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Pacific Life


Pacific Index Foundation 7


A Fixed Indexed Annuity with a 7-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Fitch:  A+   Moody's:  A1   Standard & Poor's:  AA-  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
 Band $25,000+  Cap Cap
MSCI EAFE 1-year Performance-Triggered Index Option Trigger: 4.45
 *** 
MSCI EAFE 1-year Performance-Triggered Index Option Trigger: 4.45
 *** 
MSCI EAFE 1-year Point-to Point with Cap   ***    *** 
MSCI EAFE 1-year Point-to Point with Cap   ***    *** 
S&P 500 1-year Point-to-Point with Cap   ***    *** 
S&P 500 1-year Point-to-Point with Cap   ***    *** 
S&P 500 1-year Performance-Triggered Index Option Trigger: 4.45
 *** 
S&P 500 1-year Performance-Triggered Index Option Trigger: 4.45
 *** 
7-Year Fixed Account Option   (Rate guaranteed for 7 Years) *.** % *.** %
7-Year Fixed Account Option   (Rate guaranteed for 7 Years) *.** % *.** %
 Band $100,000+  Cap Cap
MSCI EAFE 1-year Performance-Triggered Index Option Trigger: 4.85
 *** 
MSCI EAFE 1-year Performance-Triggered Index Option Trigger: 4.85
 *** 
MSCI EAFE 1-year Point-to Point with Cap   ***    *** 
MSCI EAFE 1-year Point-to Point with Cap   ***    *** 
S&P 500 1-year Point-to-Point with Cap   ***    *** 
S&P 500 1-year Point-to-Point with Cap   ***    *** 
S&P 500 1-year Performance-Triggered Index Option Trigger: 4.85
 *** 
S&P 500 1-year Performance-Triggered Index Option Trigger: 4.85
 *** 
7-Year Fixed Account Option   (Rate guaranteed for 7 Years) *.** % *.** %
7-Year Fixed Account Option   (Rate guaranteed for 7 Years) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The @annuityname@ is --[ subscription required to view full text ]--
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Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in CA

If money, excluding amounts up to the interest --[ subscription required to view full text ]--
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  • *** *** ** ******* ** *************, ****** ********** ** *** *** ** * ********* ****.
  • *** *** ** ******* ** *** ***** ********** ****** ***** ** ********* ** ****, ********** ******* ** *****.
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  • Commissions
    Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

    Related Information

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