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Guggenheim Life and Annuity Company


Highlander


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  B++  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Part Rate Cap Part Rate
S&P 500 1-Year Point-To-Point With Cap   ***    ***    ***   *** 
S&P 500 1-Year Point-To-Point With Participation   ***    ***    ***   *** 
S&P 500 MARC 5 1-Year Pt-to-Pt w/Participation   ***    ***    ***   *** 
1 Year Fixed Rate Strategy   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus by State
 Year: 1
Most States ****
CT ****

Policy Notes

The @annuityname@™ is a --[ subscription required to view full text ]--
*** @***********@™ ** * ****** ******* ******** ***** ******* ******* ******** ******** ********* ********** *** * ***** ******** **** ********. ********* ******* **** ***** ** ******* *********** ****** *** ***** @*******@ ***** ** *** ********. ** ********** ** **** ***** *** @***********@™ ******** * ****** ***** ********** ("***") **** ******* **** ********* ******* *****. * @************@ ******* ***** (***** ** ******* ** * ********* ********) ** ******** ** *** ***** **** *******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

MVA Explanation
Not available in CA FL

Any amounts tha --[ subscription required to view full text ]--
*** ******* **** *** ******** * ********* ****** **** **** ** ******* ** * ****** ***** **********, ***** *** ******** ** ******** *** ******* *****. ****** ***** *********** ********* ******** *** ******** ********** ***** **** ******** ***** ****, *** ******** *** ******** ********** ***** **** ******** ***** ****.

Commissions
Effective date of commission schedule: 11/01/2016
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

Highlander
CA FL
Up to age 75  
Initial Premium: ****
Ages 76-80  
Initial Premium: ****
Up to age 75  
Initial Premium: ****
Ages 76-80  
Initial Premium: ****

Option B

Highlander
CA FL
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76-80  
Initial Premium: ****
Trail: Trail years ***+ is *****
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76-80  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option C

Highlander
CA FL
Up to age 80  
Initial Premium: ****
Trail: Trail years ***+ is *****
Up to age 80  
Initial Premium: ****
Trail: Trail years ***+ is *****

Related Information

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ProOption MYGA 5 with ROP
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Fixed Indexed Annuity
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Provider Single Premium Immediate Annuity

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Additional Information

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