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    Global Atlantic Financial Group


    Bonus Advantage

       (RETIRED)

    A Fixed Indexed Annuity with a 10-year surrender period.
    This product is not available in *** *** *** *** *** *** *** *** ***

    Ratings
      A.M. Best :  A   Fitch:  A   Moody's:  A2   Standard & Poor's:  A-  

    Rates
      Current Rates
    xx/xx/xxxx
    Guaranteed
    Minimum Values
       Cap Cap
    1-Year Annual Point-to-Point with Cap   ***    *** 
    1-Year Monthly Average with Annual Cap   ***    *** 
    1-Year Monthly Point-to-Point with Cap   ***    *** 
    1-Year Fixed Account   (Rate guaranteed for 1 Year) *.** % *.** %

    State Specified Minimum Interest Rate: ****
    Premium Bonus
     Year: 1
    Bonus Rate: ****

    Policy Notes

    The @annuityname@ is a Si --[ subscription required to view full text ]--
    *** @***********@ ** * ****** ******* ******** ******* ******** **** ***** *** ******* ******** ********** ** ****** ** @***********@. *** @***********@ ** ******** *** ********** ******* ** ***** ****-**** ************ *****. *** @***********@ *** * @*******@-**** ********* ****** ****** *** ** *** *********.

    ** ******** *** @***********@ **** * *** **** ******* ***** ** @************@%. **** ** *** ** **** ******* ***** *** ** ********* ** ***** *** ********* ***** ** *** *** ** *** ********** ****** ******.

    Provisions
    Free Look Period: ****
    (Free look period may vary by state)
    Rate Lock Protection: ****
    Bail Out Provision Available: ***
    *** *** ***: ****
    Loan Provision Available: ***
    *** *** ***: ****
    Tax Sheltered: ***
    Market Value Adjustment: ***
    MRD: ***
    Front-End Fee: ***
    Annual Maintenance Fee: ***
    Return of Premium Available: ***
    Death Benefit is: *** ****
    Premiums
      Non-Qual Qualified
    Min Single Premium: **** *******
    Max Single Premium:
    Age < xx: **** *******
    Age > xx: **** *******
    Payroll Deduction: **** ****
    Min Added Premium: **** ****
    Flexible Premiums ******* : ****  
    Min Single Premium Impaired: ****** ******
    Min Single Premium Period Certain: ****** ******
     
    Age Restrictions
      Min Age Non-Qual Qualified
    Owner:   ***** *****
    Annuitant: ***** ***** *****
    Impaired:   ***** *****
    Annuitization Age:   ***** *****

    ***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


    Systematic Withdrawals


    Systematic withdrawals are ***** ** *** ****** ****
    *****************: **** ****** **** *****

    **** *** ***** ** $****.**
    *** *** ****** *** $****.**
    **** ***** ******* ***** ******* * ****** ***** ****

    State Specific Notes

    Iowa, New Jersey, an --[ subscription required to view full text ]--
    ****, *** ******, *** ************ *** **** ********* *** ***** ************.

    MVA Explanation
    Not available in AK DE MD MN MO NV OH OK OR WA

    Any amounts that are a --[ subscription required to view full text ]--
    *** ******* **** *** ******** * ********** ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******** *****. ****** ***** *********** **** *** ** ******* ** *** ***** ******** **** *** ** *** ***** ** *** *****. ****** ******, ****** ***** *********** ********* ******** *** ******** ***** **** ******** ***** **** *** ******** *** ******** ***** **** ******** ***** ****.
    &****;
    *** ********* ** *** ******.

    Commissions
    Effective date of commission schedule: 05/05/2014
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.
    Bonus Advantage
    AK DE MD MN NV OH OK OR SC TX UT WA
    Up to age 75  
    Initial Premium: ****
    Ages 76+  
    Initial Premium: ****
    Up to age 75  
    Initial Premium: ****
    Ages 76+  
    Initial Premium: ****

    Rates 1.00% less in --[ subscription required to view full text ]--
    ***** *.**% **** ** ******* ******. *** ***********.*** *** **** ** ******.


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