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Midland National Life


MNL Income Planning Annuity


A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in *** *** *** *** *** *** *** *** ***

Ratings
  A.M. Best :  A+   Fitch:  A+   Standard & Poor's:  A+  

Rates
  Current Rates
xx/xx/xxxx
Guaranteed
Minimum Values
   Cap Spread Part Rate Cap Spread Part Rate
1 Year Fidelity Multifactor Yield Index 5% ER Index Margin (no cap)   ***    ***   ***    ***   ***   *** 
1-Year NASDAQ 100 Monthly Point-to-Point Cap   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Participation Rate   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Annual Point-to-Point Index Cap   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 DA Index Margin   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Inverse Performance Trigger   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Low Volitility Daily Risk 5% Annual Point-to-Point   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Low Volitility Daily Risk 5% Annual Point-to-Point Index Margin   ***    ***   ***    ***   ***   *** 
1-Year S&P 500 Monthly Point-to-Point Idex Cap   ***    ***   ***    ***   ***   *** 
1-Year S&P MARC 5% ER Annual Point-to-Point with PR   ***    ***   ***    ***   ***   *** 
2 Year Fidelity Multifactor Yield Index 5% ER Point to Point (No Cap)   ***    ***   ***    ***   ***   *** 
2-Year S&P 500 Low Volitility Daily Risk 8% Point-to-Point Index Margin   ***    ***   ***    ***   ***   *** 
2-Year S&P MARC 5% ER Point-to-Point with PR   ***    ***   ***    ***   ***   *** 
Fixed   (Rate guaranteed for 1 Year) *.** % *.** %

State Specified Minimum Interest Rate: ****
Premium Bonus
- none -

Policy Notes

The MNL Income Plan --[ subscription required to view full text ]--
*** *** ****** ******** ******* ** * ****** ******* ******** ***** ***** *******. ********** ******** *** *** ******* ***** *** ******** ** ******. *** ******* ************* ******** * ********** ******** ********** ******* ***** *** * ******. **** ******* ** ******** *** ********** ******. *********** ** *** ***** **** *** ***** *** ** ******* *** **** ******** ** **** *******.

Provisions
Free Look Period: ****
(Free look period may vary by state)
Rate Lock Protection: ****
Bail Out Provision Available: ***
*** *** ***: ****
Loan Provision Available: ***
*** *** ***: ****
Tax Sheltered: ***
Market Value Adjustment: ***
MRD: ***
Front-End Fee: ***
Annual Maintenance Fee: ***
Return of Premium Available: ***
Death Benefit is: *** ****
Premiums
  Non-Qual Qualified
Min Single Premium: **** *******
Max Single Premium:
Age < xx: **** *******
Age > xx: **** *******
Payroll Deduction: **** ****
Min Added Premium: **** ****
Flexible Premiums ******* : ****  
Min Single Premium Impaired: ****** ******
Min Single Premium Period Certain: ****** ******
 
Age Restrictions
  Min Age Non-Qual Qualified
Owner:   ***** *****
Annuitant: ***** ***** *****
Impaired:   ***** *****
Annuitization Age:   ***** *****

***** ***** ***** ****** *** **** * ***** ****** *** ****** ***** ** ******** *** ***** ***** ***** ****** *** **** * ***** ***** ***** ***** ****** *** **** * *****


Systematic Withdrawals


Systematic withdrawals are ***** ** *** ****** ****
*****************: **** ****** **** *****

**** *** ***** ** $****.**
*** *** ****** *** $****.**
**** ***** ******* ***** ******* * ****** ***** ****

State Specific Notes

For contracts issue --[ subscription required to view full text ]--
*** ********* ****** ** *******, *** *** ****** ** ******* ****** ****** ***** ** *** ************ ***** ** *** **** ***** *** ***** ******** ****. ********* ****** ******* ******* **** ******, **** ****** **** * **-**** ** **-**** ****** *******, ***** *** ******** **** ******, *** ***** *** ******** **** * **-**** ** **-**** ****** *******. ********** ** *** ********* ** **

MVA Explanation

The Market Value Adjustment is an a --[ subscription required to view full text ]--
*** ****** ***** ********** ** ** ********** **** ** *** **** ** * **** ** ******* ********* ** *** ****** ** ****** ** **** *******-**** ********** ******, ****** *** ********* ****** ******. *** *** ***** ******* *** ******* **** ****** **** *** ***** **** ***** ********** *** **** ****** *** ******* ** ***** **** *********** ********* *****. *** *** ******* ** ******* ** *** ****** ***** ********** ******** ***** **** (*******’* ** ******). *** *** ********* *** ********* ****** **** ***** **** *** ********* *** ********* ****** **** ***** **** ** **** **** *** **********. ** *** ** **** ******* ****** *** ********* ****** ****** *** **** *** ****** *** ****** *********** ***** *** ******* ********* *****.

Commissions
Effective date of commission schedule: 02/25/2020
Commissions are ******* ** ***** *** ** ******* **** ***** ******* **** ***** ****** **** **** ** ******* *****.

Option A

MNL Income Planning Annuity
Up to age 75  
Initial Premium: ****
Ages 76+  
Initial Premium: ****

Option B

MNL Income Planning Annuity
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option C

MNL Income Planning Annuity
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Option D

MNL Income Planning Annuity
Up to age 75  
Initial Premium: ****
Trail: Trail years ***+ is *****
Ages 76+  
Initial Premium: ****
Trail: Trail years ***+ is *****

Related Information

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Available Subscriptions

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Additional Information

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