************ ******, ** ******** ** **** ** **** ************, ** ** ****** **** ****** **** ************ **** ** **** ************; . ** ************ ******** ********** ************ **** ********** ******, ** ************** ******** ************ **********: ) **** ********** ************ ****** ****** **; ) **** ************** ******** ********** ****** ********** ************ % ** ** ******** ********** ******, ****** ********' **** **** ****-, ****** ** ******** ********** ****** ************ ****. ******** ****************** ** ********** ****************** ****** ****** ** ************ ******** ********** ************ ****** **** ******** ******** **** ******** ********** ********** **********. ******** ****************** ******** ** ************ ****** ****, ******** ********** ****** **** ********** ** ****, ** ****** **************** ** **** ************ ******** ********** ************ ****. ************** ********** ** ****** ******** ********************.

Provisions

Free Look Period:	****
Rate Lock Protection:	****
Bail Out Provision Available:	***
* * ***:	****
Loan Provision Available:	***
* * ***:	****
Tax Sheltered:	***

Market Value Adjustment:	***
MRD:	***
Front-End Fee:	***
Annual Maintenance Fee:	***
Return of Premium Available:	***
Death Benefit is:	* **

Premiums
	Non-Qual	Qualified
Min Single Premium:	****	*******
Max Single Premium:	****	*******
Payroll Deduction:	****	****
Min Added Premium:	****	****
Flexible Premiums ******* :	****
Min Single Premium Impaired:	******	******
Min Single Premium Period Certain:	******	******

Ages Restrictions
	Min Age	Non-Qual	Qualified
Owner:		*****	*****
Annuitant:	*****	*****	*****
Impaired:		*****	*****
Annuitization Age:		*****	*****
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Systematic Withdrawals

Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

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MVA Explanation
Verify state availability with carrier

No MVA --[ subscription required to view full text ]--
** ***

Commissions
Effective date of commission schedule: 06/01/2010
Commissions are ***** *** * *** * *** * ** ***** ***.

Integrity Gold (Index 5-07)

(All approved states)

Up to age 75

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Ages 76-80

Year 1

Year 2

Year 3

Year 4

Year 5

Initial Premium:

****

Renewal Premiums:

****

Extra 1% Commission Through April 2, 2010 Rules: Minimum $250,000 Net Paid Premium Required. 1% Commission Bonus - for issue ages 0-75*, 0.75 --[ subscription required to view full text ]--
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Related Information

Other American Equity Investment Life Insurance Company Products

MYGA

Guarantee 5 (SPDA-MYGA)
Guarantee 5 (SPDA-MYGA) MVA
Guarantee 7 (SPDA-MYGA)
Guarantee 7 (SPDA-MYGA) MVA

Fixed Annuity

FPDA 1
FPDA-10 (MVA)
FPDA-11 (MVA)
FPDA-12
Premier Eagle 10 (FPDA-7-08)
Premier Eagle 12 (FRG-09)

Fixed Indexed Annuity

10/10 Gold (Index 6-05)
Advantage Gold
Benefit Gold (ICC10 IDX 110*)
Bonus 5 (INDEX-3-07-WA)
Bonus Gold (Index 1-07)
Bonus Gold (Index-1-05 & Index-7-05-OK)
Income Gold (Index 3-07)
Millenium Platinum (Index-6-05)
Retirement Gold (02-09)
Retirement Gold (RG-FIA-09)

SPIA

SPIA-1

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